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CRCL vs. EQH: A Head-to-Head Stock Comparison

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Here’s a clear look at CRCL and EQH, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCRCLEQH
Company NameCircle Internet GroupEquitable Holdings, Inc.
CountryUnited StatesUnited States
GICS SectorInformation TechnologyFinancials
GICS IndustrySoftwareFinancial Services
Market Capitalization19.93 billion USD13.14 billion USD
ExchangeNYSENYSE
Listing DateJune 5, 2025May 10, 2018
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CRCL and EQH by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CRCL vs. EQH: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCRCLEQH
5-Day Price Return-21.34%0.25%
13-Week Price Return-45.14%-17.03%
26-Week Price Return---17.58%
52-Week Price Return---6.68%
Month-to-Date Return-35.51%-9.47%
Year-to-Date Return-1.61%-5.19%
10-Day Avg. Volume19.27M3.32M
3-Month Avg. Volume13.25M2.86M
3-Month Volatility88.22%27.01%
Beta0.011.16

Profitability

Return on Equity (TTM)

CRCL

--

Software Industry

Max
65.88%
Q3
22.54%
Median
10.46%
Q1
-6.54%
Min
-41.05%

Return on Equity data for CRCL is currently unavailable.

EQH

-52.70%

Financial Services Industry

Max
34.42%
Q3
16.76%
Median
9.18%
Q1
3.90%
Min
-10.16%

EQH has a negative Return on Equity of -52.70%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

CRCL vs. EQH: A comparison of their Return on Equity (TTM) against their respective Software and Financial Services industry benchmarks.

Net Profit Margin (TTM)

CRCL

-8.98%

Software Industry

Max
53.50%
Q3
20.30%
Median
9.60%
Q1
-4.98%
Min
-41.00%

CRCL has a negative Net Profit Margin of -8.98%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

EQH

-4.62%

Financial Services Industry

Max
52.16%
Q3
25.33%
Median
13.11%
Q1
7.04%
Min
-8.99%

EQH has a negative Net Profit Margin of -4.62%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

CRCL vs. EQH: A comparison of their Net Profit Margin (TTM) against their respective Software and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

CRCL

-2.10%

Software Industry

Max
61.99%
Q3
23.67%
Median
10.93%
Q1
-3.57%
Min
-40.19%

CRCL has a negative Operating Profit Margin of -2.10%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

EQH

12.18%

Financial Services Industry

Max
81.07%
Q3
40.32%
Median
19.93%
Q1
10.20%
Min
-34.40%

EQH’s Operating Profit Margin of 12.18% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

CRCL vs. EQH: A comparison of their Operating Profit Margin (TTM) against their respective Software and Financial Services industry benchmarks.

Profitability at a Glance

SymbolCRCLEQH
Return on Equity (TTM)---52.70%
Return on Assets (TTM)---0.23%
Net Profit Margin (TTM)-8.98%-4.62%
Operating Profit Margin (TTM)-2.10%12.18%
Gross Profit Margin (TTM)--49.15%

Financial Strength

Current Ratio (MRQ)

CRCL

1.03

Software Industry

Max
4.01
Q3
2.27
Median
1.50
Q1
1.03
Min
0.25

CRCL’s Current Ratio of 1.03 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

EQH

3.08

Financial Services Industry

Max
4.36
Q3
2.26
Median
1.33
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CRCL vs. EQH: A comparison of their Current Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CRCL

0.09

Software Industry

Max
2.04
Q3
0.86
Median
0.29
Q1
0.00
Min
0.00

CRCL’s Debt-to-Equity Ratio of 0.09 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

EQH

135.93

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.55
Q1
0.11
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

CRCL vs. EQH: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

CRCL

--

Software Industry

Max
89.65
Q3
33.82
Median
1.59
Q1
-10.48
Min
-71.23

Interest Coverage Ratio data for CRCL is currently unavailable.

EQH

1.76

Financial Services Industry

Max
140.54
Q3
57.67
Median
6.72
Q1
1.93
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

CRCL vs. EQH: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Financial Strength at a Glance

SymbolCRCLEQH
Current Ratio (MRQ)1.033.08
Quick Ratio (MRQ)1.033.08
Debt-to-Equity Ratio (MRQ)0.09135.93
Interest Coverage Ratio (TTM)--1.76

Growth

Revenue Growth

CRCL vs. EQH: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CRCL vs. EQH: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CRCL

0.00%

Software Industry

Max
0.34%
Q3
0.17%
Median
0.00%
Q1
0.00%
Min
0.00%

CRCL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

EQH

3.09%

Financial Services Industry

Max
7.52%
Q3
3.60%
Median
1.75%
Q1
0.00%
Min
0.00%

EQH’s Dividend Yield of 3.09% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

CRCL vs. EQH: A comparison of their Dividend Yield (TTM) against their respective Software and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

CRCL

0.00%

Software Industry

Max
12.76%
Q3
6.56%
Median
0.00%
Q1
0.00%
Min
0.00%

CRCL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

EQH

21.08%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
17.51%
Q1
0.00%
Min
0.00%

EQH’s Dividend Payout Ratio of 21.08% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

CRCL vs. EQH: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Dividend at a Glance

SymbolCRCLEQH
Dividend Yield (TTM)0.00%3.09%
Dividend Payout Ratio (TTM)0.00%21.08%

Valuation

Price-to-Earnings Ratio (TTM)

CRCL

--

Software Industry

Max
142.78
Q3
72.24
Median
36.21
Q1
24.24
Min
4.55

P/E Ratio data for CRCL is currently unavailable.

EQH

--

Financial Services Industry

Max
46.13
Q3
28.79
Median
13.18
Q1
9.14
Min
0.47

P/E Ratio data for EQH is currently unavailable.

CRCL vs. EQH: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

CRCL

6.19

Software Industry

Max
20.79
Q3
12.71
Median
6.75
Q1
4.56
Min
0.87

CRCL’s P/S Ratio of 6.19 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

EQH

0.83

Financial Services Industry

Max
9.71
Q3
4.81
Median
2.49
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

CRCL vs. EQH: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

CRCL

17.02

Software Industry

Max
30.49
Q3
14.84
Median
8.09
Q1
4.32
Min
0.38

CRCL’s P/B Ratio of 17.02 is in the upper tier for the Software industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

EQH

102.77

Financial Services Industry

Max
7.21
Q3
3.51
Median
1.52
Q1
0.88
Min
0.08

At 102.77, EQH’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

CRCL vs. EQH: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Valuation at a Glance

SymbolCRCLEQH
Price-to-Earnings Ratio (TTM)----
Price-to-Sales Ratio (TTM)6.190.83
Price-to-Book Ratio (MRQ)17.02102.77
Price-to-Free Cash Flow Ratio (TTM)36.7710.49