Seek Returns logo

CRBG vs. TRV: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at CRBG and TRV, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCRBGTRV
Company NameCorebridge Financial, Inc.The Travelers Companies, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryFinancial ServicesInsurance
Market Capitalization17.96 billion USD62.53 billion USD
ExchangeNYSENYSE
Listing DateSeptember 16, 2022November 17, 1975
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CRBG and TRV by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CRBG vs. TRV: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCRBGTRV
5-Day Price Return-1.10%0.93%
13-Week Price Return-8.64%4.37%
26-Week Price Return0.06%6.47%
52-Week Price Return10.60%18.26%
Month-to-Date Return0.62%2.84%
Year-to-Date Return7.75%15.91%
10-Day Avg. Volume3.68M1.01M
3-Month Avg. Volume3.47M1.22M
3-Month Volatility23.47%20.48%
Beta0.950.57

Profitability

Return on Equity (TTM)

CRBG

-2.73%

Financial Services Industry

Max
39.28%
Q3
18.88%
Median
9.97%
Q1
4.03%
Min
-10.25%

CRBG has a negative Return on Equity of -2.73%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

TRV

18.53%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

TRV’s Return on Equity of 18.53% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

CRBG vs. TRV: A comparison of their Return on Equity (TTM) against their respective Financial Services and Insurance industry benchmarks.

Net Profit Margin (TTM)

CRBG

-2.30%

Financial Services Industry

Max
52.16%
Q3
25.35%
Median
12.68%
Q1
6.11%
Min
-11.69%

CRBG has a negative Net Profit Margin of -2.30%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

TRV

10.96%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

TRV’s Net Profit Margin of 10.96% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

CRBG vs. TRV: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Insurance industry benchmarks.

Operating Profit Margin (TTM)

CRBG

4.41%

Financial Services Industry

Max
75.57%
Q3
37.78%
Median
19.09%
Q1
10.04%
Min
-19.42%

CRBG’s Operating Profit Margin of 4.41% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

TRV

14.43%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

CRBG vs. TRV: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Insurance industry benchmarks.

Profitability at a Glance

SymbolCRBGTRV
Return on Equity (TTM)-2.73%18.53%
Return on Assets (TTM)-0.09%3.87%
Net Profit Margin (TTM)-2.30%10.96%
Operating Profit Margin (TTM)4.41%14.43%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

CRBG

--

Financial Services Industry

Max
4.83
Q3
2.70
Median
1.44
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TRV

1.00

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CRBG vs. TRV: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CRBG

0.92

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.66
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

TRV

0.27

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

CRBG vs. TRV: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

CRBG

9.57

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

TRV

16.77

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

CRBG vs. TRV: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolCRBGTRV
Current Ratio (MRQ)--1.00
Quick Ratio (MRQ)--1.00
Debt-to-Equity Ratio (MRQ)0.920.27
Interest Coverage Ratio (TTM)9.5716.77

Growth

Revenue Growth

CRBG vs. TRV: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CRBG vs. TRV: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CRBG

3.03%

Financial Services Industry

Max
8.12%
Q3
3.37%
Median
1.70%
Q1
0.00%
Min
0.00%

CRBG’s Dividend Yield of 3.03% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

TRV

1.55%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

TRV’s Dividend Yield of 1.55% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

CRBG vs. TRV: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

CRBG

12.04%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
18.23%
Q1
0.00%
Min
0.00%

CRBG’s Dividend Payout Ratio of 12.04% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

TRV

18.45%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

TRV’s Dividend Payout Ratio of 18.45% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

CRBG vs. TRV: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Insurance industry benchmarks.

Dividend at a Glance

SymbolCRBGTRV
Dividend Yield (TTM)3.03%1.55%
Dividend Payout Ratio (TTM)12.04%18.45%

Valuation

Price-to-Earnings Ratio (TTM)

CRBG

--

Financial Services Industry

Max
45.81
Q3
30.21
Median
16.29
Q1
10.14
Min
0.70

P/E Ratio data for CRBG is currently unavailable.

TRV

11.92

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

TRV’s P/E Ratio of 11.92 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CRBG vs. TRV: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

CRBG

1.18

Financial Services Industry

Max
10.88
Q3
5.34
Median
2.64
Q1
1.24
Min
0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

TRV

1.31

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

TRV’s P/S Ratio of 1.31 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

CRBG vs. TRV: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

CRBG

1.59

Financial Services Industry

Max
7.93
Q3
3.78
Median
1.49
Q1
0.88
Min
0.08

CRBG’s P/B Ratio of 1.59 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

TRV

2.04

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

TRV’s P/B Ratio of 2.04 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

CRBG vs. TRV: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Insurance industry benchmarks.

Valuation at a Glance

SymbolCRBGTRV
Price-to-Earnings Ratio (TTM)--11.92
Price-to-Sales Ratio (TTM)1.181.31
Price-to-Book Ratio (MRQ)1.592.04
Price-to-Free Cash Flow Ratio (TTM)8.976.49