Seek Returns logo

CPAY vs. ZBRA: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at CPAY and ZBRA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCPAYZBRA
Company NameCorpay, Inc.Zebra Technologies Corporation
CountryUnited StatesUnited States
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesElectronic Equipment, Instruments & Components
Market Capitalization20.39 billion USD15.35 billion USD
ExchangeNYSENasdaqGS
Listing DateDecember 15, 2010August 15, 1991
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CPAY and ZBRA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CPAY vs. ZBRA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCPAYZBRA
5-Day Price Return0.22%1.61%
13-Week Price Return-13.07%-4.78%
26-Week Price Return-17.98%6.67%
52-Week Price Return-9.48%-17.02%
Month-to-Date Return0.22%1.61%
Year-to-Date Return-14.69%-21.82%
10-Day Avg. Volume0.44M0.46M
3-Month Avg. Volume0.48M0.51M
3-Month Volatility26.09%36.84%
Beta0.891.69

Profitability

Return on Equity (TTM)

CPAY

30.89%

Financial Services Industry

Max
39.28%
Q3
18.88%
Median
9.97%
Q1
4.03%
Min
-10.25%

In the upper quartile for the Financial Services industry, CPAY’s Return on Equity of 30.89% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

ZBRA

15.38%

Electronic Equipment, Instruments & Components Industry

Max
21.57%
Q3
13.27%
Median
8.55%
Q1
4.42%
Min
-4.21%

In the upper quartile for the Electronic Equipment, Instruments & Components industry, ZBRA’s Return on Equity of 15.38% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

CPAY vs. ZBRA: A comparison of their Return on Equity (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Net Profit Margin (TTM)

CPAY

25.17%

Financial Services Industry

Max
52.16%
Q3
25.35%
Median
12.68%
Q1
6.11%
Min
-11.69%

CPAY’s Net Profit Margin of 25.17% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

ZBRA

10.56%

Electronic Equipment, Instruments & Components Industry

Max
17.31%
Q3
10.85%
Median
7.26%
Q1
3.13%
Min
-3.00%

ZBRA’s Net Profit Margin of 10.56% is aligned with the median group of its peers in the Electronic Equipment, Instruments & Components industry. This indicates its ability to convert revenue into profit is typical for the sector.

CPAY vs. ZBRA: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Operating Profit Margin (TTM)

CPAY

44.50%

Financial Services Industry

Max
75.57%
Q3
37.78%
Median
19.09%
Q1
10.04%
Min
-19.42%

An Operating Profit Margin of 44.50% places CPAY in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

ZBRA

15.30%

Electronic Equipment, Instruments & Components Industry

Max
30.04%
Q3
15.08%
Median
9.55%
Q1
4.27%
Min
-3.83%

An Operating Profit Margin of 15.30% places ZBRA in the upper quartile for the Electronic Equipment, Instruments & Components industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

CPAY vs. ZBRA: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Profitability at a Glance

SymbolCPAYZBRA
Return on Equity (TTM)30.89%15.38%
Return on Assets (TTM)5.63%6.96%
Net Profit Margin (TTM)25.17%10.56%
Operating Profit Margin (TTM)44.50%15.30%
Gross Profit Margin (TTM)78.12%48.59%

Financial Strength

Current Ratio (MRQ)

CPAY

1.12

Financial Services Industry

Max
4.83
Q3
2.70
Median
1.44
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ZBRA

1.46

Electronic Equipment, Instruments & Components Industry

Max
4.57
Q3
2.85
Median
2.03
Q1
1.51
Min
0.62

ZBRA’s Current Ratio of 1.46 falls into the lower quartile for the Electronic Equipment, Instruments & Components industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

CPAY vs. ZBRA: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CPAY

2.07

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.66
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

ZBRA

0.60

Electronic Equipment, Instruments & Components Industry

Max
1.14
Q3
0.54
Median
0.30
Q1
0.11
Min
0.00

ZBRA’s leverage is in the upper quartile of the Electronic Equipment, Instruments & Components industry, with a Debt-to-Equity Ratio of 0.60. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

CPAY vs. ZBRA: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Interest Coverage Ratio (TTM)

CPAY

6.72

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

ZBRA

7.83

Electronic Equipment, Instruments & Components Industry

Max
79.05
Q3
36.62
Median
12.51
Q1
3.72
Min
-18.73

ZBRA’s Interest Coverage Ratio of 7.83 is positioned comfortably within the norm for the Electronic Equipment, Instruments & Components industry, indicating a standard and healthy capacity to cover its interest payments.

CPAY vs. ZBRA: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Financial Strength at a Glance

SymbolCPAYZBRA
Current Ratio (MRQ)1.121.46
Quick Ratio (MRQ)1.010.98
Debt-to-Equity Ratio (MRQ)2.070.60
Interest Coverage Ratio (TTM)6.727.83

Growth

Revenue Growth

CPAY vs. ZBRA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CPAY vs. ZBRA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CPAY

0.00%

Financial Services Industry

Max
8.12%
Q3
3.37%
Median
1.70%
Q1
0.00%
Min
0.00%

CPAY currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

ZBRA

0.00%

Electronic Equipment, Instruments & Components Industry

Max
5.36%
Q3
2.53%
Median
1.28%
Q1
0.16%
Min
0.00%

ZBRA currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

CPAY vs. ZBRA: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Dividend Payout Ratio (TTM)

CPAY

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
18.23%
Q1
0.00%
Min
0.00%

CPAY has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

ZBRA

0.00%

Electronic Equipment, Instruments & Components Industry

Max
218.94%
Q3
90.25%
Median
38.81%
Q1
3.69%
Min
0.00%

ZBRA has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

CPAY vs. ZBRA: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Dividend at a Glance

SymbolCPAYZBRA
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

CPAY

19.40

Financial Services Industry

Max
45.81
Q3
30.21
Median
16.29
Q1
10.14
Min
0.70

CPAY’s P/E Ratio of 19.40 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

ZBRA

27.45

Electronic Equipment, Instruments & Components Industry

Max
74.74
Q3
42.40
Median
26.55
Q1
20.05
Min
10.12

ZBRA’s P/E Ratio of 27.45 is within the middle range for the Electronic Equipment, Instruments & Components industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CPAY vs. ZBRA: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Price-to-Sales Ratio (TTM)

CPAY

4.88

Financial Services Industry

Max
10.88
Q3
5.34
Median
2.64
Q1
1.24
Min
0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

ZBRA

2.90

Electronic Equipment, Instruments & Components Industry

Max
6.79
Q3
3.58
Median
2.05
Q1
1.29
Min
0.20

ZBRA’s P/S Ratio of 2.90 aligns with the market consensus for the Electronic Equipment, Instruments & Components industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

CPAY vs. ZBRA: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Price-to-Book Ratio (MRQ)

CPAY

5.95

Financial Services Industry

Max
7.93
Q3
3.78
Median
1.49
Q1
0.88
Min
0.08

CPAY’s P/B Ratio of 5.95 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

ZBRA

4.34

Electronic Equipment, Instruments & Components Industry

Max
6.92
Q3
3.80
Median
2.23
Q1
1.42
Min
0.44

ZBRA’s P/B Ratio of 4.34 is in the upper tier for the Electronic Equipment, Instruments & Components industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

CPAY vs. ZBRA: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Valuation at a Glance

SymbolCPAYZBRA
Price-to-Earnings Ratio (TTM)19.4027.45
Price-to-Sales Ratio (TTM)4.882.90
Price-to-Book Ratio (MRQ)5.954.34
Price-to-Free Cash Flow Ratio (TTM)9.9517.63