CPAY vs. TEL: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at CPAY and TEL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | CPAY | TEL |
|---|---|---|
| Company Name | Corpay, Inc. | TE Connectivity plc |
| Country | United States | Ireland |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Financial Services | Electronic Equipment, Instruments & Components |
| Market Capitalization | 19.85 billion USD | 72.98 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 15, 2010 | June 14, 2007 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of CPAY and TEL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | CPAY | TEL |
|---|---|---|
| 5-Day Price Return | 7.62% | 1.73% |
| 13-Week Price Return | -7.47% | 23.97% |
| 26-Week Price Return | -13.74% | 65.52% |
| 52-Week Price Return | -18.88% | 59.64% |
| Month-to-Date Return | 7.96% | 0.30% |
| Year-to-Date Return | -16.94% | 73.30% |
| 10-Day Avg. Volume | 1.03M | 2.16M |
| 3-Month Avg. Volume | 0.51M | 1.82M |
| 3-Month Volatility | 31.15% | 18.58% |
| Beta | 0.86 | 1.25 |
Profitability
Return on Equity (TTM)
CPAY
28.84%
Financial Services Industry
- Max
- 39.28%
- Q3
- 18.88%
- Median
- 9.97%
- Q1
- 4.03%
- Min
- -10.25%
In the upper quartile for the Financial Services industry, CPAY’s Return on Equity of 28.84% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
TEL
14.90%
Electronic Equipment, Instruments & Components Industry
- Max
- 21.57%
- Q3
- 13.27%
- Median
- 8.55%
- Q1
- 4.42%
- Min
- -4.21%
In the upper quartile for the Electronic Equipment, Instruments & Components industry, TEL’s Return on Equity of 14.90% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
CPAY
24.37%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.35%
- Median
- 12.68%
- Q1
- 6.11%
- Min
- -11.69%
CPAY’s Net Profit Margin of 24.37% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
TEL
10.67%
Electronic Equipment, Instruments & Components Industry
- Max
- 17.31%
- Q3
- 10.85%
- Median
- 7.26%
- Q1
- 3.13%
- Min
- -3.00%
TEL’s Net Profit Margin of 10.67% is aligned with the median group of its peers in the Electronic Equipment, Instruments & Components industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
CPAY
44.42%
Financial Services Industry
- Max
- 75.57%
- Q3
- 37.78%
- Median
- 19.09%
- Q1
- 10.04%
- Min
- -19.42%
An Operating Profit Margin of 44.42% places CPAY in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
TEL
18.60%
Electronic Equipment, Instruments & Components Industry
- Max
- 30.04%
- Q3
- 15.08%
- Median
- 9.55%
- Q1
- 4.27%
- Min
- -3.83%
An Operating Profit Margin of 18.60% places TEL in the upper quartile for the Electronic Equipment, Instruments & Components industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | CPAY | TEL |
|---|---|---|
| Return on Equity (TTM) | 28.84% | 14.90% |
| Return on Assets (TTM) | 5.48% | 7.67% |
| Net Profit Margin (TTM) | 24.37% | 10.67% |
| Operating Profit Margin (TTM) | 44.42% | 18.60% |
| Gross Profit Margin (TTM) | 78.26% | 35.22% |
Financial Strength
Current Ratio (MRQ)
CPAY
1.13
Financial Services Industry
- Max
- 4.83
- Q3
- 2.70
- Median
- 1.44
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
TEL
1.56
Electronic Equipment, Instruments & Components Industry
- Max
- 4.57
- Q3
- 2.85
- Median
- 2.03
- Q1
- 1.51
- Min
- 0.62
TEL’s Current Ratio of 1.56 aligns with the median group of the Electronic Equipment, Instruments & Components industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
CPAY
1.99
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.66
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
TEL
0.45
Electronic Equipment, Instruments & Components Industry
- Max
- 1.14
- Q3
- 0.54
- Median
- 0.30
- Q1
- 0.11
- Min
- 0.00
TEL’s Debt-to-Equity Ratio of 0.45 is typical for the Electronic Equipment, Instruments & Components industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
CPAY
6.72
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
TEL
114.40
Electronic Equipment, Instruments & Components Industry
- Max
- 79.05
- Q3
- 36.62
- Median
- 12.51
- Q1
- 3.72
- Min
- -18.73
With an Interest Coverage Ratio of 114.40, TEL demonstrates a superior capacity to service its debt, placing it well above the typical range for the Electronic Equipment, Instruments & Components industry. This stems from either robust earnings or a conservative debt load.
Financial Strength at a Glance
| Symbol | CPAY | TEL |
|---|---|---|
| Current Ratio (MRQ) | 1.13 | 1.56 |
| Quick Ratio (MRQ) | 1.05 | 0.91 |
| Debt-to-Equity Ratio (MRQ) | 1.99 | 0.45 |
| Interest Coverage Ratio (TTM) | 6.72 | 114.40 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
CPAY
0.00%
Financial Services Industry
- Max
- 8.12%
- Q3
- 3.37%
- Median
- 1.70%
- Q1
- 0.00%
- Min
- 0.00%
CPAY currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
TEL
1.12%
Electronic Equipment, Instruments & Components Industry
- Max
- 5.36%
- Q3
- 2.53%
- Median
- 1.28%
- Q1
- 0.16%
- Min
- 0.00%
TEL’s Dividend Yield of 1.12% is consistent with its peers in the Electronic Equipment, Instruments & Components industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
CPAY
0.00%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 18.23%
- Q1
- 0.00%
- Min
- 0.00%
CPAY has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
TEL
43.59%
Electronic Equipment, Instruments & Components Industry
- Max
- 218.94%
- Q3
- 90.25%
- Median
- 38.81%
- Q1
- 3.69%
- Min
- 0.00%
TEL’s Dividend Payout Ratio of 43.59% is within the typical range for the Electronic Equipment, Instruments & Components industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | CPAY | TEL |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.12% |
| Dividend Payout Ratio (TTM) | 0.00% | 43.59% |
Valuation
Price-to-Earnings Ratio (TTM)
CPAY
18.57
Financial Services Industry
- Max
- 45.81
- Q3
- 30.21
- Median
- 16.29
- Q1
- 10.14
- Min
- 0.70
CPAY’s P/E Ratio of 18.57 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
TEL
38.89
Electronic Equipment, Instruments & Components Industry
- Max
- 74.74
- Q3
- 42.40
- Median
- 26.55
- Q1
- 20.05
- Min
- 10.12
TEL’s P/E Ratio of 38.89 is within the middle range for the Electronic Equipment, Instruments & Components industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
CPAY
4.53
Financial Services Industry
- Max
- 10.88
- Q3
- 5.34
- Median
- 2.64
- Q1
- 1.24
- Min
- 0.06
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
TEL
4.15
Electronic Equipment, Instruments & Components Industry
- Max
- 6.79
- Q3
- 3.58
- Median
- 2.05
- Q1
- 1.29
- Min
- 0.20
TEL’s P/S Ratio of 4.15 is in the upper echelon for the Electronic Equipment, Instruments & Components industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
CPAY
4.99
Financial Services Industry
- Max
- 7.93
- Q3
- 3.78
- Median
- 1.49
- Q1
- 0.88
- Min
- 0.08
CPAY’s P/B Ratio of 4.99 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
TEL
5.10
Electronic Equipment, Instruments & Components Industry
- Max
- 6.92
- Q3
- 3.80
- Median
- 2.23
- Q1
- 1.42
- Min
- 0.44
TEL’s P/B Ratio of 5.10 is in the upper tier for the Electronic Equipment, Instruments & Components industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | CPAY | TEL |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 18.57 | 38.89 |
| Price-to-Sales Ratio (TTM) | 4.53 | 4.15 |
| Price-to-Book Ratio (MRQ) | 4.99 | 5.10 |
| Price-to-Free Cash Flow Ratio (TTM) | 9.54 | 22.36 |