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CPAY vs. RGTI: A Head-to-Head Stock Comparison

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Here’s a clear look at CPAY and RGTI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCPAYRGTI
Company NameCorpay, Inc.Rigetti Computing, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesSemiconductors & Semiconductor Equipment
Market Capitalization20.36 billion USD12.99 billion USD
ExchangeNYSENasdaqCM
Listing DateDecember 15, 2010April 22, 2021
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CPAY and RGTI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CPAY vs. RGTI: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCPAYRGTI
5-Day Price Return-2.54%35.11%
13-Week Price Return-14.97%197.84%
26-Week Price Return-17.32%405.81%
52-Week Price Return-8.94%5,140.71%
Month-to-Date Return0.09%34.47%
Year-to-Date Return-14.80%162.52%
10-Day Avg. Volume0.46M111.59M
3-Month Avg. Volume0.48M54.22M
3-Month Volatility26.13%107.83%
Beta0.881.60

Profitability

Return on Equity (TTM)

CPAY

30.89%

Financial Services Industry

Max
39.28%
Q3
18.88%
Median
9.97%
Q1
4.03%
Min
-10.25%

In the upper quartile for the Financial Services industry, CPAY’s Return on Equity of 30.89% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

RGTI

-65.29%

Semiconductors & Semiconductor Equipment Industry

Max
47.13%
Q3
23.50%
Median
9.94%
Q1
0.86%
Min
-20.69%

RGTI has a negative Return on Equity of -65.29%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

CPAY vs. RGTI: A comparison of their Return on Equity (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Net Profit Margin (TTM)

CPAY

25.17%

Financial Services Industry

Max
52.16%
Q3
25.35%
Median
12.68%
Q1
6.11%
Min
-11.69%

CPAY’s Net Profit Margin of 25.17% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

RGTI

-2,079.86%

Semiconductors & Semiconductor Equipment Industry

Max
52.41%
Q3
23.88%
Median
10.17%
Q1
1.21%
Min
-32.15%

RGTI has a negative Net Profit Margin of -2,079.86%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

CPAY vs. RGTI: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Operating Profit Margin (TTM)

CPAY

44.50%

Financial Services Industry

Max
75.57%
Q3
37.78%
Median
19.09%
Q1
10.04%
Min
-19.42%

An Operating Profit Margin of 44.50% places CPAY in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

RGTI

-981.45%

Semiconductors & Semiconductor Equipment Industry

Max
58.09%
Q3
27.54%
Median
11.18%
Q1
3.31%
Min
-28.36%

RGTI has a negative Operating Profit Margin of -981.45%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

CPAY vs. RGTI: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Profitability at a Glance

SymbolCPAYRGTI
Return on Equity (TTM)30.89%-65.29%
Return on Assets (TTM)5.63%-48.92%
Net Profit Margin (TTM)25.17%-2,079.86%
Operating Profit Margin (TTM)44.50%-981.45%
Gross Profit Margin (TTM)78.12%40.57%

Financial Strength

Current Ratio (MRQ)

CPAY

1.12

Financial Services Industry

Max
4.83
Q3
2.70
Median
1.44
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RGTI

41.57

Semiconductors & Semiconductor Equipment Industry

Max
6.58
Q3
4.24
Median
2.73
Q1
2.13
Min
1.02

RGTI’s Current Ratio of 41.57 is exceptionally high, placing it well outside the typical range for the Semiconductors & Semiconductor Equipment industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

CPAY vs. RGTI: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CPAY

2.07

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.66
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

RGTI

0.00

Semiconductors & Semiconductor Equipment Industry

Max
1.09
Q3
0.48
Median
0.25
Q1
0.01
Min
0.00

Falling into the lower quartile for the Semiconductors & Semiconductor Equipment industry, RGTI’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

CPAY vs. RGTI: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Interest Coverage Ratio (TTM)

CPAY

6.72

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

RGTI

-1.28

Semiconductors & Semiconductor Equipment Industry

Max
174.00
Q3
74.71
Median
26.06
Q1
6.43
Min
-7.80

RGTI has a negative Interest Coverage Ratio of -1.28. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

CPAY vs. RGTI: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Financial Strength at a Glance

SymbolCPAYRGTI
Current Ratio (MRQ)1.1241.57
Quick Ratio (MRQ)1.0141.28
Debt-to-Equity Ratio (MRQ)2.070.00
Interest Coverage Ratio (TTM)6.72-1.28

Growth

Revenue Growth

CPAY vs. RGTI: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CPAY vs. RGTI: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CPAY

0.00%

Financial Services Industry

Max
8.12%
Q3
3.37%
Median
1.70%
Q1
0.00%
Min
0.00%

CPAY currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

RGTI

0.00%

Semiconductors & Semiconductor Equipment Industry

Max
3.72%
Q3
1.51%
Median
0.69%
Q1
0.00%
Min
0.00%

RGTI currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

CPAY vs. RGTI: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend Payout Ratio (TTM)

CPAY

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
18.23%
Q1
0.00%
Min
0.00%

CPAY has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

RGTI

0.00%

Semiconductors & Semiconductor Equipment Industry

Max
205.27%
Q3
88.01%
Median
27.13%
Q1
0.00%
Min
0.00%

RGTI has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

CPAY vs. RGTI: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend at a Glance

SymbolCPAYRGTI
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

CPAY

19.30

Financial Services Industry

Max
45.81
Q3
30.21
Median
16.29
Q1
10.14
Min
0.70

CPAY’s P/E Ratio of 19.30 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RGTI

--

Semiconductors & Semiconductor Equipment Industry

Max
106.30
Q3
61.93
Median
38.96
Q1
23.71
Min
13.06

P/E Ratio data for RGTI is currently unavailable.

CPAY vs. RGTI: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Sales Ratio (TTM)

CPAY

4.86

Financial Services Industry

Max
10.88
Q3
5.34
Median
2.64
Q1
1.24
Min
0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

RGTI

1,638.62

Semiconductors & Semiconductor Equipment Industry

Max
19.99
Q3
10.21
Median
5.23
Q1
2.88
Min
1.13

With a P/S Ratio of 1,638.62, RGTI trades at a valuation that eclipses even the highest in the Semiconductors & Semiconductor Equipment industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

CPAY vs. RGTI: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Book Ratio (MRQ)

CPAY

5.95

Financial Services Industry

Max
7.93
Q3
3.78
Median
1.49
Q1
0.88
Min
0.08

CPAY’s P/B Ratio of 5.95 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

RGTI

6.92

Semiconductors & Semiconductor Equipment Industry

Max
14.22
Q3
6.94
Median
4.29
Q1
1.99
Min
0.67

RGTI’s P/B Ratio of 6.92 is within the conventional range for the Semiconductors & Semiconductor Equipment industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

CPAY vs. RGTI: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Valuation at a Glance

SymbolCPAYRGTI
Price-to-Earnings Ratio (TTM)19.30--
Price-to-Sales Ratio (TTM)4.861,638.62
Price-to-Book Ratio (MRQ)5.956.92
Price-to-Free Cash Flow Ratio (TTM)9.90--