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CPAY vs. RBRK: A Head-to-Head Stock Comparison

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Here’s a clear look at CPAY and RBRK, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCPAYRBRK
Company NameCorpay, Inc.--
CountryUnited StatesUnited States
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesSoftware
Market Capitalization22.97 billion USD16.94 billion USD
ExchangeNYSENYSE
Listing DateDecember 15, 2010April 25, 2024
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CPAY and RBRK by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CPAY vs. RBRK: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCPAYRBRK
5-Day Price Return2.39%2.69%
13-Week Price Return-2.40%-7.72%
26-Week Price Return-10.61%25.58%
52-Week Price Return8.09%145.94%
Month-to-Date Return0.68%-7.81%
Year-to-Date Return-3.89%33.92%
10-Day Avg. Volume0.43M2.29M
3-Month Avg. Volume0.50M3.43M
3-Month Volatility31.75%49.25%
Beta1.011.75

Profitability

Return on Equity (TTM)

CPAY

30.89%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

In the upper quartile for the Financial Services industry, CPAY’s Return on Equity of 30.89% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

RBRK

--

Software Industry

Max
59.01%
Q3
21.98%
Median
7.15%
Q1
-11.12%
Min
-51.24%

Return on Equity data for RBRK is currently unavailable.

CPAY vs. RBRK: A comparison of their Return on Equity (TTM) against their respective Financial Services and Software industry benchmarks.

Net Profit Margin (TTM)

CPAY

25.17%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

CPAY’s Net Profit Margin of 25.17% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

RBRK

-53.68%

Software Industry

Max
48.14%
Q3
18.23%
Median
5.60%
Q1
-9.22%
Min
-49.36%

RBRK has a negative Net Profit Margin of -53.68%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

CPAY vs. RBRK: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Software industry benchmarks.

Operating Profit Margin (TTM)

CPAY

44.50%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

An Operating Profit Margin of 44.50% places CPAY in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

RBRK

-51.37%

Software Industry

Max
57.34%
Q3
20.60%
Median
7.84%
Q1
-8.72%
Min
-51.37%

RBRK has a negative Operating Profit Margin of -51.37%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

CPAY vs. RBRK: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Software industry benchmarks.

Profitability at a Glance

SymbolCPAYRBRK
Return on Equity (TTM)30.89%--
Return on Assets (TTM)5.63%-38.99%
Net Profit Margin (TTM)25.17%-53.68%
Operating Profit Margin (TTM)44.50%-51.37%
Gross Profit Margin (TTM)78.12%76.45%

Financial Strength

Current Ratio (MRQ)

CPAY

1.12

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RBRK

1.16

Software Industry

Max
3.83
Q3
2.31
Median
1.45
Q1
1.03
Min
0.24

RBRK’s Current Ratio of 1.16 aligns with the median group of the Software industry, indicating that its short-term liquidity is in line with its sector peers.

CPAY vs. RBRK: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CPAY

2.07

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

RBRK

--

Software Industry

Max
2.14
Q3
0.90
Median
0.29
Q1
0.00
Min
0.00

Debt-to-Equity Ratio data for RBRK is currently unavailable.

CPAY vs. RBRK: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Interest Coverage Ratio (TTM)

CPAY

6.72

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

RBRK

-71.23

Software Industry

Max
67.02
Q3
19.86
Median
0.70
Q1
-12.50
Min
-53.00

RBRK has a negative Interest Coverage Ratio of -71.23. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

CPAY vs. RBRK: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Financial Strength at a Glance

SymbolCPAYRBRK
Current Ratio (MRQ)1.121.16
Quick Ratio (MRQ)1.011.09
Debt-to-Equity Ratio (MRQ)2.07--
Interest Coverage Ratio (TTM)6.72-71.23

Growth

Revenue Growth

CPAY vs. RBRK: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CPAY vs. RBRK: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CPAY

0.00%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

CPAY currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

RBRK

0.00%

Software Industry

Max
0.08%
Q3
0.03%
Median
0.00%
Q1
0.00%
Min
0.00%

RBRK currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

CPAY vs. RBRK: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Software industry benchmarks.

Dividend Payout Ratio (TTM)

CPAY

0.00%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

CPAY has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

RBRK

0.00%

Software Industry

Max
1.32%
Q3
0.53%
Median
0.00%
Q1
0.00%
Min
0.00%

RBRK has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

CPAY vs. RBRK: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Dividend at a Glance

SymbolCPAYRBRK
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

CPAY

21.57

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

CPAY’s P/E Ratio of 21.57 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RBRK

--

Software Industry

Max
149.35
Q3
100.21
Median
47.97
Q1
26.77
Min
11.68

P/E Ratio data for RBRK is currently unavailable.

CPAY vs. RBRK: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Price-to-Sales Ratio (TTM)

CPAY

5.43

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

RBRK

16.84

Software Industry

Max
25.24
Q3
13.52
Median
8.15
Q1
4.87
Min
0.98

RBRK’s P/S Ratio of 16.84 is in the upper echelon for the Software industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

CPAY vs. RBRK: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Price-to-Book Ratio (MRQ)

CPAY

5.95

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

CPAY’s P/B Ratio of 5.95 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

RBRK

--

Software Industry

Max
30.95
Q3
14.91
Median
7.75
Q1
3.60
Min
0.38

P/B Ratio data for RBRK is currently unavailable.

CPAY vs. RBRK: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Valuation at a Glance

SymbolCPAYRBRK
Price-to-Earnings Ratio (TTM)21.57--
Price-to-Sales Ratio (TTM)5.4316.84
Price-to-Book Ratio (MRQ)5.95--
Price-to-Free Cash Flow Ratio (TTM)11.06132.70