CPAY vs. PSTG: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at CPAY and PSTG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | CPAY | PSTG |
|---|---|---|
| Company Name | Corpay, Inc. | Pure Storage, Inc. |
| Country | United States | United States |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Financial Services | Technology Hardware, Storage & Peripherals |
| Market Capitalization | 19.79 billion USD | 27.86 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 15, 2010 | October 6, 2015 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of CPAY and PSTG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | CPAY | PSTG |
|---|---|---|
| 5-Day Price Return | -0.72% | -8.52% |
| 13-Week Price Return | -12.15% | 44.30% |
| 26-Week Price Return | -21.35% | 53.47% |
| 52-Week Price Return | -24.73% | 69.62% |
| Month-to-Date Return | 7.19% | -14.30% |
| Year-to-Date Return | -17.54% | 37.70% |
| 10-Day Avg. Volume | 0.78M | 3.04M |
| 3-Month Avg. Volume | 0.53M | 2.92M |
| 3-Month Volatility | 31.44% | 74.62% |
| Beta | 0.85 | 1.25 |
Profitability
Return on Equity (TTM)
CPAY
28.84%
Financial Services Industry
- Max
- 34.42%
- Q3
- 16.76%
- Median
- 9.18%
- Q1
- 3.90%
- Min
- -10.16%
In the upper quartile for the Financial Services industry, CPAY’s Return on Equity of 28.84% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
PSTG
10.55%
Technology Hardware, Storage & Peripherals Industry
- Max
- 56.93%
- Q3
- 29.31%
- Median
- 7.95%
- Q1
- 5.02%
- Min
- -7.45%
PSTG’s Return on Equity of 10.55% is on par with the norm for the Technology Hardware, Storage & Peripherals industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
CPAY
24.37%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.33%
- Median
- 13.11%
- Q1
- 7.04%
- Min
- -8.99%
CPAY’s Net Profit Margin of 24.37% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
PSTG
4.15%
Technology Hardware, Storage & Peripherals Industry
- Max
- 17.92%
- Q3
- 8.33%
- Median
- 4.15%
- Q1
- 1.88%
- Min
- -3.36%
PSTG’s Net Profit Margin of 4.15% is aligned with the median group of its peers in the Technology Hardware, Storage & Peripherals industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
CPAY
44.42%
Financial Services Industry
- Max
- 81.07%
- Q3
- 40.32%
- Median
- 19.93%
- Q1
- 10.20%
- Min
- -34.40%
An Operating Profit Margin of 44.42% places CPAY in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
PSTG
2.26%
Technology Hardware, Storage & Peripherals Industry
- Max
- 20.70%
- Q3
- 10.85%
- Median
- 6.05%
- Q1
- 3.54%
- Min
- -4.90%
PSTG’s Operating Profit Margin of 2.26% is in the lower quartile for the Technology Hardware, Storage & Peripherals industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
Profitability at a Glance
| Symbol | CPAY | PSTG |
|---|---|---|
| Return on Equity (TTM) | 28.84% | 10.55% |
| Return on Assets (TTM) | 5.48% | 3.56% |
| Net Profit Margin (TTM) | 24.37% | 4.15% |
| Operating Profit Margin (TTM) | 44.42% | 2.26% |
| Gross Profit Margin (TTM) | 78.26% | 69.17% |
Financial Strength
Current Ratio (MRQ)
CPAY
1.13
Financial Services Industry
- Max
- 4.36
- Q3
- 2.26
- Median
- 1.33
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
PSTG
1.65
Technology Hardware, Storage & Peripherals Industry
- Max
- 2.51
- Q3
- 1.90
- Median
- 1.38
- Q1
- 0.97
- Min
- 0.11
PSTG’s Current Ratio of 1.65 aligns with the median group of the Technology Hardware, Storage & Peripherals industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
CPAY
1.99
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.55
- Q1
- 0.11
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
PSTG
0.00
Technology Hardware, Storage & Peripherals Industry
- Max
- 1.34
- Q3
- 0.82
- Median
- 0.42
- Q1
- 0.16
- Min
- 0.00
Falling into the lower quartile for the Technology Hardware, Storage & Peripherals industry, PSTG’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
CPAY
6.72
Financial Services Industry
- Max
- 140.54
- Q3
- 57.67
- Median
- 6.72
- Q1
- 1.93
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
PSTG
-2.95
Technology Hardware, Storage & Peripherals Industry
- Max
- 143.63
- Q3
- 62.44
- Median
- 17.59
- Q1
- 5.32
- Min
- -23.93
PSTG has a negative Interest Coverage Ratio of -2.95. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
Financial Strength at a Glance
| Symbol | CPAY | PSTG |
|---|---|---|
| Current Ratio (MRQ) | 1.13 | 1.65 |
| Quick Ratio (MRQ) | 1.05 | 1.42 |
| Debt-to-Equity Ratio (MRQ) | 1.99 | 0.00 |
| Interest Coverage Ratio (TTM) | 6.72 | -2.95 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
CPAY
0.00%
Financial Services Industry
- Max
- 7.52%
- Q3
- 3.60%
- Median
- 1.75%
- Q1
- 0.00%
- Min
- 0.00%
CPAY currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
PSTG
0.00%
Technology Hardware, Storage & Peripherals Industry
- Max
- 4.93%
- Q3
- 3.31%
- Median
- 1.70%
- Q1
- 0.01%
- Min
- 0.00%
PSTG currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
CPAY
0.00%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 17.51%
- Q1
- 0.00%
- Min
- 0.00%
CPAY has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
PSTG
0.00%
Technology Hardware, Storage & Peripherals Industry
- Max
- 136.56%
- Q3
- 76.58%
- Median
- 35.95%
- Q1
- 0.01%
- Min
- 0.00%
PSTG has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | CPAY | PSTG |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
CPAY
18.57
Financial Services Industry
- Max
- 46.13
- Q3
- 28.79
- Median
- 13.18
- Q1
- 9.14
- Min
- 0.47
CPAY’s P/E Ratio of 18.57 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
PSTG
199.92
Technology Hardware, Storage & Peripherals Industry
- Max
- 43.58
- Q3
- 27.14
- Median
- 21.23
- Q1
- 15.28
- Min
- 8.31
At 199.92, PSTG’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Technology Hardware, Storage & Peripherals industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
Price-to-Sales Ratio (TTM)
CPAY
4.52
Financial Services Industry
- Max
- 9.71
- Q3
- 4.81
- Median
- 2.49
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
PSTG
8.31
Technology Hardware, Storage & Peripherals Industry
- Max
- 6.35
- Q3
- 3.45
- Median
- 0.96
- Q1
- 0.46
- Min
- 0.04
With a P/S Ratio of 8.31, PSTG trades at a valuation that eclipses even the highest in the Technology Hardware, Storage & Peripherals industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
CPAY
4.99
Financial Services Industry
- Max
- 7.21
- Q3
- 3.51
- Median
- 1.52
- Q1
- 0.88
- Min
- 0.08
CPAY’s P/B Ratio of 4.99 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
PSTG
13.94
Technology Hardware, Storage & Peripherals Industry
- Max
- 13.94
- Q3
- 8.15
- Median
- 1.85
- Q1
- 0.94
- Min
- 0.32
PSTG’s P/B Ratio of 13.94 is in the upper tier for the Technology Hardware, Storage & Peripherals industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | CPAY | PSTG |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 18.57 | 199.92 |
| Price-to-Sales Ratio (TTM) | 4.52 | 8.31 |
| Price-to-Book Ratio (MRQ) | 4.99 | 13.94 |
| Price-to-Free Cash Flow Ratio (TTM) | 9.54 | 50.66 |