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CPAY vs. KEYS: A Head-to-Head Stock Comparison

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Here’s a clear look at CPAY and KEYS, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCPAYKEYS
Company NameCorpay, Inc.Keysight Technologies, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesElectronic Equipment, Instruments & Components
Market Capitalization20.39 billion USD29.79 billion USD
ExchangeNYSENYSE
Listing DateDecember 15, 2010October 20, 2014
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CPAY and KEYS by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CPAY vs. KEYS: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCPAYKEYS
5-Day Price Return0.22%-0.90%
13-Week Price Return-13.07%6.70%
26-Week Price Return-17.98%15.53%
52-Week Price Return-9.48%12.14%
Month-to-Date Return0.22%-0.90%
Year-to-Date Return-14.69%7.91%
10-Day Avg. Volume0.44M0.99M
3-Month Avg. Volume0.48M0.92M
3-Month Volatility26.09%22.87%
Beta0.891.20

Profitability

Return on Equity (TTM)

CPAY

30.89%

Financial Services Industry

Max
39.28%
Q3
18.88%
Median
9.97%
Q1
4.03%
Min
-10.25%

In the upper quartile for the Financial Services industry, CPAY’s Return on Equity of 30.89% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

KEYS

10.15%

Electronic Equipment, Instruments & Components Industry

Max
21.57%
Q3
13.27%
Median
8.55%
Q1
4.42%
Min
-4.21%

KEYS’s Return on Equity of 10.15% is on par with the norm for the Electronic Equipment, Instruments & Components industry, indicating its profitability relative to shareholder equity is typical for the sector.

CPAY vs. KEYS: A comparison of their Return on Equity (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Net Profit Margin (TTM)

CPAY

25.17%

Financial Services Industry

Max
52.16%
Q3
25.35%
Median
12.68%
Q1
6.11%
Min
-11.69%

CPAY’s Net Profit Margin of 25.17% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

KEYS

10.38%

Electronic Equipment, Instruments & Components Industry

Max
17.31%
Q3
10.85%
Median
7.26%
Q1
3.13%
Min
-3.00%

KEYS’s Net Profit Margin of 10.38% is aligned with the median group of its peers in the Electronic Equipment, Instruments & Components industry. This indicates its ability to convert revenue into profit is typical for the sector.

CPAY vs. KEYS: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Operating Profit Margin (TTM)

CPAY

44.50%

Financial Services Industry

Max
75.57%
Q3
37.78%
Median
19.09%
Q1
10.04%
Min
-19.42%

An Operating Profit Margin of 44.50% places CPAY in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

KEYS

16.96%

Electronic Equipment, Instruments & Components Industry

Max
30.04%
Q3
15.08%
Median
9.55%
Q1
4.27%
Min
-3.83%

An Operating Profit Margin of 16.96% places KEYS in the upper quartile for the Electronic Equipment, Instruments & Components industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

CPAY vs. KEYS: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Profitability at a Glance

SymbolCPAYKEYS
Return on Equity (TTM)30.89%10.15%
Return on Assets (TTM)5.63%5.46%
Net Profit Margin (TTM)25.17%10.38%
Operating Profit Margin (TTM)44.50%16.96%
Gross Profit Margin (TTM)78.12%62.37%

Financial Strength

Current Ratio (MRQ)

CPAY

1.12

Financial Services Industry

Max
4.83
Q3
2.70
Median
1.44
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

KEYS

3.59

Electronic Equipment, Instruments & Components Industry

Max
4.57
Q3
2.85
Median
2.03
Q1
1.51
Min
0.62

KEYS’s Current Ratio of 3.59 is in the upper quartile for the Electronic Equipment, Instruments & Components industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

CPAY vs. KEYS: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CPAY

2.07

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.66
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

KEYS

0.45

Electronic Equipment, Instruments & Components Industry

Max
1.14
Q3
0.54
Median
0.30
Q1
0.11
Min
0.00

KEYS’s Debt-to-Equity Ratio of 0.45 is typical for the Electronic Equipment, Instruments & Components industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

CPAY vs. KEYS: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Interest Coverage Ratio (TTM)

CPAY

6.72

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

KEYS

55.28

Electronic Equipment, Instruments & Components Industry

Max
79.05
Q3
36.62
Median
12.51
Q1
3.72
Min
-18.73

KEYS’s Interest Coverage Ratio of 55.28 is in the upper quartile for the Electronic Equipment, Instruments & Components industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

CPAY vs. KEYS: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Financial Strength at a Glance

SymbolCPAYKEYS
Current Ratio (MRQ)1.123.59
Quick Ratio (MRQ)1.012.74
Debt-to-Equity Ratio (MRQ)2.070.45
Interest Coverage Ratio (TTM)6.7255.28

Growth

Revenue Growth

CPAY vs. KEYS: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CPAY vs. KEYS: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CPAY

0.00%

Financial Services Industry

Max
8.12%
Q3
3.37%
Median
1.70%
Q1
0.00%
Min
0.00%

CPAY currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

KEYS

0.00%

Electronic Equipment, Instruments & Components Industry

Max
5.36%
Q3
2.53%
Median
1.28%
Q1
0.16%
Min
0.00%

KEYS currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

CPAY vs. KEYS: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Dividend Payout Ratio (TTM)

CPAY

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
18.23%
Q1
0.00%
Min
0.00%

CPAY has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

KEYS

0.00%

Electronic Equipment, Instruments & Components Industry

Max
218.94%
Q3
90.25%
Median
38.81%
Q1
3.69%
Min
0.00%

KEYS has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

CPAY vs. KEYS: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Dividend at a Glance

SymbolCPAYKEYS
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

CPAY

19.40

Financial Services Industry

Max
45.81
Q3
30.21
Median
16.29
Q1
10.14
Min
0.70

CPAY’s P/E Ratio of 19.40 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

KEYS

54.76

Electronic Equipment, Instruments & Components Industry

Max
74.74
Q3
42.40
Median
26.55
Q1
20.05
Min
10.12

A P/E Ratio of 54.76 places KEYS in the upper quartile for the Electronic Equipment, Instruments & Components industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

CPAY vs. KEYS: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Price-to-Sales Ratio (TTM)

CPAY

4.88

Financial Services Industry

Max
10.88
Q3
5.34
Median
2.64
Q1
1.24
Min
0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

KEYS

5.68

Electronic Equipment, Instruments & Components Industry

Max
6.79
Q3
3.58
Median
2.05
Q1
1.29
Min
0.20

KEYS’s P/S Ratio of 5.68 is in the upper echelon for the Electronic Equipment, Instruments & Components industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

CPAY vs. KEYS: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Price-to-Book Ratio (MRQ)

CPAY

5.95

Financial Services Industry

Max
7.93
Q3
3.78
Median
1.49
Q1
0.88
Min
0.08

CPAY’s P/B Ratio of 5.95 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

KEYS

4.97

Electronic Equipment, Instruments & Components Industry

Max
6.92
Q3
3.80
Median
2.23
Q1
1.42
Min
0.44

KEYS’s P/B Ratio of 4.97 is in the upper tier for the Electronic Equipment, Instruments & Components industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

CPAY vs. KEYS: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Valuation at a Glance

SymbolCPAYKEYS
Price-to-Earnings Ratio (TTM)19.4054.76
Price-to-Sales Ratio (TTM)4.885.68
Price-to-Book Ratio (MRQ)5.954.97
Price-to-Free Cash Flow Ratio (TTM)9.9521.05