CPAY vs. INTU: A Head-to-Head Stock Comparison

Updated on August 22, 2025

Here’s a clear look at CPAY and INTU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	CPAY	INTU
Company Name	Corpay, Inc.	Intuit Inc.
Country	United States	United States
GICS Sector	Financials	Information Technology
GICS Industry	Financial Services	Software
Market Capitalization	22.34 billion USD	195.03 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	December 15, 2010	March 12, 1993
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of CPAY and INTU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CPAY vs. INTU: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	CPAY	INTU
5-Day Price Return	-1.19%	-1.62%
13-Week Price Return	-9.27%	4.22%
26-Week Price Return	-14.11%	19.74%
52-Week Price Return	7.33%	5.40%
Month-to-Date Return	-2.05%	-10.95%
Year-to-Date Return	-6.50%	11.24%
10-Day Avg. Volume	0.60M	1.94M
3-Month Avg. Volume	0.50M	1.65M
3-Month Volatility	31.32%	27.72%
Beta	1.01	1.27

Profitability

Return on Equity (TTM)

CPAY

30.89%

Financial Services Industry

Max: 40.58%
Q3: 20.06%
Median: 10.67%
Q1: 4.19%
Min: -10.31%

In the upper quartile for the Financial Services industry, CPAY’s Return on Equity of 30.89% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

INTU

18.58%

Software Industry

Max: 59.01%
Q3: 21.98%
Median: 7.15%
Q1: -11.12%
Min: -51.24%

INTU’s Return on Equity of 18.58% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

CPAY vs. INTU: A comparison of their Return on Equity (TTM) against their respective Financial Services and Software industry benchmarks.

Net Profit Margin (TTM)

CPAY

25.17%

Financial Services Industry

Max: 52.86%
Q3: 25.58%
Median: 12.23%
Q1: 6.64%
Min: -9.92%

CPAY’s Net Profit Margin of 25.17% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

INTU

19.07%

Software Industry

Max: 48.14%
Q3: 18.23%
Median: 5.60%
Q1: -9.22%
Min: -49.36%

A Net Profit Margin of 19.07% places INTU in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.

CPAY vs. INTU: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Software industry benchmarks.

Operating Profit Margin (TTM)

CPAY

44.50%

Financial Services Industry

Max: 77.28%
Q3: 37.68%
Median: 18.17%
Q1: 9.27%
Min: -8.19%

An Operating Profit Margin of 44.50% places CPAY in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

INTU

24.38%

Software Industry

Max: 57.34%
Q3: 20.60%
Median: 7.84%
Q1: -8.72%
Min: -51.37%

An Operating Profit Margin of 24.38% places INTU in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

CPAY vs. INTU: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Software industry benchmarks.

Profitability at a Glance

Symbol	CPAY	INTU
Return on Equity (TTM)	30.89%	18.58%
Return on Assets (TTM)	5.63%	10.38%
Net Profit Margin (TTM)	25.17%	19.07%
Operating Profit Margin (TTM)	44.50%	24.38%
Gross Profit Margin (TTM)	78.12%	79.45%

Financial Strength

Current Ratio (MRQ)

CPAY

1.12

Financial Services Industry

Max: 4.58
Q3: 2.59
Median: 1.33
Q1: 0.69
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

INTU

1.45

Software Industry

Max: 3.83
Q3: 2.31
Median: 1.45
Q1: 1.03
Min: 0.24

INTU’s Current Ratio of 1.45 aligns with the median group of the Software industry, indicating that its short-term liquidity is in line with its sector peers.

CPAY vs. INTU: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CPAY

2.07

Financial Services Industry

Max: 4.96
Q3: 2.10
Median: 0.57
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

INTU

0.32

Software Industry

Max: 2.14
Q3: 0.90
Median: 0.29
Q1: 0.00
Min: 0.00

INTU’s Debt-to-Equity Ratio of 0.32 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

CPAY vs. INTU: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Interest Coverage Ratio (TTM)

CPAY

6.72

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

INTU

38.37

Software Industry

Max: 67.02
Q3: 19.86
Median: 0.70
Q1: -12.50
Min: -53.00

INTU’s Interest Coverage Ratio of 38.37 is in the upper quartile for the Software industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

CPAY vs. INTU: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Financial Strength at a Glance

Symbol	CPAY	INTU
Current Ratio (MRQ)	1.12	1.45
Quick Ratio (MRQ)	1.01	1.39
Debt-to-Equity Ratio (MRQ)	2.07	0.32
Interest Coverage Ratio (TTM)	6.72	38.37

Growth

Revenue Growth

CPAY vs. INTU: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CPAY vs. INTU: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CPAY

0.00%

Financial Services Industry

Max: 8.18%
Q3: 3.60%
Median: 1.56%
Q1: 0.00%
Min: 0.00%

CPAY currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

INTU

0.59%

Software Industry

Max: 0.08%
Q3: 0.03%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

INTU’s Dividend Yield of 0.59% is exceptionally high, placing it well above the typical range for the Software industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.

CPAY vs. INTU: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Software industry benchmarks.

Dividend Payout Ratio (TTM)

CPAY

0.00%

Financial Services Industry

Max: 155.56%
Q3: 63.71%
Median: 18.08%
Q1: 0.00%
Min: 0.00%

CPAY has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

INTU

25.46%

Software Industry

Max: 1.32%
Q3: 0.53%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

At 25.46%, INTU’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Software industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

CPAY vs. INTU: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Dividend at a Glance

Symbol	CPAY	INTU
Dividend Yield (TTM)	0.00%	0.59%
Dividend Payout Ratio (TTM)	0.00%	25.46%

Valuation

Price-to-Earnings Ratio (TTM)

CPAY

21.57

Financial Services Industry

Max: 63.23
Q3: 32.10
Median: 14.41
Q1: 10.81
Min: 0.37

CPAY’s P/E Ratio of 21.57 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

INTU

56.46

Software Industry

Max: 149.35
Q3: 100.21
Median: 47.97
Q1: 26.77
Min: 11.68

INTU’s P/E Ratio of 56.46 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CPAY vs. INTU: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Price-to-Sales Ratio (TTM)

CPAY

5.43

Financial Services Industry

Max: 11.16
Q3: 5.45
Median: 2.61
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

INTU

10.77

Software Industry

Max: 25.24
Q3: 13.52
Median: 8.15
Q1: 4.87
Min: 0.98

INTU’s P/S Ratio of 10.77 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

CPAY vs. INTU: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Price-to-Book Ratio (MRQ)

CPAY

5.95

Financial Services Industry

Max: 7.09
Q3: 3.79
Median: 1.46
Q1: 0.83
Min: 0.04

CPAY’s P/B Ratio of 5.95 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

INTU

8.72

Software Industry

Max: 30.95
Q3: 14.91
Median: 7.75
Q1: 3.60
Min: 0.38

INTU’s P/B Ratio of 8.72 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

CPAY vs. INTU: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Valuation at a Glance

Symbol	CPAY	INTU
Price-to-Earnings Ratio (TTM)	21.57	56.46
Price-to-Sales Ratio (TTM)	5.43	10.77
Price-to-Book Ratio (MRQ)	5.95	8.72
Price-to-Free Cash Flow Ratio (TTM)	11.06	32.09