CPAY vs. FIS: Corpay vs. Fidelity Natl Information Svcs Stock Comparison
How do Corpay (CPAY) and Fidelity Natl Information Svcs (FIS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Corpay (CPAY) and Fidelity Natl Information Svcs (FIS) are both classified in the Transaction & Payment Processing Services sub-industry within the broader Financial Services industry, placing them in the closest GICS peer bucket.
| Profile Item | CPAY | FIS |
|---|---|---|
| Name | Corpay Inc. | Fidelity National Information Services, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Financial Services |
| GICS Sub-Industry | Transaction & Payment Processing Services | Transaction & Payment Processing Services |
| Market Capitalization | 29.12 billion USD | 14.81 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 15, 2010 | June 20, 2001 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CPAY | FIS |
|---|---|---|
| Total Return (1Y) | 65.09% | -54.36% |
| Total Return (3Y, Annualized) | 25.90% | -15.82% |
| Total Return (5Y, Annualized) | 13.34% | -22.37% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CPAY | FIS |
|---|---|---|
| Volatility (1Y, Annualized) | 36.03% | 41.42% |
| Beta (5Y) | 0.87 | 0.91 |
| Max Drawdown (5Y) | -37.33% | -73.34% |
| Avg. Volume (3M) | 489.47K | 6.68M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CPAY | FIS |
|---|---|---|
| Sharpe Ratio (1Y) | 1.69 | -1.42 |
| Sortino Ratio (1Y) | 2.83 | -1.66 |
Profitability
ROE (TTM)
Both Corpay (CPAY) at 32.21% and Fidelity Natl Information Svcs (FIS) at 23.04% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
CPAY
Financial Services industry group
32.21%
- Max
- 44.78%
- CPAY
- 32.21%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
FIS
Financial Services industry group
23.04%
- Max
- 44.78%
- FIS
- 23.04%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Corpay (CPAY) at 23.73% and Fidelity Natl Information Svcs (FIS) at 26.77% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CPAY
Financial Services industry group
23.73%
- Max
- 62.84%
- Q3
- 28.05%
- CPAY
- 23.73%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
FIS
Financial Services industry group
26.77%
- Max
- 62.84%
- Q3
- 28.05%
- FIS
- 26.77%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Corpay (CPAY) at 49.15% and Fidelity Natl Information Svcs (FIS) at 22.93% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
CPAY
Financial Services industry group
49.15%
- Max
- 107.33%
- Q3
- 55.90%
- CPAY
- 49.15%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
FIS
Financial Services industry group
22.93%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- FIS
- 22.93%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | CPAY | FIS |
|---|---|---|
| ROE (TTM) | 32.21% | 23.04% |
| ROA (TTM) | 6.80% | 4.52% |
| Net Margin (TTM) | 23.73% | 26.77% |
| Operating Margin (TTM) | 49.15% | 22.93% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Corpay (CPAY) at 13.93% and Fidelity Natl Information Svcs (FIS) at 5.43% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Corpay (CPAY) at 7.59% is around its peer norm for EPS growth, while Fidelity Natl Information Svcs (FIS) at -72.03% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | CPAY | FIS |
|---|---|---|
| Revenue Growth (YoY) | 13.93% | 5.43% |
| Revenue Growth (3Y CAGR) | 9.73% | 3.18% |
| EPS Growth (YoY) | 7.59% | -72.03% |
| EPS Growth (3Y CAGR) | 6.56% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Corpay (CPAY) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Corpay (CPAY) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CPAY | FIS |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Corpay (CPAY) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fidelity Natl Information Svcs (FIS) reports a yield of 5.85%, ranking against industry peers normally.
CPAY
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- CPAY
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
FIS
Financial Services industry group
5.85%
- Max
- 9.77%
- FIS
- 5.85%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Corpay (CPAY) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fidelity Natl Information Svcs (FIS) reports a payout of 25.71%, ranking against industry peers normally.
CPAY
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- CPAY
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
FIS
Financial Services industry group
25.71%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- FIS
- 25.71%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CPAY | FIS |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 5.85% |
| Dividend Payout Ratio (TTM) | 0.00% | 25.71% |
Valuation
P/E Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 4.29 sits in the cheaper P/E ratio quartile, while Corpay (CPAY) at 25.02 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
CPAY
Financial Services industry group
25.02
- Max
- 45.85
- CPAY
- 25.02
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
FIS
Financial Services industry group
4.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- FIS
- 4.29
- Min
- 0.16
P/S Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 1.14 looks cheap on sales in the lower P/S ratio quartile, while Corpay (CPAY) at 5.57 looks rich in the upper quartile — a clear gap in price per dollar of revenue.
CPAY
Financial Services industry group
5.57
- Max
- 9.23
- CPAY
- 5.57
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
FIS
Financial Services industry group
1.14
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- FIS
- 1.14
- Min
- -0.55
P/B Ratio (MRQ)
Fidelity Natl Information Svcs (FIS) at 0.91 sits near its industry’s typical P/B ratio, while Corpay (CPAY) at 8.89 prices above its benchmark range — CPAY looks rich relative to book.
CPAY
Financial Services industry group
8.89
- CPAY
- 8.89
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
FIS
Financial Services industry group
0.91
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- FIS
- 0.91
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CPAY | FIS |
|---|---|---|
| P/E Ratio (TTM) | 25.02 | 4.29 |
| P/S Ratio (TTM) | 5.57 | 1.14 |
| P/B Ratio (MRQ) | 8.89 | 0.91 |
| Free Cash Flow Yield (TTM) | -- | -- |