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COIN vs. SAN: A Head-to-Head Stock Comparison

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Here’s a clear look at COIN and SAN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

COIN is a standard domestic listing, while SAN trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolCOINSAN
Company NameCoinbase Global, Inc.Banco Santander, S.A.
CountryUnited StatesSpain
GICS SectorFinancialsFinancials
GICS IndustryCapital MarketsBanks
Market Capitalization84.02 billion USD141.64 billion USD
ExchangeNasdaqGSNYSE
Listing DateApril 14, 2021July 30, 1987
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of COIN and SAN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

COIN vs. SAN: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCOINSAN
5-Day Price Return5.22%5.35%
13-Week Price Return57.81%18.16%
26-Week Price Return20.95%42.41%
52-Week Price Return70.55%89.73%
Month-to-Date Return-13.43%6.36%
Year-to-Date Return31.70%79.53%
10-Day Avg. Volume15.18M25.66M
3-Month Avg. Volume13.45M28.93M
3-Month Volatility86.27%26.69%
Beta3.721.60

Profitability

Return on Equity (TTM)

COIN

27.53%

Capital Markets Industry

Max
38.97%
Q3
21.61%
Median
13.77%
Q1
8.31%
Min
-4.25%

In the upper quartile for the Capital Markets industry, COIN’s Return on Equity of 27.53% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

SAN

12.99%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

SAN’s Return on Equity of 12.99% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

COIN vs. SAN: A comparison of their Return on Equity (TTM) against their respective Capital Markets and Banks industry benchmarks.

Net Profit Margin (TTM)

COIN

40.83%

Capital Markets Industry

Max
66.67%
Q3
35.11%
Median
23.49%
Q1
13.63%
Min
-15.18%

A Net Profit Margin of 40.83% places COIN in the upper quartile for the Capital Markets industry, signifying strong profitability and more effective cost management than most of its peers.

SAN

17.09%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, SAN’s Net Profit Margin of 17.09% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

COIN vs. SAN: A comparison of their Net Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Operating Profit Margin (TTM)

COIN

26.89%

Capital Markets Industry

Max
86.40%
Q3
46.46%
Median
32.80%
Q1
18.32%
Min
-21.87%

COIN’s Operating Profit Margin of 26.89% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

SAN

23.76%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

SAN’s Operating Profit Margin of 23.76% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

COIN vs. SAN: A comparison of their Operating Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Profitability at a Glance

SymbolCOINSAN
Return on Equity (TTM)27.53%12.99%
Return on Assets (TTM)3.19%0.70%
Net Profit Margin (TTM)40.83%17.09%
Operating Profit Margin (TTM)26.89%23.76%
Gross Profit Margin (TTM)85.20%--

Financial Strength

Current Ratio (MRQ)

COIN

2.13

Capital Markets Industry

Max
3.76
Q3
1.89
Median
1.01
Q1
0.54
Min
-0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SAN

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

COIN vs. SAN: A comparison of their Current Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

COIN

0.35

Capital Markets Industry

Max
6.62
Q3
2.84
Median
1.02
Q1
0.32
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

SAN

3.14

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

COIN vs. SAN: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

COIN

-0.48

Capital Markets Industry

Max
126.03
Q3
60.98
Median
11.77
Q1
4.95
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

SAN

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

COIN vs. SAN: A comparison of their Interest Coverage Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Financial Strength at a Glance

SymbolCOINSAN
Current Ratio (MRQ)2.13--
Quick Ratio (MRQ)2.11--
Debt-to-Equity Ratio (MRQ)0.353.14
Interest Coverage Ratio (TTM)-0.48--

Growth

Revenue Growth

COIN vs. SAN: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

COIN vs. SAN: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

COIN

0.00%

Capital Markets Industry

Max
10.26%
Q3
4.86%
Median
2.78%
Q1
1.22%
Min
0.00%

COIN currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

SAN

0.00%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

SAN currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

COIN vs. SAN: A comparison of their Dividend Yield (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

COIN

0.00%

Capital Markets Industry

Max
200.72%
Q3
101.92%
Median
57.97%
Q1
32.36%
Min
0.00%

COIN has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

SAN

22.00%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

SAN’s Dividend Payout Ratio of 22.00% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

COIN vs. SAN: A comparison of their Dividend Payout Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend at a Glance

SymbolCOINSAN
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%22.00%

Valuation

Price-to-Earnings Ratio (TTM)

COIN

29.37

Capital Markets Industry

Max
58.89
Q3
31.00
Median
18.54
Q1
12.09
Min
5.24

COIN’s P/E Ratio of 29.37 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

SAN

9.47

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

SAN’s P/E Ratio of 9.47 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

COIN vs. SAN: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

COIN

11.99

Capital Markets Industry

Max
14.49
Q3
7.41
Median
4.68
Q1
2.25
Min
0.04

COIN’s P/S Ratio of 11.99 is in the upper echelon for the Capital Markets industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

SAN

0.89

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

COIN vs. SAN: A comparison of their Price-to-Sales Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

COIN

7.38

Capital Markets Industry

Max
9.48
Q3
4.94
Median
2.42
Q1
1.21
Min
0.38

COIN’s P/B Ratio of 7.38 is in the upper tier for the Capital Markets industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

SAN

0.93

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

SAN’s P/B Ratio of 0.93 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

COIN vs. SAN: A comparison of their Price-to-Book Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Valuation at a Glance

SymbolCOINSAN
Price-to-Earnings Ratio (TTM)29.379.47
Price-to-Sales Ratio (TTM)11.990.89
Price-to-Book Ratio (MRQ)7.380.93
Price-to-Free Cash Flow Ratio (TTM)50.607.06