COIN vs. RY: A Head-to-Head Stock Comparison

Updated on August 21, 2025

Here’s a clear look at COIN and RY, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	COIN	RY
Company Name	Coinbase Global, Inc.	Royal Bank of Canada
Country	United States	Canada
GICS Sector	Financials	Financials
GICS Industry	Capital Markets	Banks
Market Capitalization	84.02 billion USD	191.68 billion USD
Exchange	NasdaqGS	NYSE
Listing Date	April 14, 2021	October 16, 1995
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of COIN and RY by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

COIN vs. RY: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	COIN	RY
5-Day Price Return	5.22%	2.17%
13-Week Price Return	57.81%	10.82%
26-Week Price Return	20.95%	8.99%
52-Week Price Return	70.55%	24.85%
Month-to-Date Return	-13.43%	4.47%
Year-to-Date Return	31.70%	7.16%
10-Day Avg. Volume	15.18M	4.07M
3-Month Avg. Volume	13.45M	4.73M
3-Month Volatility	86.27%	12.59%
Beta	3.72	0.67

Profitability

Return on Equity (TTM)

COIN

27.53%

Capital Markets Industry

Max: 38.97%
Q3: 21.61%
Median: 13.77%
Q1: 8.31%
Min: -4.25%

In the upper quartile for the Capital Markets industry, COIN’s Return on Equity of 27.53% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

RY

14.09%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

RY’s Return on Equity of 14.09% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

COIN vs. RY: A comparison of their Return on Equity (TTM) against their respective Capital Markets and Banks industry benchmarks.

Net Profit Margin (TTM)

COIN

40.83%

Capital Markets Industry

Max: 66.67%
Q3: 35.11%
Median: 23.49%
Q1: 13.63%
Min: -15.18%

A Net Profit Margin of 40.83% places COIN in the upper quartile for the Capital Markets industry, signifying strong profitability and more effective cost management than most of its peers.

RY

26.26%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

RY’s Net Profit Margin of 26.26% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

COIN vs. RY: A comparison of their Net Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Operating Profit Margin (TTM)

COIN

26.89%

Capital Markets Industry

Max: 86.40%
Q3: 46.46%
Median: 32.80%
Q1: 18.32%
Min: -21.87%

COIN’s Operating Profit Margin of 26.89% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

RY

34.59%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

RY’s Operating Profit Margin of 34.59% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

COIN vs. RY: A comparison of their Operating Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Profitability at a Glance

Symbol	COIN	RY
Return on Equity (TTM)	27.53%	14.09%
Return on Assets (TTM)	3.19%	0.84%
Net Profit Margin (TTM)	40.83%	26.26%
Operating Profit Margin (TTM)	26.89%	34.59%
Gross Profit Margin (TTM)	85.20%	--

Financial Strength

Current Ratio (MRQ)

COIN

2.13

Capital Markets Industry

Max: 3.76
Q3: 1.89
Median: 1.01
Q1: 0.54
Min: -0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RY

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

COIN vs. RY: A comparison of their Current Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

COIN

0.35

Capital Markets Industry

Max: 6.62
Q3: 2.84
Median: 1.02
Q1: 0.32
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

RY

2.58

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

COIN vs. RY: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

COIN

-0.48

Capital Markets Industry

Max: 126.03
Q3: 60.98
Median: 11.77
Q1: 4.95
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

RY

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

COIN vs. RY: A comparison of their Interest Coverage Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	COIN	RY
Current Ratio (MRQ)	2.13	--
Quick Ratio (MRQ)	2.11	--
Debt-to-Equity Ratio (MRQ)	0.35	2.58
Interest Coverage Ratio (TTM)	-0.48	--

Growth

Revenue Growth

COIN vs. RY: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

COIN vs. RY: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

COIN

0.00%

Capital Markets Industry

Max: 10.26%
Q3: 4.86%
Median: 2.78%
Q1: 1.22%
Min: 0.00%

COIN currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

RY

3.22%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

RY’s Dividend Yield of 3.22% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

COIN vs. RY: A comparison of their Dividend Yield (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

COIN

0.00%

Capital Markets Industry

Max: 200.72%
Q3: 101.92%
Median: 57.97%
Q1: 32.36%
Min: 0.00%

COIN has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

RY

46.36%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

RY’s Dividend Payout Ratio of 46.36% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

COIN vs. RY: A comparison of their Dividend Payout Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend at a Glance

Symbol	COIN	RY
Dividend Yield (TTM)	0.00%	3.22%
Dividend Payout Ratio (TTM)	0.00%	46.36%

Valuation

Price-to-Earnings Ratio (TTM)

COIN

29.37

Capital Markets Industry

Max: 58.89
Q3: 31.00
Median: 18.54
Q1: 12.09
Min: 5.24

COIN’s P/E Ratio of 29.37 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RY

14.38

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

A P/E Ratio of 14.38 places RY in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

COIN vs. RY: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

COIN

11.99

Capital Markets Industry

Max: 14.49
Q3: 7.41
Median: 4.68
Q1: 2.25
Min: 0.04

COIN’s P/S Ratio of 11.99 is in the upper echelon for the Capital Markets industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

RY

3.00

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

COIN vs. RY: A comparison of their Price-to-Sales Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

COIN

7.38

Capital Markets Industry

Max: 9.48
Q3: 4.94
Median: 2.42
Q1: 1.21
Min: 0.38

COIN’s P/B Ratio of 7.38 is in the upper tier for the Capital Markets industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

RY

1.76

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

RY’s P/B Ratio of 1.76 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

COIN vs. RY: A comparison of their Price-to-Book Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Valuation at a Glance

Symbol	COIN	RY
Price-to-Earnings Ratio (TTM)	29.37	14.38
Price-to-Sales Ratio (TTM)	11.99	3.00
Price-to-Book Ratio (MRQ)	7.38	1.76
Price-to-Free Cash Flow Ratio (TTM)	50.60	3.32