CNI vs. PAYX: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at CNI and PAYX, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | CNI | PAYX |
|---|---|---|
| Company Name | Canadian National Railway Company | Paychex, Inc. |
| Country | Canada | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry | Ground Transportation | Professional Services |
| Market Capitalization | 59.53 billion USD | 49.89 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | November 26, 1996 | August 26, 1983 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of CNI and PAYX by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | CNI | PAYX |
|---|---|---|
| 5-Day Price Return | 3.03% | -0.37% |
| 13-Week Price Return | -9.99% | -11.32% |
| 26-Week Price Return | -9.04% | -7.69% |
| 52-Week Price Return | -15.11% | 8.30% |
| Month-to-Date Return | 2.47% | -4.04% |
| Year-to-Date Return | -9.17% | -1.23% |
| 10-Day Avg. Volume | 1.81M | 2.15M |
| 3-Month Avg. Volume | 1.43M | 2.13M |
| 3-Month Volatility | 17.44% | 26.36% |
| Beta | 0.58 | 0.95 |
Profitability
Return on Equity (TTM)
CNI
21.82%
Ground Transportation Industry
- Max
- 22.11%
- Q3
- 13.84%
- Median
- 9.66%
- Q1
- 7.55%
- Min
- 0.36%
In the upper quartile for the Ground Transportation industry, CNI’s Return on Equity of 21.82% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
PAYX
41.38%
Professional Services Industry
- Max
- 52.17%
- Q3
- 30.06%
- Median
- 22.21%
- Q1
- 11.67%
- Min
- -13.44%
In the upper quartile for the Professional Services industry, PAYX’s Return on Equity of 41.38% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
CNI
26.62%
Ground Transportation Industry
- Max
- 32.20%
- Q3
- 18.59%
- Median
- 7.11%
- Q1
- 4.13%
- Min
- -10.38%
A Net Profit Margin of 26.62% places CNI in the upper quartile for the Ground Transportation industry, signifying strong profitability and more effective cost management than most of its peers.
PAYX
29.74%
Professional Services Industry
- Max
- 26.06%
- Q3
- 13.34%
- Median
- 7.88%
- Q1
- 3.50%
- Min
- -2.93%
PAYX’s Net Profit Margin of 29.74% is exceptionally high, placing it well beyond the typical range for the Professional Services industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
Operating Profit Margin (TTM)
CNI
37.28%
Ground Transportation Industry
- Max
- 41.31%
- Q3
- 23.16%
- Median
- 11.33%
- Q1
- 6.82%
- Min
- -12.08%
An Operating Profit Margin of 37.28% places CNI in the upper quartile for the Ground Transportation industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
PAYX
39.01%
Professional Services Industry
- Max
- 35.84%
- Q3
- 19.38%
- Median
- 12.54%
- Q1
- 7.36%
- Min
- -5.21%
PAYX’s Operating Profit Margin of 39.01% is exceptionally high, placing it well above the typical range for the Professional Services industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
Profitability at a Glance
| Symbol | CNI | PAYX |
|---|---|---|
| Return on Equity (TTM) | 21.82% | 41.38% |
| Return on Assets (TTM) | 8.09% | 13.58% |
| Net Profit Margin (TTM) | 26.62% | 29.74% |
| Operating Profit Margin (TTM) | 37.28% | 39.01% |
| Gross Profit Margin (TTM) | 75.22% | 90.67% |
Financial Strength
Current Ratio (MRQ)
CNI
0.82
Ground Transportation Industry
- Max
- 2.03
- Q3
- 1.26
- Median
- 0.89
- Q1
- 0.73
- Min
- 0.38
CNI’s Current Ratio of 0.82 aligns with the median group of the Ground Transportation industry, indicating that its short-term liquidity is in line with its sector peers.
PAYX
1.28
Professional Services Industry
- Max
- 2.45
- Q3
- 1.65
- Median
- 1.26
- Q1
- 1.10
- Min
- 0.47
PAYX’s Current Ratio of 1.28 aligns with the median group of the Professional Services industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
CNI
0.95
Ground Transportation Industry
- Max
- 2.51
- Q3
- 1.51
- Median
- 1.06
- Q1
- 0.47
- Min
- 0.00
CNI’s Debt-to-Equity Ratio of 0.95 is typical for the Ground Transportation industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
PAYX
1.20
Professional Services Industry
- Max
- 2.63
- Q3
- 1.44
- Median
- 0.91
- Q1
- 0.49
- Min
- 0.00
PAYX’s Debt-to-Equity Ratio of 1.20 is typical for the Professional Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
CNI
7.66
Ground Transportation Industry
- Max
- 51.07
- Q3
- 22.54
- Median
- 7.94
- Q1
- 2.72
- Min
- -24.57
CNI’s Interest Coverage Ratio of 7.66 is positioned comfortably within the norm for the Ground Transportation industry, indicating a standard and healthy capacity to cover its interest payments.
PAYX
55.47
Professional Services Industry
- Max
- 39.67
- Q3
- 20.05
- Median
- 11.07
- Q1
- 5.36
- Min
- -2.22
With an Interest Coverage Ratio of 55.47, PAYX demonstrates a superior capacity to service its debt, placing it well above the typical range for the Professional Services industry. This stems from either robust earnings or a conservative debt load.
Financial Strength at a Glance
| Symbol | CNI | PAYX |
|---|---|---|
| Current Ratio (MRQ) | 0.82 | 1.28 |
| Quick Ratio (MRQ) | 0.58 | 1.22 |
| Debt-to-Equity Ratio (MRQ) | 0.95 | 1.20 |
| Interest Coverage Ratio (TTM) | 7.66 | 55.47 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
CNI
2.67%
Ground Transportation Industry
- Max
- 5.44%
- Q3
- 2.49%
- Median
- 1.53%
- Q1
- 0.39%
- Min
- 0.00%
With a Dividend Yield of 2.67%, CNI offers a more attractive income stream than most of its peers in the Ground Transportation industry, signaling a strong commitment to shareholder returns.
PAYX
2.88%
Professional Services Industry
- Max
- 5.28%
- Q3
- 2.51%
- Median
- 1.63%
- Q1
- 0.62%
- Min
- 0.00%
With a Dividend Yield of 2.88%, PAYX offers a more attractive income stream than most of its peers in the Professional Services industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
CNI
47.68%
Ground Transportation Industry
- Max
- 137.07%
- Q3
- 74.71%
- Median
- 41.16%
- Q1
- 15.12%
- Min
- 0.00%
CNI’s Dividend Payout Ratio of 47.68% is within the typical range for the Ground Transportation industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
PAYX
87.40%
Professional Services Industry
- Max
- 109.23%
- Q3
- 64.39%
- Median
- 47.00%
- Q1
- 20.35%
- Min
- 0.00%
PAYX’s Dividend Payout Ratio of 87.40% is in the upper quartile for the Professional Services industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.
Dividend at a Glance
| Symbol | CNI | PAYX |
|---|---|---|
| Dividend Yield (TTM) | 2.67% | 2.88% |
| Dividend Payout Ratio (TTM) | 47.68% | 87.40% |
Valuation
Price-to-Earnings Ratio (TTM)
CNI
17.88
Ground Transportation Industry
- Max
- 42.59
- Q3
- 24.86
- Median
- 16.38
- Q1
- 12.79
- Min
- 4.37
CNI’s P/E Ratio of 17.88 is within the middle range for the Ground Transportation industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
PAYX
30.36
Professional Services Industry
- Max
- 49.59
- Q3
- 36.59
- Median
- 28.13
- Q1
- 18.55
- Min
- 10.07
PAYX’s P/E Ratio of 30.36 is within the middle range for the Professional Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
CNI
4.76
Ground Transportation Industry
- Max
- 4.02
- Q3
- 2.20
- Median
- 1.23
- Q1
- 0.87
- Min
- 0.22
With a P/S Ratio of 4.76, CNI trades at a valuation that eclipses even the highest in the Ground Transportation industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
PAYX
9.03
Professional Services Industry
- Max
- 9.54
- Q3
- 5.11
- Median
- 2.10
- Q1
- 0.75
- Min
- 0.11
PAYX’s P/S Ratio of 9.03 is in the upper echelon for the Professional Services industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
CNI
4.14
Ground Transportation Industry
- Max
- 4.95
- Q3
- 2.78
- Median
- 1.38
- Q1
- 1.17
- Min
- 0.64
CNI’s P/B Ratio of 4.14 is in the upper tier for the Ground Transportation industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
PAYX
13.75
Professional Services Industry
- Max
- 13.75
- Q3
- 8.87
- Median
- 4.35
- Q1
- 2.43
- Min
- 0.54
PAYX’s P/B Ratio of 13.75 is in the upper tier for the Professional Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | CNI | PAYX |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 17.88 | 30.36 |
| Price-to-Sales Ratio (TTM) | 4.76 | 9.03 |
| Price-to-Book Ratio (MRQ) | 4.14 | 13.75 |
| Price-to-Free Cash Flow Ratio (TTM) | 25.23 | 29.96 |