CNA vs. KB: A Head-to-Head Stock Comparison

Updated on August 20, 2025

Here’s a clear look at CNA and KB, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

CNA is a standard domestic listing, while KB trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	CNA	KB
Company Name	CNA Financial Corporation	KB Financial Group Inc.
Country	United States	South Korea
GICS Sector	Financials	Financials
GICS Industry	Insurance	Banks
Market Capitalization	12.98 billion USD	30.46 billion USD
Exchange	NYSE	NYSE
Listing Date	February 21, 1973	November 13, 2001
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of CNA and KB by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CNA vs. KB: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	CNA	KB
5-Day Price Return	2.04%	-0.35%
13-Week Price Return	-1.96%	23.76%
26-Week Price Return	-3.38%	25.93%
52-Week Price Return	-0.15%	8.71%
Month-to-Date Return	8.21%	3.34%
Year-to-Date Return	-0.83%	38.24%
10-Day Avg. Volume	0.54M	0.91M
3-Month Avg. Volume	0.46M	1.26M
3-Month Volatility	19.18%	39.49%
Beta	0.52	-0.00

Profitability

Return on Equity (TTM)

CNA

8.31%

Insurance Industry

Max: 29.03%
Q3: 18.11%
Median: 13.90%
Q1: 10.42%
Min: -0.64%

CNA’s Return on Equity of 8.31% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

KB

9.84%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

KB’s Return on Equity of 9.84% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

CNA vs. KB: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

CNA

5.99%

Insurance Industry

Max: 26.78%
Q3: 14.06%
Median: 9.15%
Q1: 5.48%
Min: -7.05%

CNA’s Net Profit Margin of 5.99% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

KB

10.66%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

Falling into the lower quartile for the Banks industry, KB’s Net Profit Margin of 10.66% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

CNA vs. KB: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

CNA

8.45%

Insurance Industry

Max: 35.49%
Q3: 19.49%
Median: 14.35%
Q1: 8.53%
Min: -5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

KB

14.94%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

KB’s Operating Profit Margin of 14.94% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

CNA vs. KB: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

Symbol	CNA	KB
Return on Equity (TTM)	8.31%	9.84%
Return on Assets (TTM)	1.30%	0.75%
Net Profit Margin (TTM)	5.99%	10.66%
Operating Profit Margin (TTM)	8.45%	14.94%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

CNA

2.64

Insurance Industry

Max: 2.97
Q3: 1.33
Median: 0.55
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

KB

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CNA vs. KB: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CNA

0.28

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.22
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

KB

2.44

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

CNA vs. KB: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

CNA

10.11

Insurance Industry

Max: 43.68
Q3: 20.84
Median: 9.56
Q1: 3.34
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

KB

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

CNA vs. KB: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	CNA	KB
Current Ratio (MRQ)	2.64	--
Quick Ratio (MRQ)	1.86	--
Debt-to-Equity Ratio (MRQ)	0.28	2.44
Interest Coverage Ratio (TTM)	10.11	--

Growth

Revenue Growth

CNA vs. KB: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CNA vs. KB: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CNA

8.03%

Insurance Industry

Max: 8.23%
Q3: 4.54%
Median: 3.42%
Q1: 1.97%
Min: 0.00%

With a Dividend Yield of 8.03%, CNA offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.

KB

3.58%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

KB’s Dividend Yield of 3.58% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

CNA vs. KB: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

CNA

118.24%

Insurance Industry

Max: 168.02%
Q3: 85.57%
Median: 50.71%
Q1: 22.04%
Min: 0.00%

CNA’s Dividend Payout Ratio of 118.24% is in the upper quartile for the Insurance industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

KB

36.91%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

KB’s Dividend Payout Ratio of 36.91% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

CNA vs. KB: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

Symbol	CNA	KB
Dividend Yield (TTM)	8.03%	3.58%
Dividend Payout Ratio (TTM)	118.24%	36.91%

Valuation

Price-to-Earnings Ratio (TTM)

CNA

14.73

Insurance Industry

Max: 28.91
Q3: 17.76
Median: 13.63
Q1: 10.02
Min: 2.89

CNA’s P/E Ratio of 14.73 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

KB

7.25

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

In the lower quartile for the Banks industry, KB’s P/E Ratio of 7.25 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

CNA vs. KB: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

CNA

0.88

Insurance Industry

Max: 3.72
Q3: 1.98
Median: 1.23
Q1: 0.81
Min: 0.23

CNA’s P/S Ratio of 0.88 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

KB

0.52

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

CNA vs. KB: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

CNA

1.18

Insurance Industry

Max: 4.37
Q3: 2.48
Median: 1.68
Q1: 1.19
Min: 0.19

CNA’s P/B Ratio of 1.18 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

KB

0.71

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

KB’s P/B Ratio of 0.71 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

CNA vs. KB: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

Symbol	CNA	KB
Price-to-Earnings Ratio (TTM)	14.73	7.25
Price-to-Sales Ratio (TTM)	0.88	0.52
Price-to-Book Ratio (MRQ)	1.18	0.71
Price-to-Free Cash Flow Ratio (TTM)	5.06	14.68