CMI vs. MAS: Cummins vs. Masco Stock Comparison
How do Cummins (CMI) and Masco (MAS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Cummins (CMI) and Masco (MAS) both fall under the Capital Goods industry group, but CMI is classified in Machinery while MAS is classified in Building Products.
| Profile Item | CMI | MAS |
|---|---|---|
| Name | Cummins Inc. | Masco Corporation |
| Country/Region | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry Group | Capital Goods | Capital Goods |
| GICS Industry | Machinery | Building Products |
| GICS Sub-Industry | Construction Machinery & Heavy Transportation Equipment | Building Products |
| Market Capitalization | 61.69 billion USD | 15.85 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CMI | MAS |
|---|---|---|
| Total Return (1Y) | -0.52% | 40.92% |
| Total Return (3Y, Annualized) | 31.79% | 17.66% |
| Total Return (5Y, Annualized) | 17.12% | 7.57% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CMI | MAS |
|---|---|---|
| Volatility (1Y, Annualized) | 36.83% | 36.68% |
| Beta (5Y) | 1.26 | 1.19 |
| Max Drawdown (5Y) | -38.12% | -37.95% |
| Avg. Volume (3M) | 1.14M | 2.20M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CMI | MAS |
|---|---|---|
| Sharpe Ratio (1Y) | -0.13 | 1.00 |
| Sortino Ratio (1Y) | -0.18 | 1.60 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Cummins (CMI) earns 25.05% on shareholders’ equity, ranked against its industry; Masco (MAS) has no ROE this period.
CMI
Capital Goods industry group
25.05%
- Max
- 40.55%
- CMI
- 25.05%
- Q3
- 19.29%
- Median
- 12.12%
- Q1
- 4.08%
- Min
- -17.12%
MAS
Capital Goods industry group
--
- Max
- 40.55%
- Q3
- 19.29%
- Median
- 12.12%
- Q1
- 4.08%
- Min
- -17.12%
- MAS
- --
Net Margin (TTM)
Both Cummins (CMI) at 9.26% and Masco (MAS) at 12.08% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CMI
Capital Goods industry group
9.26%
- Max
- 27.47%
- Q3
- 12.10%
- CMI
- 9.26%
- Median
- 6.30%
- Q1
- 1.40%
- Min
- -12.89%
MAS
Capital Goods industry group
12.08%
- Max
- 27.47%
- Q3
- 12.10%
- MAS
- 12.08%
- Median
- 6.30%
- Q1
- 1.40%
- Min
- -12.89%
Operating Margin (TTM)
Both Cummins (CMI) at 13.95% and Masco (MAS) at 17.24% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
CMI
Capital Goods industry group
13.95%
- Max
- 36.60%
- Q3
- 18.33%
- CMI
- 13.95%
- Median
- 11.12%
- Q1
- 5.14%
- Min
- -12.63%
MAS
Capital Goods industry group
17.24%
- Max
- 36.60%
- Q3
- 18.33%
- MAS
- 17.24%
- Median
- 11.12%
- Q1
- 5.14%
- Min
- -12.63%
Profitability Metrics
| Metric | CMI | MAS |
|---|---|---|
| ROE (TTM) | 25.05% | -- |
| ROA (TTM) | 7.60% | 15.25% |
| Net Margin (TTM) | 9.26% | 12.08% |
| Operating Margin (TTM) | 13.95% | 17.24% |
| Gross Margin (TTM) | 26.32% | 36.61% |
Growth
Revenue Growth
Both Cummins (CMI) at -1.27% and Masco (MAS) at -3.40% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.
EPS Growth
Masco (MAS) at 2.66% is around its peer norm for EPS growth, while Cummins (CMI) at -27.74% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | CMI | MAS |
|---|---|---|
| Revenue Growth (YoY) | -1.27% | -3.40% |
| Revenue Growth (3Y CAGR) | 6.25% | -4.49% |
| EPS Growth (YoY) | -27.74% | 2.66% |
| EPS Growth (3Y CAGR) | 10.68% | 2.07% |
Financial Strength
Current Ratio (MRQ)
Both Cummins (CMI) at 1.74 and Masco (MAS) at 1.83 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.
CMI
Capital Goods industry group
1.74
- Max
- 5.22
- Q3
- 2.95
- Median
- 2.08
- CMI
- 1.74
- Q1
- 1.43
- Min
- 0.36
MAS
Capital Goods industry group
1.83
- Max
- 5.22
- Q3
- 2.95
- Median
- 2.08
- MAS
- 1.83
- Q1
- 1.43
- Min
- 0.36
Debt / Equity (MRQ)
Only one side’s leverage can be read here: Cummins (CMI) carries debt-to-equity ratio of 0.52 against its industry range, while Masco (MAS) reports no figure this period.
CMI
Capital Goods industry group
0.52
- Max
- 2.33
- Q3
- 1.12
- Median
- 0.60
- CMI
- 0.52
- Q1
- 0.29
- Min
- 0.00
MAS
Capital Goods industry group
--
- Max
- 2.33
- Q3
- 1.12
- Median
- 0.60
- Q1
- 0.29
- Min
- 0.00
- MAS
- --
Financial Strength Metrics
| Metric | CMI | MAS |
|---|---|---|
| Current Ratio (MRQ) | 1.74 | 1.83 |
| Debt / Equity (MRQ) | 0.52 | -- |
| Net Debt / EBITDA | 0.62 | 1.98 |
Dividends
Dividend Yield (TTM)
Both Cummins (CMI) at 1.83% and Masco (MAS) at 1.52% offer top-quartile dividend income relative to share price within their industries.
CMI
Capital Goods industry group
1.83%
- Max
- 2.66%
- CMI
- 1.83%
- Q3
- 1.14%
- Median
- 0.24%
- Q1
- 0.00%
- Min
- 0.00%
MAS
Capital Goods industry group
1.52%
- Max
- 2.66%
- MAS
- 1.52%
- Q3
- 1.14%
- Median
- 0.24%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Masco (MAS) at 27.55% pays out a band-typical share of earnings, while Cummins (CMI) at 34.21% distributes more than its industry norm — less retained, thinner cover.
CMI
Capital Goods industry group
34.21%
- Max
- 67.39%
- CMI
- 34.21%
- Q3
- 28.02%
- Median
- 6.86%
- Q1
- 0.00%
- Min
- 0.00%
MAS
Capital Goods industry group
27.55%
- Max
- 67.39%
- Q3
- 28.02%
- MAS
- 27.55%
- Median
- 6.86%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CMI | MAS |
|---|---|---|
| Dividend Yield (TTM) | 1.83% | 1.52% |
| Dividend Payout Ratio (TTM) | 34.21% | 27.55% |
Valuation
P/E Ratio (TTM)
Both Cummins (CMI) at 18.78 and Masco (MAS) at 17.84 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.
CMI
Capital Goods industry group
18.78
- Max
- 59.38
- Q3
- 35.92
- Median
- 25.41
- Q1
- 19.47
- CMI
- 18.78
- Min
- 3.03
MAS
Capital Goods industry group
17.84
- Max
- 59.38
- Q3
- 35.92
- Median
- 25.41
- Q1
- 19.47
- MAS
- 17.84
- Min
- 3.03
P/S Ratio (TTM)
On P/S ratio, both Cummins (CMI) at 1.72 and Masco (MAS) at 2.07 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
CMI
Capital Goods industry group
1.72
- Max
- 7.54
- Q3
- 3.76
- Median
- 2.15
- CMI
- 1.72
- Q1
- 1.03
- Min
- 0.03
MAS
Capital Goods industry group
2.07
- Max
- 7.54
- Q3
- 3.76
- Median
- 2.15
- MAS
- 2.07
- Q1
- 1.03
- Min
- 0.03
P/B Ratio (MRQ)
Masco (MAS) reports a negative P/B ratio of -35.38, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Cummins (CMI) reports 4.63, ranking against industry peers normally.
CMI
Capital Goods industry group
4.63
- Max
- 9.66
- Q3
- 5.00
- CMI
- 4.63
- Median
- 3.12
- Q1
- 1.81
- Min
- -1.08
MAS
Capital Goods industry group
-35.38
- Max
- 9.66
- Q3
- 5.00
- Median
- 3.12
- Q1
- 1.81
- Min
- -1.08
- MAS
- -35.38
Valuation Metrics
| Metric | CMI | MAS |
|---|---|---|
| P/E Ratio (TTM) | 18.78 | 17.84 |
| P/S Ratio (TTM) | 1.72 | 2.07 |
| P/B Ratio (MRQ) | 4.63 | -35.38 |
| Free Cash Flow Yield (TTM) | 4.06% | 5.15% |