CMI vs. CSX: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at CMI and CSX, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | CMI | CSX |
|---|---|---|
| Company Name | Cummins Inc. | CSX Corporation |
| Country | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry | Machinery | Ground Transportation |
| Market Capitalization | 56.05 billion USD | 67.26 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | February 21, 1973 | November 3, 1980 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of CMI and CSX by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | CMI | CSX |
|---|---|---|
| 5-Day Price Return | 5.77% | 2.35% |
| 13-Week Price Return | 23.05% | 19.04% |
| 26-Week Price Return | 10.20% | 10.20% |
| 52-Week Price Return | 39.82% | 7.70% |
| Month-to-Date Return | 10.66% | 1.52% |
| Year-to-Date Return | 16.70% | 11.81% |
| 10-Day Avg. Volume | 1.07M | 16.48M |
| 3-Month Avg. Volume | 0.88M | 16.92M |
| 3-Month Volatility | 26.31% | 21.22% |
| Beta | 1.05 | 1.30 |
Profitability
Return on Equity (TTM)
CMI
27.17%
Machinery Industry
- Max
- 34.68%
- Q3
- 19.06%
- Median
- 13.13%
- Q1
- 8.53%
- Min
- -4.87%
In the upper quartile for the Machinery industry, CMI’s Return on Equity of 27.17% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
CSX
24.83%
Ground Transportation Industry
- Max
- 22.11%
- Q3
- 13.84%
- Median
- 9.66%
- Q1
- 7.55%
- Min
- 0.36%
CSX’s Return on Equity of 24.83% is exceptionally high, placing it well beyond the typical range for the Ground Transportation industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
CMI
8.72%
Machinery Industry
- Max
- 19.74%
- Q3
- 11.24%
- Median
- 8.13%
- Q1
- 5.38%
- Min
- -1.11%
CMI’s Net Profit Margin of 8.72% is aligned with the median group of its peers in the Machinery industry. This indicates its ability to convert revenue into profit is typical for the sector.
CSX
21.91%
Ground Transportation Industry
- Max
- 32.20%
- Q3
- 18.59%
- Median
- 7.11%
- Q1
- 4.13%
- Min
- -10.38%
A Net Profit Margin of 21.91% places CSX in the upper quartile for the Ground Transportation industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
CMI
12.28%
Machinery Industry
- Max
- 26.63%
- Q3
- 16.15%
- Median
- 11.27%
- Q1
- 7.72%
- Min
- -4.91%
CMI’s Operating Profit Margin of 12.28% is around the midpoint for the Machinery industry, indicating that its efficiency in managing core business operations is typical for the sector.
CSX
33.80%
Ground Transportation Industry
- Max
- 41.31%
- Q3
- 23.16%
- Median
- 11.33%
- Q1
- 6.82%
- Min
- -12.08%
An Operating Profit Margin of 33.80% places CSX in the upper quartile for the Ground Transportation industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | CMI | CSX |
|---|---|---|
| Return on Equity (TTM) | 27.17% | 24.83% |
| Return on Assets (TTM) | 9.02% | 7.22% |
| Net Profit Margin (TTM) | 8.72% | 21.91% |
| Operating Profit Margin (TTM) | 12.28% | 33.80% |
| Gross Profit Margin (TTM) | 25.96% | 71.73% |
Financial Strength
Current Ratio (MRQ)
CMI
1.64
Machinery Industry
- Max
- 3.83
- Q3
- 2.32
- Median
- 1.72
- Q1
- 1.28
- Min
- 0.78
CMI’s Current Ratio of 1.64 aligns with the median group of the Machinery industry, indicating that its short-term liquidity is in line with its sector peers.
CSX
0.77
Ground Transportation Industry
- Max
- 2.03
- Q3
- 1.26
- Median
- 0.89
- Q1
- 0.73
- Min
- 0.38
CSX’s Current Ratio of 0.77 aligns with the median group of the Ground Transportation industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
CMI
0.69
Machinery Industry
- Max
- 1.49
- Q3
- 0.75
- Median
- 0.44
- Q1
- 0.26
- Min
- 0.00
CMI’s Debt-to-Equity Ratio of 0.69 is typical for the Machinery industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
CSX
1.55
Ground Transportation Industry
- Max
- 2.51
- Q3
- 1.51
- Median
- 1.06
- Q1
- 0.47
- Min
- 0.00
CSX’s leverage is in the upper quartile of the Ground Transportation industry, with a Debt-to-Equity Ratio of 1.55. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
Interest Coverage Ratio (TTM)
CMI
--
Machinery Industry
- Max
- 67.55
- Q3
- 33.79
- Median
- 13.87
- Q1
- 7.97
- Min
- -1.43
Interest Coverage Ratio data for CMI is currently unavailable.
CSX
7.10
Ground Transportation Industry
- Max
- 51.07
- Q3
- 22.54
- Median
- 7.94
- Q1
- 2.72
- Min
- -24.57
CSX’s Interest Coverage Ratio of 7.10 is positioned comfortably within the norm for the Ground Transportation industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | CMI | CSX |
|---|---|---|
| Current Ratio (MRQ) | 1.64 | 0.77 |
| Quick Ratio (MRQ) | 0.87 | 0.63 |
| Debt-to-Equity Ratio (MRQ) | 0.69 | 1.55 |
| Interest Coverage Ratio (TTM) | -- | 7.10 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
CMI
1.82%
Machinery Industry
- Max
- 5.32%
- Q3
- 2.84%
- Median
- 1.87%
- Q1
- 1.09%
- Min
- 0.00%
CMI’s Dividend Yield of 1.82% is consistent with its peers in the Machinery industry, providing a dividend return that is standard for its sector.
CSX
1.42%
Ground Transportation Industry
- Max
- 5.44%
- Q3
- 2.49%
- Median
- 1.53%
- Q1
- 0.39%
- Min
- 0.00%
CSX’s Dividend Yield of 1.42% is consistent with its peers in the Ground Transportation industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
CMI
34.07%
Machinery Industry
- Max
- 202.17%
- Q3
- 98.65%
- Median
- 55.54%
- Q1
- 29.03%
- Min
- 0.00%
CMI’s Dividend Payout Ratio of 34.07% is within the typical range for the Machinery industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
CSX
30.63%
Ground Transportation Industry
- Max
- 137.07%
- Q3
- 74.71%
- Median
- 41.16%
- Q1
- 15.12%
- Min
- 0.00%
CSX’s Dividend Payout Ratio of 30.63% is within the typical range for the Ground Transportation industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | CMI | CSX |
|---|---|---|
| Dividend Yield (TTM) | 1.82% | 1.42% |
| Dividend Payout Ratio (TTM) | 34.07% | 30.63% |
Valuation
Price-to-Earnings Ratio (TTM)
CMI
18.72
Machinery Industry
- Max
- 53.66
- Q3
- 31.29
- Median
- 22.00
- Q1
- 16.18
- Min
- 7.00
CMI’s P/E Ratio of 18.72 is within the middle range for the Machinery industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
CSX
21.51
Ground Transportation Industry
- Max
- 42.59
- Q3
- 24.86
- Median
- 16.38
- Q1
- 12.79
- Min
- 4.37
CSX’s P/E Ratio of 21.51 is within the middle range for the Ground Transportation industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
CMI
1.63
Machinery Industry
- Max
- 5.04
- Q3
- 2.72
- Median
- 1.67
- Q1
- 1.04
- Min
- 0.24
CMI’s P/S Ratio of 1.63 aligns with the market consensus for the Machinery industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
CSX
4.71
Ground Transportation Industry
- Max
- 4.02
- Q3
- 2.20
- Median
- 1.23
- Q1
- 0.87
- Min
- 0.22
With a P/S Ratio of 4.71, CSX trades at a valuation that eclipses even the highest in the Ground Transportation industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
CMI
3.83
Machinery Industry
- Max
- 7.23
- Q3
- 3.90
- Median
- 2.52
- Q1
- 1.47
- Min
- 0.49
CMI’s P/B Ratio of 3.83 is within the conventional range for the Machinery industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
CSX
4.95
Ground Transportation Industry
- Max
- 4.95
- Q3
- 2.78
- Median
- 1.38
- Q1
- 1.17
- Min
- 0.64
CSX’s P/B Ratio of 4.95 is in the upper tier for the Ground Transportation industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | CMI | CSX |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 18.72 | 21.51 |
| Price-to-Sales Ratio (TTM) | 1.63 | 4.71 |
| Price-to-Book Ratio (MRQ) | 3.83 | 4.95 |
| Price-to-Free Cash Flow Ratio (TTM) | 30.30 | 24.77 |