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CM vs. FCNCA: A Head-to-Head Stock Comparison

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Here’s a clear look at CM and FCNCA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCMFCNCA
Company NameCanadian Imperial Bank of CommerceFirst Citizens BancShares, Inc.
CountryCanadaUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksBanks
Market Capitalization68.58 billion USD24.35 billion USD
ExchangeNYSENasdaqGS
Listing DateNovember 13, 1997October 22, 1986
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CM and FCNCA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CM vs. FCNCA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCMFCNCA
5-Day Price Return1.54%4.61%
13-Week Price Return13.88%-1.83%
26-Week Price Return14.12%-13.83%
52-Week Price Return44.54%-2.91%
Month-to-Date Return1.72%-4.51%
Year-to-Date Return10.78%-9.86%
10-Day Avg. Volume2.26M0.16M
3-Month Avg. Volume3.41M0.10M
3-Month Volatility10.04%26.94%
Beta0.600.66

Profitability

Return on Equity (TTM)

CM

13.07%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

CM’s Return on Equity of 13.07% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

FCNCA

10.70%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

FCNCA’s Return on Equity of 10.70% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

CM vs. FCNCA: A comparison of their Return on Equity (TTM) against the Banks industry benchmark.

Net Profit Margin (TTM)

CM

20.71%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, CM’s Net Profit Margin of 20.71% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

FCNCA

--

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Net Profit Margin data for FCNCA is currently unavailable.

CM vs. FCNCA: A comparison of their Net Profit Margin (TTM) against the Banks industry benchmark.

Operating Profit Margin (TTM)

CM

28.73%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

CM’s Operating Profit Margin of 28.73% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

FCNCA

--

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

Operating Profit Margin data for FCNCA is currently unavailable.

CM vs. FCNCA: A comparison of their Operating Profit Margin (TTM) against the Banks industry benchmark.

Profitability at a Glance

SymbolCMFCNCA
Return on Equity (TTM)13.07%10.70%
Return on Assets (TTM)0.74%1.06%
Net Profit Margin (TTM)20.71%--
Operating Profit Margin (TTM)28.73%--
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

CM

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FCNCA

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CM vs. FCNCA: A comparison of their Current Ratio (MRQ) against the Banks industry benchmark.

Debt-to-Equity Ratio (MRQ)

CM

2.74

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

FCNCA

1.76

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

CM vs. FCNCA: A comparison of their Debt-to-Equity Ratio (MRQ) against the Banks industry benchmark.

Interest Coverage Ratio (TTM)

CM

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

FCNCA

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

CM vs. FCNCA: A comparison of their Interest Coverage Ratio (TTM) against the Banks industry benchmark.

Financial Strength at a Glance

SymbolCMFCNCA
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)2.741.76
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

CM vs. FCNCA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CM vs. FCNCA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CM

3.97%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

CM’s Dividend Yield of 3.97% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

FCNCA

0.67%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

FCNCA’s Dividend Yield of 0.67% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

CM vs. FCNCA: A comparison of their Dividend Yield (TTM) against the Banks industry benchmark.

Dividend Payout Ratio (TTM)

CM

47.73%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

CM’s Dividend Payout Ratio of 47.73% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

FCNCA

6.37%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

FCNCA’s Dividend Payout Ratio of 6.37% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

CM vs. FCNCA: A comparison of their Dividend Payout Ratio (TTM) against the Banks industry benchmark.

Dividend at a Glance

SymbolCMFCNCA
Dividend Yield (TTM)3.97%0.67%
Dividend Payout Ratio (TTM)47.73%6.37%

Valuation

Price-to-Earnings Ratio (TTM)

CM

12.03

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

CM’s P/E Ratio of 12.03 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FCNCA

10.08

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

FCNCA’s P/E Ratio of 10.08 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CM vs. FCNCA: A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry benchmark.

Price-to-Sales Ratio (TTM)

CM

2.17

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

FCNCA

--

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

CM vs. FCNCA: A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry benchmark.

Price-to-Book Ratio (MRQ)

CM

1.32

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

CM’s P/B Ratio of 1.32 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

FCNCA

1.24

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

FCNCA’s P/B Ratio of 1.24 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

CM vs. FCNCA: A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry benchmark.

Valuation at a Glance

SymbolCMFCNCA
Price-to-Earnings Ratio (TTM)12.0310.08
Price-to-Sales Ratio (TTM)2.17--
Price-to-Book Ratio (MRQ)1.321.24
Price-to-Free Cash Flow Ratio (TTM)3.9516.63