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CM vs. EG: A Head-to-Head Stock Comparison

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Here’s a clear look at CM and EG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCMEG
Company NameCanadian Imperial Bank of CommerceEverest Group, Ltd.
CountryCanadaBermuda
GICS SectorFinancialsFinancials
GICS IndustryBanksInsurance
Market Capitalization68.58 billion USD14.12 billion USD
ExchangeNYSENYSE
Listing DateNovember 13, 1997October 3, 1995
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CM and EG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CM vs. EG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCMEG
5-Day Price Return1.54%2.62%
13-Week Price Return13.88%-3.17%
26-Week Price Return14.12%0.14%
52-Week Price Return44.54%-6.69%
Month-to-Date Return1.72%0.29%
Year-to-Date Return10.78%-7.09%
10-Day Avg. Volume2.26M0.36M
3-Month Avg. Volume3.41M0.39M
3-Month Volatility10.04%20.39%
Beta0.600.49

Profitability

Return on Equity (TTM)

CM

13.07%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

CM’s Return on Equity of 13.07% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

EG

5.52%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

EG’s Return on Equity of 5.52% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

CM vs. EG: A comparison of their Return on Equity (TTM) against their respective Banks and Insurance industry benchmarks.

Net Profit Margin (TTM)

CM

20.71%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, CM’s Net Profit Margin of 20.71% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

EG

4.56%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

Falling into the lower quartile for the Insurance industry, EG’s Net Profit Margin of 4.56% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

CM vs. EG: A comparison of their Net Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Operating Profit Margin (TTM)

CM

28.73%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

CM’s Operating Profit Margin of 28.73% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

EG

5.85%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

CM vs. EG: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Profitability at a Glance

SymbolCMEG
Return on Equity (TTM)13.07%5.52%
Return on Assets (TTM)0.74%1.39%
Net Profit Margin (TTM)20.71%4.56%
Operating Profit Margin (TTM)28.73%5.85%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

CM

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EG

1.19

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CM vs. EG: A comparison of their Current Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CM

2.74

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

EG

0.24

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

CM vs. EG: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

CM

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

EG

10.95

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

CM vs. EG: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolCMEG
Current Ratio (MRQ)--1.19
Quick Ratio (MRQ)--0.56
Debt-to-Equity Ratio (MRQ)2.740.24
Interest Coverage Ratio (TTM)--10.95

Growth

Revenue Growth

CM vs. EG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CM vs. EG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CM

3.97%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

CM’s Dividend Yield of 3.97% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

EG

2.46%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

EG’s Dividend Yield of 2.46% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

CM vs. EG: A comparison of their Dividend Yield (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

CM

47.73%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

CM’s Dividend Payout Ratio of 47.73% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

EG

18.24%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

EG’s Dividend Payout Ratio of 18.24% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

CM vs. EG: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend at a Glance

SymbolCMEG
Dividend Yield (TTM)3.97%2.46%
Dividend Payout Ratio (TTM)47.73%18.24%

Valuation

Price-to-Earnings Ratio (TTM)

CM

12.03

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

CM’s P/E Ratio of 12.03 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

EG

17.18

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

EG’s P/E Ratio of 17.18 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CM vs. EG: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

CM

2.17

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

EG

0.78

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

In the lower quartile for the Insurance industry, EG’s P/S Ratio of 0.78 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

CM vs. EG: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

CM

1.32

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

CM’s P/B Ratio of 1.32 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

EG

0.96

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

EG’s P/B Ratio of 0.96 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

CM vs. EG: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Valuation at a Glance

SymbolCMEG
Price-to-Earnings Ratio (TTM)12.0317.18
Price-to-Sales Ratio (TTM)2.170.78
Price-to-Book Ratio (MRQ)1.320.96
Price-to-Free Cash Flow Ratio (TTM)3.953.06