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CINF vs. EWBC: A Head-to-Head Stock Comparison

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Here’s a clear look at CINF and EWBC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCINFEWBC
Company NameCincinnati Financial CorporationEast West Bancorp, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceBanks
Market Capitalization24.03 billion USD13.98 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateMarch 17, 1980February 3, 1999
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CINF and EWBC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CINF vs. EWBC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCINFEWBC
5-Day Price Return-0.32%-1.77%
13-Week Price Return1.79%6.69%
26-Week Price Return12.00%3.85%
52-Week Price Return17.00%23.95%
Month-to-Date Return4.16%1.17%
Year-to-Date Return6.92%5.91%
10-Day Avg. Volume0.50M0.67M
3-Month Avg. Volume0.58M0.90M
3-Month Volatility21.48%25.56%
Beta0.740.95

Profitability

Return on Equity (TTM)

CINF

13.06%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

CINF’s Return on Equity of 13.06% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

EWBC

15.14%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

EWBC’s Return on Equity of 15.14% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

CINF vs. EWBC: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

CINF

15.59%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

A Net Profit Margin of 15.59% places CINF in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

EWBC

47.99%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

A Net Profit Margin of 47.99% places EWBC in the upper quartile for the Banks industry, signifying strong profitability and more effective cost management than most of its peers.

CINF vs. EWBC: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

CINF

19.70%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

EWBC

57.98%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

An Operating Profit Margin of 57.98% places EWBC in the upper quartile for the Banks industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

CINF vs. EWBC: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

SymbolCINFEWBC
Return on Equity (TTM)13.06%15.14%
Return on Assets (TTM)4.87%1.57%
Net Profit Margin (TTM)15.59%47.99%
Operating Profit Margin (TTM)19.70%57.98%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

CINF

1.87

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EWBC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CINF vs. EWBC: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CINF

0.06

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

EWBC

0.00

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

CINF vs. EWBC: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

CINF

54.92

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

EWBC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

CINF vs. EWBC: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

SymbolCINFEWBC
Current Ratio (MRQ)1.87--
Quick Ratio (MRQ)1.87--
Debt-to-Equity Ratio (MRQ)0.060.00
Interest Coverage Ratio (TTM)54.92--

Growth

Revenue Growth

CINF vs. EWBC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CINF vs. EWBC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CINF

2.12%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

CINF’s Dividend Yield of 2.12% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

EWBC

2.30%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

EWBC’s Dividend Yield of 2.30% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

CINF vs. EWBC: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

CINF

20.00%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

CINF’s Dividend Payout Ratio of 20.00% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

EWBC

26.93%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

EWBC’s Dividend Payout Ratio of 26.93% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

CINF vs. EWBC: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

SymbolCINFEWBC
Dividend Yield (TTM)2.12%2.30%
Dividend Payout Ratio (TTM)20.00%26.93%

Valuation

Price-to-Earnings Ratio (TTM)

CINF

13.15

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

CINF’s P/E Ratio of 13.15 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

EWBC

11.73

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

EWBC’s P/E Ratio of 11.73 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CINF vs. EWBC: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

CINF

2.05

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

CINF’s P/S Ratio of 2.05 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

EWBC

3.28

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

CINF vs. EWBC: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

CINF

1.63

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

CINF’s P/B Ratio of 1.63 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

EWBC

1.70

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

EWBC’s P/B Ratio of 1.70 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

CINF vs. EWBC: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

SymbolCINFEWBC
Price-to-Earnings Ratio (TTM)13.1511.73
Price-to-Sales Ratio (TTM)2.053.28
Price-to-Book Ratio (MRQ)1.631.70
Price-to-Free Cash Flow Ratio (TTM)9.249.70