CHYM vs. SLF: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at CHYM and SLF, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | CHYM | SLF |
|---|---|---|
| Company Name | Chime Financial, Inc. | Sun Life Financial Inc. |
| Country | United States | Canada |
| GICS Sector | Financials | Financials |
| GICS Industry | Financial Services | Insurance |
| Market Capitalization | 11.15 billion USD | 32.59 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | June 12, 2025 | March 23, 2000 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of CHYM and SLF by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | CHYM | SLF |
|---|---|---|
| 5-Day Price Return | -10.62% | -6.52% |
| 13-Week Price Return | -- | -8.29% |
| 26-Week Price Return | -- | -4.15% |
| 52-Week Price Return | -- | 20.37% |
| Month-to-Date Return | -12.21% | -6.05% |
| Year-to-Date Return | -18.59% | -7.01% |
| 10-Day Avg. Volume | 2.58M | 2.27M |
| 3-Month Avg. Volume | 4.14M | 1.90M |
| 3-Month Volatility | -- | 22.25% |
| Beta | 2.18 | 0.41 |
Profitability
Return on Equity (TTM)
CHYM
--
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
Return on Equity data for CHYM is currently unavailable.
SLF
12.98%
Insurance Industry
- Max
- 29.03%
- Q3
- 18.11%
- Median
- 13.90%
- Q1
- 10.42%
- Min
- -0.64%
SLF’s Return on Equity of 12.98% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
CHYM
2.49%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
Falling into the lower quartile for the Financial Services industry, CHYM’s Net Profit Margin of 2.49% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
SLF
9.67%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.06%
- Median
- 9.15%
- Q1
- 5.48%
- Min
- -7.05%
SLF’s Net Profit Margin of 9.67% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
CHYM
1.76%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
CHYM’s Operating Profit Margin of 1.76% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
SLF
12.89%
Insurance Industry
- Max
- 35.49%
- Q3
- 19.49%
- Median
- 14.35%
- Q1
- 8.53%
- Min
- -5.25%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | CHYM | SLF |
|---|---|---|
| Return on Equity (TTM) | -- | 12.98% |
| Return on Assets (TTM) | -- | 0.90% |
| Net Profit Margin (TTM) | 2.49% | 9.67% |
| Operating Profit Margin (TTM) | 1.76% | 12.89% |
| Gross Profit Margin (TTM) | 88.35% | -- |
Financial Strength
Current Ratio (MRQ)
CHYM
3.80
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
SLF
--
Insurance Industry
- Max
- 2.97
- Q3
- 1.33
- Median
- 0.55
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
CHYM
0.00
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
SLF
0.25
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.22
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
CHYM
--
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
SLF
1.21
Insurance Industry
- Max
- 43.68
- Q3
- 20.84
- Median
- 9.56
- Q1
- 3.34
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | CHYM | SLF |
|---|---|---|
| Current Ratio (MRQ) | 3.80 | -- |
| Quick Ratio (MRQ) | 3.56 | -- |
| Debt-to-Equity Ratio (MRQ) | 0.00 | 0.25 |
| Interest Coverage Ratio (TTM) | -- | 1.21 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
CHYM
0.00%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
CHYM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
SLF
4.47%
Insurance Industry
- Max
- 8.23%
- Q3
- 4.54%
- Median
- 3.42%
- Q1
- 1.97%
- Min
- 0.00%
SLF’s Dividend Yield of 4.47% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
CHYM
0.00%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
CHYM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
SLF
59.98%
Insurance Industry
- Max
- 168.02%
- Q3
- 85.57%
- Median
- 50.71%
- Q1
- 22.04%
- Min
- 0.00%
SLF’s Dividend Payout Ratio of 59.98% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | CHYM | SLF |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 4.47% |
| Dividend Payout Ratio (TTM) | 0.00% | 59.98% |
Valuation
Price-to-Earnings Ratio (TTM)
CHYM
844.94
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
At 844.94, CHYM’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
SLF
13.42
Insurance Industry
- Max
- 28.91
- Q3
- 17.76
- Median
- 13.63
- Q1
- 10.02
- Min
- 2.89
SLF’s P/E Ratio of 13.42 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
CHYM
21.08
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
SLF
1.30
Insurance Industry
- Max
- 3.72
- Q3
- 1.98
- Median
- 1.23
- Q1
- 0.81
- Min
- 0.23
SLF’s P/S Ratio of 1.30 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
CHYM
--
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
P/B Ratio data for CHYM is currently unavailable.
SLF
2.03
Insurance Industry
- Max
- 4.37
- Q3
- 2.48
- Median
- 1.68
- Q1
- 1.19
- Min
- 0.19
SLF’s P/B Ratio of 2.03 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | CHYM | SLF |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 844.94 | 13.42 |
| Price-to-Sales Ratio (TTM) | 21.08 | 1.30 |
| Price-to-Book Ratio (MRQ) | -- | 2.03 |
| Price-to-Free Cash Flow Ratio (TTM) | -- | 9.87 |