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CHYM vs. EG: A Head-to-Head Stock Comparison

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Here’s a clear look at CHYM and EG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCHYMEG
Company NameChime Financial, Inc.Everest Group, Ltd.
CountryUnited StatesBermuda
GICS SectorFinancialsFinancials
GICS IndustryFinancial ServicesInsurance
Market Capitalization6.91 billion USD13.07 billion USD
ExchangeNasdaqGSNYSE
Listing DateJune 12, 2025October 3, 1995
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CHYM and EG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CHYM vs. EG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCHYMEG
5-Day Price Return-5.03%-6.51%
13-Week Price Return-31.44%-12.37%
26-Week Price Return---12.25%
52-Week Price Return---17.67%
Month-to-Date Return4.54%-3.03%
Year-to-Date Return-51.63%-15.86%
10-Day Avg. Volume5.41M0.46M
3-Month Avg. Volume3.20M0.36M
3-Month Volatility62.06%30.88%
Beta0.870.40

Profitability

Return on Equity (TTM)

CHYM

--

Financial Services Industry

Max
34.42%
Q3
16.76%
Median
9.18%
Q1
3.90%
Min
-10.16%

Return on Equity data for CHYM is currently unavailable.

EG

3.77%

Insurance Industry

Max
31.64%
Q3
19.22%
Median
14.77%
Q1
10.48%
Min
2.20%

EG’s Return on Equity of 3.77% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

CHYM vs. EG: A comparison of their Return on Equity (TTM) against their respective Financial Services and Insurance industry benchmarks.

Net Profit Margin (TTM)

CHYM

-60.69%

Financial Services Industry

Max
52.16%
Q3
25.33%
Median
13.11%
Q1
7.04%
Min
-8.99%

CHYM has a negative Net Profit Margin of -60.69%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

EG

3.11%

Insurance Industry

Max
28.47%
Q3
15.63%
Median
10.40%
Q1
6.94%
Min
-3.51%

Falling into the lower quartile for the Insurance industry, EG’s Net Profit Margin of 3.11% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

CHYM vs. EG: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Insurance industry benchmarks.

Operating Profit Margin (TTM)

CHYM

-62.01%

Financial Services Industry

Max
81.07%
Q3
40.32%
Median
19.93%
Q1
10.20%
Min
-34.40%

CHYM has a negative Operating Profit Margin of -62.01%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

EG

4.13%

Insurance Industry

Max
35.59%
Q3
21.31%
Median
14.99%
Q1
10.34%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

CHYM vs. EG: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Insurance industry benchmarks.

Profitability at a Glance

SymbolCHYMEG
Return on Equity (TTM)--3.77%
Return on Assets (TTM)--0.93%
Net Profit Margin (TTM)-60.69%3.11%
Operating Profit Margin (TTM)-62.01%4.13%
Gross Profit Margin (TTM)87.62%--

Financial Strength

Current Ratio (MRQ)

CHYM

4.94

Financial Services Industry

Max
4.36
Q3
2.26
Median
1.33
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EG

1.19

Insurance Industry

Max
2.64
Q3
1.19
Median
0.53
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CHYM vs. EG: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CHYM

0.00

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.55
Q1
0.11
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

EG

0.23

Insurance Industry

Max
1.10
Q3
0.65
Median
0.35
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

CHYM vs. EG: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

CHYM

--

Financial Services Industry

Max
140.54
Q3
57.67
Median
6.72
Q1
1.93
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

EG

10.95

Insurance Industry

Max
49.59
Q3
22.05
Median
9.63
Q1
3.42
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

CHYM vs. EG: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolCHYMEG
Current Ratio (MRQ)4.941.19
Quick Ratio (MRQ)4.690.56
Debt-to-Equity Ratio (MRQ)0.000.23
Interest Coverage Ratio (TTM)--10.95

Growth

Revenue Growth

CHYM vs. EG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CHYM vs. EG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CHYM

0.00%

Financial Services Industry

Max
7.52%
Q3
3.60%
Median
1.75%
Q1
0.00%
Min
0.00%

CHYM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

EG

2.64%

Insurance Industry

Max
9.43%
Q3
5.10%
Median
3.57%
Q1
2.02%
Min
0.00%

EG’s Dividend Yield of 2.64% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

CHYM vs. EG: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

CHYM

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
17.51%
Q1
0.00%
Min
0.00%

CHYM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

EG

22.12%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
50.55%
Q1
22.12%
Min
0.00%

EG’s Dividend Payout Ratio of 22.12% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

CHYM vs. EG: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Insurance industry benchmarks.

Dividend at a Glance

SymbolCHYMEG
Dividend Yield (TTM)0.00%2.64%
Dividend Payout Ratio (TTM)0.00%22.12%

Valuation

Price-to-Earnings Ratio (TTM)

CHYM

--

Financial Services Industry

Max
46.13
Q3
28.79
Median
13.18
Q1
9.14
Min
0.47

P/E Ratio data for CHYM is currently unavailable.

EG

23.24

Insurance Industry

Max
27.66
Q3
17.29
Median
12.59
Q1
9.86
Min
3.13

A P/E Ratio of 23.24 places EG in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

CHYM vs. EG: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

CHYM

4.23

Financial Services Industry

Max
9.71
Q3
4.81
Median
2.49
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

EG

0.72

Insurance Industry

Max
3.39
Q3
1.95
Median
1.25
Q1
0.83
Min
0.22

In the lower quartile for the Insurance industry, EG’s P/S Ratio of 0.72 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

CHYM vs. EG: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

CHYM

5.19

Financial Services Industry

Max
7.21
Q3
3.51
Median
1.52
Q1
0.88
Min
0.08

CHYM’s P/B Ratio of 5.19 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

EG

0.96

Insurance Industry

Max
4.36
Q3
2.47
Median
1.77
Q1
1.18
Min
0.17

EG’s P/B Ratio of 0.96 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

CHYM vs. EG: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Insurance industry benchmarks.

Valuation at a Glance

SymbolCHYMEG
Price-to-Earnings Ratio (TTM)--23.24
Price-to-Sales Ratio (TTM)4.230.72
Price-to-Book Ratio (MRQ)5.190.96
Price-to-Free Cash Flow Ratio (TTM)--3.02