CHYM vs. CRBG: Chime Financial vs. Corebridge Financial Stock Comparison
How do Chime Financial (CHYM) and Corebridge Financial (CRBG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Chime Financial (CHYM) and Corebridge Financial (CRBG) both belong to the Financial Services industry, though CHYM is classified under Transaction & Payment Processing Services while CRBG falls under Diversified Financial Services.
| Profile Item | CHYM | CRBG |
|---|---|---|
| Name | Chime Financial Inc. Class A | Corebridge Financial Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Financial Services |
| GICS Sub-Industry | Transaction & Payment Processing Services | Diversified Financial Services |
| Market Capitalization | 12.02 billion USD | 14.95 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | June 12, 2025 | September 16, 2022 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CHYM | CRBG |
|---|---|---|
| Total Return (1Y) | 63.03% | 24.54% |
| Total Return (3Y, Annualized) | -- | 28.45% |
| Total Return (5Y, Annualized) | -- | -- |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CHYM | CRBG |
|---|---|---|
| Volatility (1Y, Annualized) | 61.33% | 35.18% |
| Beta (5Y) | 0.31 | 1.03 |
| Max Drawdown (5Y) | -55.70% | -36.35% |
| Avg. Volume (3M) | 6.12M | 4.66M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CHYM | CRBG |
|---|---|---|
| Sharpe Ratio (1Y) | 0.96 | 0.58 |
| Sortino Ratio (1Y) | 1.48 | 0.80 |
Profitability
ROE (TTM)
Both Chime Financial (CHYM) at 5.38% and Corebridge Financial (CRBG) at 20.08% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CHYM
Financial Services industry group
5.38%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- CHYM
- 5.38%
- Q1
- 4.48%
- Min
- -18.71%
CRBG
Financial Services industry group
20.08%
- Max
- 44.78%
- Q3
- 21.85%
- CRBG
- 20.08%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Corebridge Financial (CRBG) at 10.76% keeps about the industry-typical share of revenue as profit, while Chime Financial (CHYM) at 3.05% retains only a bottom-quartile share.
CHYM
Financial Services industry group
3.05%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- CHYM
- 3.05%
- Min
- -28.52%
CRBG
Financial Services industry group
10.76%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- CRBG
- 10.76%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Chime Financial (CHYM) at 20.88% and Corebridge Financial (CRBG) at 39.53% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
CHYM
Financial Services industry group
20.88%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- CHYM
- 20.88%
- Q1
- 14.60%
- Min
- -44.34%
CRBG
Financial Services industry group
39.53%
- Max
- 107.33%
- Q3
- 55.90%
- CRBG
- 39.53%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | CHYM | CRBG |
|---|---|---|
| ROE (TTM) | 5.38% | 20.08% |
| ROA (TTM) | 14.73% | 0.65% |
| Net Margin (TTM) | 3.05% | 10.76% |
| Operating Margin (TTM) | 20.88% | 39.53% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Chime Financial (CHYM) at 30.69% sits in the top revenue growth quartile, while Corebridge Financial (CRBG) at -5.07% is in the bottom quartile, showing a clear gap in revenue momentum.
EPS Growth
Only one side can be read here: Corebridge Financial (CRBG) reports EPS growth of -118.28%, ranked against its industry; Chime Financial (CHYM) has no EPS growth figure this period.
Growth Metrics
| Metric | CHYM | CRBG |
|---|---|---|
| Revenue Growth (YoY) | 30.69% | -5.07% |
| Revenue Growth (3Y CAGR) | 29.42% | -11.25% |
| EPS Growth (YoY) | -- | -118.28% |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Chime Financial (CHYM) in Financial Services and Corebridge Financial (CRBG) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Chime Financial (CHYM) in Financial Services and Corebridge Financial (CRBG) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CHYM | CRBG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Chime Financial (CHYM) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Corebridge Financial (CRBG) reports a yield of 2.89%, ranking against industry peers normally.
CHYM
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- CHYM
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
CRBG
Financial Services industry group
2.89%
- Max
- 9.77%
- Q3
- 3.92%
- CRBG
- 2.89%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Chime Financial (CHYM) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Corebridge Financial (CRBG) reports a payout of 22.20%, ranking against industry peers normally.
CHYM
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- CHYM
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
CRBG
Financial Services industry group
22.20%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- CRBG
- 22.20%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CHYM | CRBG |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 2.89% |
| Dividend Payout Ratio (TTM) | 0.00% | 22.20% |
Valuation
P/E Ratio (TTM)
Corebridge Financial (CRBG) at 7.64 sits in the cheaper P/E ratio quartile, while Chime Financial (CHYM) at 27.48 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
CHYM
Financial Services industry group
27.48
- Max
- 45.85
- CHYM
- 27.48
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
CRBG
Financial Services industry group
7.64
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- CRBG
- 7.64
- Min
- 0.16
P/S Ratio (TTM)
Corebridge Financial (CRBG) at 0.73 sits in the cheaper P/S ratio quartile while Chime Financial (CHYM) at 4.57 prices around its industry’s middle — CRBG costs less per dollar of sales, though read it alongside growth and margins.
CHYM
Financial Services industry group
4.57
- Max
- 9.23
- Q3
- 4.57
- CHYM
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
CRBG
Financial Services industry group
0.73
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- CRBG
- 0.73
- Min
- -0.55
P/B Ratio (MRQ)
Corebridge Financial (CRBG) at 2.41 is valued about in line with its industry on P/B ratio, while Chime Financial (CHYM) at 7.79 carries an above-peer premium to book — CHYM is pricier on assets.
CHYM
Financial Services industry group
7.79
- CHYM
- 7.79
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
CRBG
Financial Services industry group
2.41
- Max
- 7.79
- Q3
- 3.63
- CRBG
- 2.41
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CHYM | CRBG |
|---|---|---|
| P/E Ratio (TTM) | 27.48 | 7.64 |
| P/S Ratio (TTM) | 4.57 | 0.73 |
| P/B Ratio (MRQ) | 7.79 | 2.41 |
| Free Cash Flow Yield (TTM) | -- | -- |