CDW vs. TOST: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at CDW and TOST, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | CDW | TOST |
|---|---|---|
| Company Name | CDW Corporation | Toast, Inc. |
| Country | United States | United States |
| GICS Sector | Information Technology | Financials |
| GICS Industry | Electronic Equipment, Instruments & Components | Financial Services |
| Market Capitalization | 21.88 billion USD | 24.73 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | June 27, 2013 | September 22, 2021 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of CDW and TOST by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | CDW | TOST |
|---|---|---|
| 5-Day Price Return | 0.49% | -1.37% |
| 13-Week Price Return | -11.24% | -5.06% |
| 26-Week Price Return | -11.02% | 5.50% |
| 52-Week Price Return | -23.85% | 70.32% |
| Month-to-Date Return | -4.28% | -13.17% |
| Year-to-Date Return | -4.10% | 16.35% |
| 10-Day Avg. Volume | 1.23M | 7.80M |
| 3-Month Avg. Volume | 1.18M | 7.73M |
| 3-Month Volatility | 25.24% | 36.48% |
| Beta | 1.03 | 2.04 |
Profitability
Return on Equity (TTM)
CDW
45.37%
Electronic Equipment, Instruments & Components Industry
- Max
- 29.99%
- Q3
- 15.78%
- Median
- 9.05%
- Q1
- 5.63%
- Min
- -9.55%
CDW’s Return on Equity of 45.37% is exceptionally high, placing it well beyond the typical range for the Electronic Equipment, Instruments & Components industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
TOST
13.88%
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
TOST’s Return on Equity of 13.88% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
CDW
4.92%
Electronic Equipment, Instruments & Components Industry
- Max
- 25.55%
- Q3
- 12.80%
- Median
- 7.58%
- Q1
- 3.09%
- Min
- -8.70%
CDW’s Net Profit Margin of 4.92% is aligned with the median group of its peers in the Electronic Equipment, Instruments & Components industry. This indicates its ability to convert revenue into profit is typical for the sector.
TOST
4.05%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
Falling into the lower quartile for the Financial Services industry, TOST’s Net Profit Margin of 4.05% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
CDW
7.64%
Electronic Equipment, Instruments & Components Industry
- Max
- 30.04%
- Q3
- 16.04%
- Median
- 9.75%
- Q1
- 4.27%
- Min
- -12.63%
CDW’s Operating Profit Margin of 7.64% is around the midpoint for the Electronic Equipment, Instruments & Components industry, indicating that its efficiency in managing core business operations is typical for the sector.
TOST
3.67%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
TOST’s Operating Profit Margin of 3.67% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
Profitability at a Glance
| Symbol | CDW | TOST |
|---|---|---|
| Return on Equity (TTM) | 45.37% | 13.88% |
| Return on Assets (TTM) | 7.26% | 8.99% |
| Net Profit Margin (TTM) | 4.92% | 4.05% |
| Operating Profit Margin (TTM) | 7.64% | 3.67% |
| Gross Profit Margin (TTM) | 21.57% | 25.19% |
Financial Strength
Current Ratio (MRQ)
CDW
1.35
Electronic Equipment, Instruments & Components Industry
- Max
- 4.43
- Q3
- 2.88
- Median
- 2.05
- Q1
- 1.52
- Min
- 0.64
CDW’s Current Ratio of 1.35 falls into the lower quartile for the Electronic Equipment, Instruments & Components industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
TOST
2.59
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
CDW
2.28
Electronic Equipment, Instruments & Components Industry
- Max
- 1.14
- Q3
- 0.54
- Median
- 0.34
- Q1
- 0.11
- Min
- 0.00
With a Debt-to-Equity Ratio of 2.28, CDW operates with exceptionally high leverage compared to the Electronic Equipment, Instruments & Components industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.
TOST
0.00
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
CDW
7.69
Electronic Equipment, Instruments & Components Industry
- Max
- 101.00
- Q3
- 43.88
- Median
- 13.27
- Q1
- 3.73
- Min
- -18.73
CDW’s Interest Coverage Ratio of 7.69 is positioned comfortably within the norm for the Electronic Equipment, Instruments & Components industry, indicating a standard and healthy capacity to cover its interest payments.
TOST
-3.26
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | CDW | TOST |
|---|---|---|
| Current Ratio (MRQ) | 1.35 | 2.59 |
| Quick Ratio (MRQ) | 1.17 | 2.44 |
| Debt-to-Equity Ratio (MRQ) | 2.28 | 0.00 |
| Interest Coverage Ratio (TTM) | 7.69 | -3.26 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
CDW
1.51%
Electronic Equipment, Instruments & Components Industry
- Max
- 4.86%
- Q3
- 2.53%
- Median
- 1.28%
- Q1
- 0.16%
- Min
- 0.00%
CDW’s Dividend Yield of 1.51% is consistent with its peers in the Electronic Equipment, Instruments & Components industry, providing a dividend return that is standard for its sector.
TOST
0.00%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
TOST currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
CDW
30.73%
Electronic Equipment, Instruments & Components Industry
- Max
- 161.37%
- Q3
- 67.12%
- Median
- 34.46%
- Q1
- 3.82%
- Min
- 0.00%
CDW’s Dividend Payout Ratio of 30.73% is within the typical range for the Electronic Equipment, Instruments & Components industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
TOST
0.00%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
TOST has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | CDW | TOST |
|---|---|---|
| Dividend Yield (TTM) | 1.51% | 0.00% |
| Dividend Payout Ratio (TTM) | 30.73% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
CDW
20.40
Electronic Equipment, Instruments & Components Industry
- Max
- 73.87
- Q3
- 41.11
- Median
- 25.31
- Q1
- 18.58
- Min
- 8.59
CDW’s P/E Ratio of 20.40 is within the middle range for the Electronic Equipment, Instruments & Components industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
TOST
110.38
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
At 110.38, TOST’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
Price-to-Sales Ratio (TTM)
CDW
1.00
Electronic Equipment, Instruments & Components Industry
- Max
- 6.74
- Q3
- 3.49
- Median
- 2.03
- Q1
- 1.16
- Min
- 0.11
In the lower quartile for the Electronic Equipment, Instruments & Components industry, CDW’s P/S Ratio of 1.00 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
TOST
4.47
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
CDW
9.53
Electronic Equipment, Instruments & Components Industry
- Max
- 6.45
- Q3
- 3.49
- Median
- 1.98
- Q1
- 1.31
- Min
- 0.35
At 9.53, CDW’s P/B Ratio is at an extreme premium to the Electronic Equipment, Instruments & Components industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
TOST
14.11
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
At 14.11, TOST’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | CDW | TOST |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 20.40 | 110.38 |
| Price-to-Sales Ratio (TTM) | 1.00 | 4.47 |
| Price-to-Book Ratio (MRQ) | 9.53 | 14.11 |
| Price-to-Free Cash Flow Ratio (TTM) | 21.56 | 48.67 |