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BSY vs. TXN: A Head-to-Head Stock Comparison

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Here’s a clear look at BSY and TXN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolBSYTXN
Company NameBentley Systems, IncorporatedTexas Instruments Incorporated
CountryUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS IndustrySoftwareSemiconductors & Semiconductor Equipment
Market Capitalization15.82 billion USD175.73 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateSeptember 23, 2020June 1, 1972
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of BSY and TXN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BSY vs. TXN: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBSYTXN
5-Day Price Return-2.67%3.97%
13-Week Price Return9.13%3.21%
26-Week Price Return11.45%5.46%
52-Week Price Return7.76%0.64%
Month-to-Date Return-10.16%6.75%
Year-to-Date Return11.54%3.08%
10-Day Avg. Volume2.00M6.82M
3-Month Avg. Volume1.68M7.91M
3-Month Volatility19.55%39.94%
Beta1.091.03

Profitability

Return on Equity (TTM)

BSY

23.47%

Software Industry

Max
59.01%
Q3
21.98%
Median
7.15%
Q1
-11.12%
Min
-51.24%

In the upper quartile for the Software industry, BSY’s Return on Equity of 23.47% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

TXN

30.10%

Semiconductors & Semiconductor Equipment Industry

Max
52.74%
Q3
23.49%
Median
11.60%
Q1
3.23%
Min
-20.69%

In the upper quartile for the Semiconductors & Semiconductor Equipment industry, TXN’s Return on Equity of 30.10% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BSY vs. TXN: A comparison of their Return on Equity (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Net Profit Margin (TTM)

BSY

17.91%

Software Industry

Max
48.14%
Q3
18.23%
Median
5.60%
Q1
-9.22%
Min
-49.36%

BSY’s Net Profit Margin of 17.91% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.

TXN

30.23%

Semiconductors & Semiconductor Equipment Industry

Max
44.17%
Q3
22.38%
Median
11.95%
Q1
3.21%
Min
-25.16%

A Net Profit Margin of 30.23% places TXN in the upper quartile for the Semiconductors & Semiconductor Equipment industry, signifying strong profitability and more effective cost management than most of its peers.

BSY vs. TXN: A comparison of their Net Profit Margin (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Operating Profit Margin (TTM)

BSY

23.22%

Software Industry

Max
57.34%
Q3
20.60%
Median
7.84%
Q1
-8.72%
Min
-51.37%

An Operating Profit Margin of 23.22% places BSY in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

TXN

34.89%

Semiconductors & Semiconductor Equipment Industry

Max
58.03%
Q3
27.84%
Median
12.45%
Q1
5.15%
Min
-28.61%

An Operating Profit Margin of 34.89% places TXN in the upper quartile for the Semiconductors & Semiconductor Equipment industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

BSY vs. TXN: A comparison of their Operating Profit Margin (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Profitability at a Glance

SymbolBSYTXN
Return on Equity (TTM)23.47%30.10%
Return on Assets (TTM)7.47%14.45%
Net Profit Margin (TTM)17.91%30.23%
Operating Profit Margin (TTM)23.22%34.89%
Gross Profit Margin (TTM)81.18%58.03%

Financial Strength

Current Ratio (MRQ)

BSY

0.51

Software Industry

Max
3.83
Q3
2.31
Median
1.45
Q1
1.03
Min
0.24

BSY’s Current Ratio of 0.51 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

TXN

5.81

Semiconductors & Semiconductor Equipment Industry

Max
8.42
Q3
4.70
Median
2.75
Q1
2.07
Min
1.04

TXN’s Current Ratio of 5.81 is in the upper quartile for the Semiconductors & Semiconductor Equipment industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

BSY vs. TXN: A comparison of their Current Ratio (MRQ) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BSY

1.07

Software Industry

Max
2.14
Q3
0.90
Median
0.29
Q1
0.00
Min
0.00

BSY’s leverage is in the upper quartile of the Software industry, with a Debt-to-Equity Ratio of 1.07. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

TXN

0.86

Semiconductors & Semiconductor Equipment Industry

Max
1.09
Q3
0.45
Median
0.22
Q1
0.01
Min
0.00

TXN’s leverage is in the upper quartile of the Semiconductors & Semiconductor Equipment industry, with a Debt-to-Equity Ratio of 0.86. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

BSY vs. TXN: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Interest Coverage Ratio (TTM)

BSY

15.21

Software Industry

Max
67.02
Q3
19.86
Median
0.70
Q1
-12.50
Min
-53.00

BSY’s Interest Coverage Ratio of 15.21 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.

TXN

11.73

Semiconductors & Semiconductor Equipment Industry

Max
174.00
Q3
81.10
Median
27.22
Q1
7.28
Min
-4.26

TXN’s Interest Coverage Ratio of 11.73 is positioned comfortably within the norm for the Semiconductors & Semiconductor Equipment industry, indicating a standard and healthy capacity to cover its interest payments.

BSY vs. TXN: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Financial Strength at a Glance

SymbolBSYTXN
Current Ratio (MRQ)0.515.81
Quick Ratio (MRQ)0.442.93
Debt-to-Equity Ratio (MRQ)1.070.86
Interest Coverage Ratio (TTM)15.2111.73

Growth

Revenue Growth

BSY vs. TXN: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BSY vs. TXN: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BSY

0.50%

Software Industry

Max
0.08%
Q3
0.03%
Median
0.00%
Q1
0.00%
Min
0.00%

BSY’s Dividend Yield of 0.50% is exceptionally high, placing it well above the typical range for the Software industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.

TXN

2.78%

Semiconductors & Semiconductor Equipment Industry

Max
4.16%
Q3
1.78%
Median
0.74%
Q1
0.00%
Min
0.00%

With a Dividend Yield of 2.78%, TXN offers a more attractive income stream than most of its peers in the Semiconductors & Semiconductor Equipment industry, signaling a strong commitment to shareholder returns.

BSY vs. TXN: A comparison of their Dividend Yield (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend Payout Ratio (TTM)

BSY

30.97%

Software Industry

Max
1.32%
Q3
0.53%
Median
0.00%
Q1
0.00%
Min
0.00%

At 30.97%, BSY’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Software industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

TXN

97.20%

Semiconductors & Semiconductor Equipment Industry

Max
196.12%
Q3
87.72%
Median
26.57%
Q1
0.00%
Min
0.00%

TXN’s Dividend Payout Ratio of 97.20% is in the upper quartile for the Semiconductors & Semiconductor Equipment industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

BSY vs. TXN: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend at a Glance

SymbolBSYTXN
Dividend Yield (TTM)0.50%2.78%
Dividend Payout Ratio (TTM)30.97%97.20%

Valuation

Price-to-Earnings Ratio (TTM)

BSY

61.79

Software Industry

Max
149.35
Q3
100.21
Median
47.97
Q1
26.77
Min
11.68

BSY’s P/E Ratio of 61.79 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

TXN

34.92

Semiconductors & Semiconductor Equipment Industry

Max
109.37
Q3
57.11
Median
28.95
Q1
22.13
Min
11.14

TXN’s P/E Ratio of 34.92 is within the middle range for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BSY vs. TXN: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Sales Ratio (TTM)

BSY

11.07

Software Industry

Max
25.24
Q3
13.52
Median
8.15
Q1
4.87
Min
0.98

BSY’s P/S Ratio of 11.07 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

TXN

10.56

Semiconductors & Semiconductor Equipment Industry

Max
16.09
Q3
10.10
Median
4.82
Q1
2.60
Min
0.93

TXN’s P/S Ratio of 10.56 is in the upper echelon for the Semiconductors & Semiconductor Equipment industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

BSY vs. TXN: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Book Ratio (MRQ)

BSY

14.09

Software Industry

Max
30.95
Q3
14.91
Median
7.75
Q1
3.60
Min
0.38

BSY’s P/B Ratio of 14.09 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

TXN

11.50

Semiconductors & Semiconductor Equipment Industry

Max
13.56
Q3
6.75
Median
3.68
Q1
1.89
Min
0.60

TXN’s P/B Ratio of 11.50 is in the upper tier for the Semiconductors & Semiconductor Equipment industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BSY vs. TXN: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Valuation at a Glance

SymbolBSYTXN
Price-to-Earnings Ratio (TTM)61.7934.92
Price-to-Sales Ratio (TTM)11.0710.56
Price-to-Book Ratio (MRQ)14.0911.50
Price-to-Free Cash Flow Ratio (TTM)36.2299.06