BSY vs. GRMN: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BSY and GRMN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BSY | GRMN |
|---|---|---|
| Company Name | Bentley Systems, Incorporated | Garmin Ltd. |
| Country | United States | Switzerland |
| GICS Sector | Information Technology | Consumer Discretionary |
| GICS Industry | Software | Household Durables |
| Market Capitalization | 12.93 billion USD | 36.72 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | September 23, 2020 | December 8, 2000 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BSY and GRMN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BSY | GRMN |
|---|---|---|
| 5-Day Price Return | -6.80% | -4.24% |
| 13-Week Price Return | -18.76% | -16.45% |
| 26-Week Price Return | -10.32% | -3.15% |
| 52-Week Price Return | -10.86% | -8.85% |
| Month-to-Date Return | -15.07% | -9.26% |
| Year-to-Date Return | -7.56% | -5.88% |
| 10-Day Avg. Volume | 2.63M | 1.17M |
| 3-Month Avg. Volume | 1.99M | 0.88M |
| 3-Month Volatility | 31.62% | 30.78% |
| Beta | 1.22 | 1.04 |
Profitability
Return on Equity (TTM)
BSY
23.96%
Software Industry
- Max
- 65.88%
- Q3
- 22.54%
- Median
- 10.46%
- Q1
- -6.54%
- Min
- -41.05%
In the upper quartile for the Software industry, BSY’s Return on Equity of 23.96% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
GRMN
19.26%
Household Durables Industry
- Max
- 26.77%
- Q3
- 17.22%
- Median
- 11.18%
- Q1
- 6.35%
- Min
- -7.31%
In the upper quartile for the Household Durables industry, GRMN’s Return on Equity of 19.26% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
BSY
18.45%
Software Industry
- Max
- 53.50%
- Q3
- 20.30%
- Median
- 9.60%
- Q1
- -4.98%
- Min
- -41.00%
BSY’s Net Profit Margin of 18.45% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.
GRMN
22.63%
Household Durables Industry
- Max
- 16.03%
- Q3
- 9.13%
- Median
- 6.61%
- Q1
- 3.40%
- Min
- -4.24%
GRMN’s Net Profit Margin of 22.63% is exceptionally high, placing it well beyond the typical range for the Household Durables industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
Operating Profit Margin (TTM)
BSY
23.67%
Software Industry
- Max
- 61.99%
- Q3
- 23.67%
- Median
- 10.93%
- Q1
- -3.57%
- Min
- -40.19%
BSY’s Operating Profit Margin of 23.67% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.
GRMN
25.61%
Household Durables Industry
- Max
- 20.79%
- Q3
- 12.10%
- Median
- 9.44%
- Q1
- 5.22%
- Min
- -3.50%
GRMN’s Operating Profit Margin of 25.61% is exceptionally high, placing it well above the typical range for the Household Durables industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
Profitability at a Glance
| Symbol | BSY | GRMN |
|---|---|---|
| Return on Equity (TTM) | 23.96% | 19.26% |
| Return on Assets (TTM) | 7.87% | 15.61% |
| Net Profit Margin (TTM) | 18.45% | 22.63% |
| Operating Profit Margin (TTM) | 23.67% | 25.61% |
| Gross Profit Margin (TTM) | 81.20% | 58.73% |
Financial Strength
Current Ratio (MRQ)
BSY
0.61
Software Industry
- Max
- 4.01
- Q3
- 2.27
- Median
- 1.50
- Q1
- 1.03
- Min
- 0.25
BSY’s Current Ratio of 0.61 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
GRMN
3.32
Household Durables Industry
- Max
- 6.43
- Q3
- 3.68
- Median
- 2.54
- Q1
- 1.23
- Min
- 0.75
GRMN’s Current Ratio of 3.32 aligns with the median group of the Household Durables industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
BSY
1.04
Software Industry
- Max
- 2.04
- Q3
- 0.86
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
BSY’s leverage is in the upper quartile of the Software industry, with a Debt-to-Equity Ratio of 1.04. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
GRMN
0.00
Household Durables Industry
- Max
- 1.77
- Q3
- 0.83
- Median
- 0.34
- Q1
- 0.18
- Min
- 0.00
Falling into the lower quartile for the Household Durables industry, GRMN’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
BSY
15.21
Software Industry
- Max
- 89.65
- Q3
- 33.82
- Median
- 1.59
- Q1
- -10.48
- Min
- -71.23
BSY’s Interest Coverage Ratio of 15.21 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.
GRMN
73.26
Household Durables Industry
- Max
- 140.40
- Q3
- 77.14
- Median
- 24.53
- Q1
- 5.69
- Min
- -17.01
GRMN’s Interest Coverage Ratio of 73.26 is positioned comfortably within the norm for the Household Durables industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | BSY | GRMN |
|---|---|---|
| Current Ratio (MRQ) | 0.61 | 3.32 |
| Quick Ratio (MRQ) | 0.52 | 2.01 |
| Debt-to-Equity Ratio (MRQ) | 1.04 | 0.00 |
| Interest Coverage Ratio (TTM) | 15.21 | 73.26 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BSY
0.64%
Software Industry
- Max
- 0.34%
- Q3
- 0.17%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
BSY’s Dividend Yield of 0.64% is exceptionally high, placing it well above the typical range for the Software industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.
GRMN
1.73%
Household Durables Industry
- Max
- 9.27%
- Q3
- 3.94%
- Median
- 1.84%
- Q1
- 0.03%
- Min
- 0.00%
GRMN’s Dividend Yield of 1.73% is consistent with its peers in the Household Durables industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
BSY
30.41%
Software Industry
- Max
- 12.76%
- Q3
- 6.56%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
At 30.41%, BSY’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Software industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.
GRMN
40.42%
Household Durables Industry
- Max
- 154.55%
- Q3
- 65.87%
- Median
- 40.54%
- Q1
- 6.74%
- Min
- 0.00%
GRMN’s Dividend Payout Ratio of 40.42% is within the typical range for the Household Durables industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | BSY | GRMN |
|---|---|---|
| Dividend Yield (TTM) | 0.64% | 1.73% |
| Dividend Payout Ratio (TTM) | 30.41% | 40.42% |
Valuation
Price-to-Earnings Ratio (TTM)
BSY
47.29
Software Industry
- Max
- 142.78
- Q3
- 72.24
- Median
- 36.21
- Q1
- 24.24
- Min
- 4.55
BSY’s P/E Ratio of 47.29 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
GRMN
23.38
Household Durables Industry
- Max
- 33.05
- Q3
- 20.97
- Median
- 12.60
- Q1
- 9.92
- Min
- 6.71
A P/E Ratio of 23.38 places GRMN in the upper quartile for the Household Durables industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
BSY
8.72
Software Industry
- Max
- 20.79
- Q3
- 12.71
- Median
- 6.75
- Q1
- 4.56
- Min
- 0.87
BSY’s P/S Ratio of 8.72 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
GRMN
5.29
Household Durables Industry
- Max
- 2.29
- Q3
- 1.31
- Median
- 0.86
- Q1
- 0.56
- Min
- 0.15
With a P/S Ratio of 5.29, GRMN trades at a valuation that eclipses even the highest in the Household Durables industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
BSY
13.08
Software Industry
- Max
- 30.49
- Q3
- 14.84
- Median
- 8.09
- Q1
- 4.32
- Min
- 0.38
BSY’s P/B Ratio of 13.08 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
GRMN
5.57
Household Durables Industry
- Max
- 2.77
- Q3
- 2.08
- Median
- 1.44
- Q1
- 1.07
- Min
- 0.58
At 5.57, GRMN’s P/B Ratio is at an extreme premium to the Household Durables industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | BSY | GRMN |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 47.29 | 23.38 |
| Price-to-Sales Ratio (TTM) | 8.72 | 5.29 |
| Price-to-Book Ratio (MRQ) | 13.08 | 5.57 |
| Price-to-Free Cash Flow Ratio (TTM) | 27.68 | 27.56 |