BSAC vs. FUTU: A Head-to-Head Stock Comparison

Updated on August 19, 2025

Here’s a clear look at BSAC and FUTU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Both BSAC and FUTU are American Depositary Receipts (ADRs). This provides U.S. investors with straightforward access to investing in these foreign-listed companies.

Symbol	BSAC	FUTU
Company Name	Banco Santander-Chile	Futu Holdings Limited
Country	Chile	Hong Kong
GICS Sector	Financials	Financials
GICS Industry	Banks	Capital Markets
Market Capitalization	11.56 billion USD	24.57 billion USD
Exchange	NYSE	NasdaqGM
Listing Date	October 31, 1994	March 8, 2019
Security Type	ADR	ADR

Historical Performance

This chart compares the performance of BSAC and FUTU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BSAC vs. FUTU: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BSAC	FUTU
5-Day Price Return	1.78%	12.70%
13-Week Price Return	0.68%	59.36%
26-Week Price Return	11.31%	81.64%
52-Week Price Return	31.29%	199.73%
Month-to-Date Return	2.62%	14.84%
Year-to-Date Return	21.88%	120.63%
10-Day Avg. Volume	92.83M	2.29M
3-Month Avg. Volume	140.79M	2.65M
3-Month Volatility	16.43%	59.74%
Beta	1.07	0.54

Profitability

Return on Equity (TTM)

BSAC

24.56%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

In the upper quartile for the Banks industry, BSAC’s Return on Equity of 24.56% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

FUTU

23.06%

Capital Markets Industry

Max: 38.97%
Q3: 21.61%
Median: 13.77%
Q1: 8.31%
Min: -4.25%

In the upper quartile for the Capital Markets industry, FUTU’s Return on Equity of 23.06% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BSAC vs. FUTU: A comparison of their Return on Equity (TTM) against their respective Banks and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

BSAC

19.02%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

Falling into the lower quartile for the Banks industry, BSAC’s Net Profit Margin of 19.02% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

FUTU

40.05%

Capital Markets Industry

Max: 66.67%
Q3: 35.11%
Median: 23.49%
Q1: 13.63%
Min: -15.18%

A Net Profit Margin of 40.05% places FUTU in the upper quartile for the Capital Markets industry, signifying strong profitability and more effective cost management than most of its peers.

BSAC vs. FUTU: A comparison of their Net Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

BSAC

20.34%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

BSAC’s Operating Profit Margin of 20.34% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

FUTU

48.72%

Capital Markets Industry

Max: 86.40%
Q3: 46.46%
Median: 32.80%
Q1: 18.32%
Min: -21.87%

An Operating Profit Margin of 48.72% places FUTU in the upper quartile for the Capital Markets industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

BSAC vs. FUTU: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	BSAC	FUTU
Return on Equity (TTM)	24.56%	23.06%
Return on Assets (TTM)	1.60%	4.34%
Net Profit Margin (TTM)	19.02%	40.05%
Operating Profit Margin (TTM)	20.34%	48.72%
Gross Profit Margin (TTM)	--	82.01%

Financial Strength

Current Ratio (MRQ)

BSAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FUTU

1.18

Capital Markets Industry

Max: 3.76
Q3: 1.89
Median: 1.01
Q1: 0.54
Min: -0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BSAC vs. FUTU: A comparison of their Current Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BSAC

3.83

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

FUTU

0.36

Capital Markets Industry

Max: 6.62
Q3: 2.84
Median: 1.02
Q1: 0.32
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

BSAC vs. FUTU: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

BSAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

FUTU

4,725.16

Capital Markets Industry

Max: 126.03
Q3: 60.98
Median: 11.77
Q1: 4.95
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

BSAC vs. FUTU: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	BSAC	FUTU
Current Ratio (MRQ)	--	1.18
Quick Ratio (MRQ)	--	1.18
Debt-to-Equity Ratio (MRQ)	3.83	0.36
Interest Coverage Ratio (TTM)	--	4,725.16

Growth

Revenue Growth

BSAC vs. FUTU: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BSAC vs. FUTU: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BSAC

5.53%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

BSAC’s Dividend Yield of 5.53% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

FUTU

0.00%

Capital Markets Industry

Max: 10.26%
Q3: 4.86%
Median: 2.78%
Q1: 1.22%
Min: 0.00%

FUTU currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BSAC vs. FUTU: A comparison of their Dividend Yield (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

BSAC

220.26%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

At 220.26%, BSAC’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Banks industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

FUTU

0.00%

Capital Markets Industry

Max: 200.72%
Q3: 101.92%
Median: 57.97%
Q1: 32.36%
Min: 0.00%

FUTU has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BSAC vs. FUTU: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	BSAC	FUTU
Dividend Yield (TTM)	5.53%	0.00%
Dividend Payout Ratio (TTM)	220.26%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BSAC

10.15

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

BSAC’s P/E Ratio of 10.15 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FUTU

8.80

Capital Markets Industry

Max: 58.89
Q3: 31.00
Median: 18.54
Q1: 12.09
Min: 5.24

In the lower quartile for the Capital Markets industry, FUTU’s P/E Ratio of 8.80 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

BSAC vs. FUTU: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

BSAC

3.42

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

FUTU

4.24

Capital Markets Industry

Max: 14.49
Q3: 7.41
Median: 4.68
Q1: 2.25
Min: 0.04

FUTU’s P/S Ratio of 4.24 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BSAC vs. FUTU: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

BSAC

2.44

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

At 2.44, BSAC’s P/B Ratio is at an extreme premium to the Banks industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

FUTU

2.51

Capital Markets Industry

Max: 9.48
Q3: 4.94
Median: 2.42
Q1: 1.21
Min: 0.38

FUTU’s P/B Ratio of 2.51 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BSAC vs. FUTU: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	BSAC	FUTU
Price-to-Earnings Ratio (TTM)	10.15	8.80
Price-to-Sales Ratio (TTM)	3.42	4.24
Price-to-Book Ratio (MRQ)	2.44	2.51
Price-to-Free Cash Flow Ratio (TTM)	6.50	2.82