BRO vs. EG: Brown & Brown vs. Everest Stock Comparison
How do Brown & Brown (BRO) and Everest (EG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Brown & Brown (BRO) and Everest (EG) both belong to the Insurance industry, though BRO is classified under Insurance Brokers while EG falls under Reinsurance.
| Profile Item | BRO | EG |
|---|---|---|
| Name | Brown & Brown Inc. | Everest Group, Ltd. |
| Country/Region | United States | Bermuda |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Reinsurance |
| Market Capitalization | 23.92 billion USD | 15.23 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 11, 1981 | October 3, 1995 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BRO | EG |
|---|---|---|
| Total Return (1Y) | -8.59% | 28.99% |
| Total Return (3Y, Annualized) | 0.40% | 4.67% |
| Total Return (5Y, Annualized) | 3.19% | 10.80% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BRO | EG |
|---|---|---|
| Volatility (1Y, Annualized) | 32.50% | 21.71% |
| Beta (5Y) | 0.51 | 0.23 |
| Max Drawdown (5Y) | -55.85% | -23.84% |
| Avg. Volume (3M) | 2.25M | 382.05K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BRO | EG |
|---|---|---|
| Sharpe Ratio (1Y) | -0.40 | 1.14 |
| Sortino Ratio (1Y) | -0.57 | 1.77 |
Profitability
ROE (TTM)
Both Brown & Brown (BRO) at 9.80% and Everest (EG) at 12.77% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
BRO
Insurance industry group
9.80%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- BRO
- 9.80%
- Q1
- 8.79%
- Min
- -10.66%
EG
Insurance industry group
12.77%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- EG
- 12.77%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Brown & Brown (BRO) at 17.88% retains a top-quartile share of revenue as profit, ahead of Everest (EG) at 11.68%, which keeps about the industry-typical share.
BRO
Insurance industry group
17.88%
- Max
- 29.92%
- BRO
- 17.88%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
EG
Insurance industry group
11.68%
- Max
- 29.92%
- Q3
- 17.03%
- EG
- 11.68%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Brown & Brown (BRO) in Insurance and Everest (EG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BRO | EG |
|---|---|---|
| ROE (TTM) | 9.80% | 12.77% |
| ROA (TTM) | 3.89% | 2.43% |
| Net Margin (TTM) | 17.88% | 11.68% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Brown & Brown (BRO) at 22.49% sits in the top revenue growth quartile, while Everest (EG) at 0.83% is in the bottom quartile, showing a clear gap in revenue momentum.
EPS Growth
Both Brown & Brown (BRO) at -8.67% and Everest (EG) at 18.94% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | BRO | EG |
|---|---|---|
| Revenue Growth (YoY) | 22.49% | 0.83% |
| Revenue Growth (3Y CAGR) | 17.38% | 12.84% |
| EPS Growth (YoY) | -8.67% | 18.94% |
| EPS Growth (3Y CAGR) | 10.06% | 35.51% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Brown & Brown (BRO) in Insurance and Everest (EG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Brown & Brown (BRO) in Insurance and Everest (EG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BRO | EG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Brown & Brown (BRO) at 0.89% and Everest (EG) at 1.91% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
BRO
Insurance industry group
0.89%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- BRO
- 0.89%
- Q1
- 0.00%
- Min
- 0.00%
EG
Insurance industry group
1.91%
- Max
- 5.12%
- Q3
- 2.15%
- EG
- 1.91%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Brown & Brown (BRO) at 20.89% and Everest (EG) at 16.81% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
BRO
Insurance industry group
20.89%
- Max
- 76.67%
- Q3
- 35.18%
- BRO
- 20.89%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
EG
Insurance industry group
16.81%
- Max
- 76.67%
- Q3
- 35.18%
- EG
- 16.81%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | BRO | EG |
|---|---|---|
| Dividend Yield (TTM) | 0.89% | 1.91% |
| Dividend Payout Ratio (TTM) | 20.89% | 16.81% |
Valuation
P/E Ratio (TTM)
Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Brown & Brown (BRO) at 22.82 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
BRO
Insurance industry group
22.82
- Max
- 28.37
- BRO
- 22.82
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
EG
Insurance industry group
8.64
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- EG
- 8.64
- Min
- 2.32
P/S Ratio (TTM)
Everest (EG) at 0.94 is priced about in line with its industry on P/S ratio, while Brown & Brown (BRO) at 3.51 sits in the pricier quartile — BRO costs more per dollar of sales.
BRO
Insurance industry group
3.51
- Max
- 4.03
- BRO
- 3.51
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
EG
Insurance industry group
0.94
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- EG
- 0.94
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Everest (EG) at 1.08 sits in the lower P/B ratio quartile against book while Brown & Brown (BRO) at 1.87 is valued near its industry’s middle — EG is cheaper on assets, though weigh it against ROE and asset quality.
BRO
Insurance industry group
1.87
- Max
- 5.07
- Q3
- 2.79
- BRO
- 1.87
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
EG
Insurance industry group
1.08
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- EG
- 1.08
- Min
- 0.30
Valuation Metrics
| Metric | BRO | EG |
|---|---|---|
| P/E Ratio (TTM) | 22.82 | 8.64 |
| P/S Ratio (TTM) | 3.51 | 0.94 |
| P/B Ratio (MRQ) | 1.87 | 1.08 |
| Free Cash Flow Yield (TTM) | -- | -- |