BRO vs. EG: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BRO and EG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BRO | EG |
|---|---|---|
| Company Name | Brown & Brown, Inc. | Everest Group, Ltd. |
| Country | United States | Bermuda |
| GICS Sector | Financials | Financials |
| GICS Industry | Insurance | Insurance |
| Market Capitalization | 27.56 billion USD | 13.67 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 11, 1981 | October 3, 1995 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BRO and EG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BRO | EG |
|---|---|---|
| 5-Day Price Return | 2.79% | -0.72% |
| 13-Week Price Return | -15.36% | -1.69% |
| 26-Week Price Return | -25.98% | -5.75% |
| 52-Week Price Return | -27.89% | -11.99% |
| Month-to-Date Return | 1.20% | 3.72% |
| Year-to-Date Return | -20.90% | -10.00% |
| 10-Day Avg. Volume | 2.93M | 0.51M |
| 3-Month Avg. Volume | 3.03M | 0.36M |
| 3-Month Volatility | 25.29% | 30.59% |
| Beta | 0.82 | 0.38 |
Profitability
Return on Equity (TTM)
BRO
10.74%
Insurance Industry
- Max
- 31.64%
- Q3
- 19.22%
- Median
- 14.77%
- Q1
- 10.48%
- Min
- 2.20%
BRO’s Return on Equity of 10.74% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.
EG
3.77%
Insurance Industry
- Max
- 31.64%
- Q3
- 19.22%
- Median
- 14.77%
- Q1
- 10.48%
- Min
- 2.20%
EG’s Return on Equity of 3.77% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
Net Profit Margin (TTM)
BRO
18.24%
Insurance Industry
- Max
- 28.47%
- Q3
- 15.63%
- Median
- 10.40%
- Q1
- 6.94%
- Min
- -3.51%
A Net Profit Margin of 18.24% places BRO in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.
EG
3.11%
Insurance Industry
- Max
- 28.47%
- Q3
- 15.63%
- Median
- 10.40%
- Q1
- 6.94%
- Min
- -3.51%
Falling into the lower quartile for the Insurance industry, EG’s Net Profit Margin of 3.11% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
BRO
28.62%
Insurance Industry
- Max
- 35.59%
- Q3
- 21.31%
- Median
- 14.99%
- Q1
- 10.34%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
EG
4.13%
Insurance Industry
- Max
- 35.59%
- Q3
- 21.31%
- Median
- 14.99%
- Q1
- 10.34%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | BRO | EG |
|---|---|---|
| Return on Equity (TTM) | 10.74% | 3.77% |
| Return on Assets (TTM) | 4.47% | 0.93% |
| Net Profit Margin (TTM) | 18.24% | 3.11% |
| Operating Profit Margin (TTM) | 28.62% | 4.13% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
BRO
1.18
Insurance Industry
- Max
- 2.64
- Q3
- 1.19
- Median
- 0.53
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
EG
1.19
Insurance Industry
- Max
- 2.64
- Q3
- 1.19
- Median
- 0.53
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
BRO
0.62
Insurance Industry
- Max
- 1.10
- Q3
- 0.65
- Median
- 0.35
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
EG
0.23
Insurance Industry
- Max
- 1.10
- Q3
- 0.65
- Median
- 0.35
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
BRO
7.75
Insurance Industry
- Max
- 49.59
- Q3
- 22.05
- Median
- 9.63
- Q1
- 3.42
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
EG
10.95
Insurance Industry
- Max
- 49.59
- Q3
- 22.05
- Median
- 9.63
- Q1
- 3.42
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | BRO | EG |
|---|---|---|
| Current Ratio (MRQ) | 1.18 | 1.19 |
| Quick Ratio (MRQ) | 1.07 | 0.56 |
| Debt-to-Equity Ratio (MRQ) | 0.62 | 0.23 |
| Interest Coverage Ratio (TTM) | 7.75 | 10.95 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BRO
0.65%
Insurance Industry
- Max
- 9.43%
- Q3
- 5.10%
- Median
- 3.57%
- Q1
- 2.02%
- Min
- 0.00%
BRO’s Dividend Yield of 0.65% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
EG
2.47%
Insurance Industry
- Max
- 9.43%
- Q3
- 5.10%
- Median
- 3.57%
- Q1
- 2.02%
- Min
- 0.00%
EG’s Dividend Yield of 2.47% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
BRO
18.02%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 50.55%
- Q1
- 22.12%
- Min
- 0.00%
BRO’s Dividend Payout Ratio of 18.02% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
EG
22.12%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 50.55%
- Q1
- 22.12%
- Min
- 0.00%
EG’s Dividend Payout Ratio of 22.12% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | BRO | EG |
|---|---|---|
| Dividend Yield (TTM) | 0.65% | 2.47% |
| Dividend Payout Ratio (TTM) | 18.02% | 22.12% |
Valuation
Price-to-Earnings Ratio (TTM)
BRO
27.59
Insurance Industry
- Max
- 27.66
- Q3
- 17.29
- Median
- 12.59
- Q1
- 9.86
- Min
- 3.13
A P/E Ratio of 27.59 places BRO in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
EG
24.85
Insurance Industry
- Max
- 27.66
- Q3
- 17.29
- Median
- 12.59
- Q1
- 9.86
- Min
- 3.13
A P/E Ratio of 24.85 places EG in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
BRO
5.03
Insurance Industry
- Max
- 3.39
- Q3
- 1.95
- Median
- 1.25
- Q1
- 0.83
- Min
- 0.22
With a P/S Ratio of 5.03, BRO trades at a valuation that eclipses even the highest in the Insurance industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
EG
0.77
Insurance Industry
- Max
- 3.39
- Q3
- 1.95
- Median
- 1.25
- Q1
- 0.83
- Min
- 0.22
In the lower quartile for the Insurance industry, EG’s P/S Ratio of 0.77 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
Price-to-Book Ratio (MRQ)
BRO
2.50
Insurance Industry
- Max
- 4.36
- Q3
- 2.47
- Median
- 1.77
- Q1
- 1.18
- Min
- 0.17
BRO’s P/B Ratio of 2.50 is in the upper tier for the Insurance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
EG
0.96
Insurance Industry
- Max
- 4.36
- Q3
- 2.47
- Median
- 1.77
- Q1
- 1.18
- Min
- 0.17
EG’s P/B Ratio of 0.96 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | BRO | EG |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 27.59 | 24.85 |
| Price-to-Sales Ratio (TTM) | 5.03 | 0.77 |
| Price-to-Book Ratio (MRQ) | 2.50 | 0.96 |
| Price-to-Free Cash Flow Ratio (TTM) | 21.22 | 3.23 |