BRK.B vs. XP: A Head-to-Head Stock Comparison

Updated on August 19, 2025

Here’s a clear look at BRK.B and XP, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BRK.B	XP
Company Name	Berkshire Hathaway Inc.	XP Inc.
Country	United States	Cayman Islands
GICS Sector	Financials	Financials
GICS Industry	Financial Services	Capital Markets
Market Capitalization	1,029.25 billion USD	9.22 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	May 9, 1996	December 11, 2019
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of BRK.B and XP by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BRK.B vs. XP: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BRK.B	XP
5-Day Price Return	2.21%	0.87%
13-Week Price Return	-7.33%	-2.29%
26-Week Price Return	0.09%	23.60%
52-Week Price Return	10.68%	-3.00%
Month-to-Date Return	-0.61%	8.36%
Year-to-Date Return	5.08%	47.59%
10-Day Avg. Volume	0.00M	4.79M
3-Month Avg. Volume	0.00M	6.52M
3-Month Volatility	13.33%	28.74%
Beta	0.48	1.10

Profitability

Return on Equity (TTM)

BRK.B

9.68%

Financial Services Industry

Max: 40.58%
Q3: 20.06%
Median: 10.67%
Q1: 4.19%
Min: -10.31%

BRK.B’s Return on Equity of 9.68% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

XP

22.91%

Capital Markets Industry

Max: 38.97%
Q3: 21.61%
Median: 13.77%
Q1: 8.31%
Min: -4.25%

In the upper quartile for the Capital Markets industry, XP’s Return on Equity of 22.91% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BRK.B vs. XP: A comparison of their Return on Equity (TTM) against their respective Financial Services and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

BRK.B

17.00%

Financial Services Industry

Max: 52.86%
Q3: 25.58%
Median: 12.23%
Q1: 6.64%
Min: -9.92%

BRK.B’s Net Profit Margin of 17.00% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

XP

27.24%

Capital Markets Industry

Max: 66.67%
Q3: 35.11%
Median: 23.49%
Q1: 13.63%
Min: -15.18%

XP’s Net Profit Margin of 27.24% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

BRK.B vs. XP: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

BRK.B

13.29%

Financial Services Industry

Max: 77.28%
Q3: 37.68%
Median: 18.17%
Q1: 9.27%
Min: -8.19%

BRK.B’s Operating Profit Margin of 13.29% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

XP

33.99%

Capital Markets Industry

Max: 86.40%
Q3: 46.46%
Median: 32.80%
Q1: 18.32%
Min: -21.87%

XP’s Operating Profit Margin of 33.99% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

BRK.B vs. XP: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	BRK.B	XP
Return on Equity (TTM)	9.68%	22.91%
Return on Assets (TTM)	5.44%	1.44%
Net Profit Margin (TTM)	17.00%	27.24%
Operating Profit Margin (TTM)	13.29%	33.99%
Gross Profit Margin (TTM)	16.97%	--

Financial Strength

Current Ratio (MRQ)

BRK.B

1.95

Financial Services Industry

Max: 4.58
Q3: 2.59
Median: 1.33
Q1: 0.69
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

XP

0.18

Capital Markets Industry

Max: 3.76
Q3: 1.89
Median: 1.01
Q1: 0.54
Min: -0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BRK.B vs. XP: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BRK.B

0.19

Financial Services Industry

Max: 4.96
Q3: 2.10
Median: 0.57
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

XP

3.88

Capital Markets Industry

Max: 6.62
Q3: 2.84
Median: 1.02
Q1: 0.32
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

BRK.B vs. XP: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

BRK.B

0.57

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

XP

7.81

Capital Markets Industry

Max: 126.03
Q3: 60.98
Median: 11.77
Q1: 4.95
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

BRK.B vs. XP: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	BRK.B	XP
Current Ratio (MRQ)	1.95	0.18
Quick Ratio (MRQ)	1.68	0.12
Debt-to-Equity Ratio (MRQ)	0.19	3.88
Interest Coverage Ratio (TTM)	0.57	7.81

Growth

Revenue Growth

BRK.B vs. XP: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BRK.B vs. XP: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BRK.B

0.00%

Financial Services Industry

Max: 8.18%
Q3: 3.60%
Median: 1.56%
Q1: 0.00%
Min: 0.00%

BRK.B currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

XP

7.71%

Capital Markets Industry

Max: 10.26%
Q3: 4.86%
Median: 2.78%
Q1: 1.22%
Min: 0.00%

With a Dividend Yield of 7.71%, XP offers a more attractive income stream than most of its peers in the Capital Markets industry, signaling a strong commitment to shareholder returns.

BRK.B vs. XP: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

BRK.B

0.00%

Financial Services Industry

Max: 155.56%
Q3: 63.71%
Median: 18.08%
Q1: 0.00%
Min: 0.00%

BRK.B has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

XP

172.60%

Capital Markets Industry

Max: 200.72%
Q3: 101.92%
Median: 57.97%
Q1: 32.36%
Min: 0.00%

XP’s Dividend Payout Ratio of 172.60% is in the upper quartile for the Capital Markets industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

BRK.B vs. XP: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	BRK.B	XP
Dividend Yield (TTM)	0.00%	7.71%
Dividend Payout Ratio (TTM)	0.00%	172.60%

Valuation

Price-to-Earnings Ratio (TTM)

BRK.B

16.37

Financial Services Industry

Max: 63.23
Q3: 32.10
Median: 14.41
Q1: 10.81
Min: 0.37

BRK.B’s P/E Ratio of 16.37 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

XP

9.74

Capital Markets Industry

Max: 58.89
Q3: 31.00
Median: 18.54
Q1: 12.09
Min: 5.24

In the lower quartile for the Capital Markets industry, XP’s P/E Ratio of 9.74 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

BRK.B vs. XP: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

BRK.B

2.78

Financial Services Industry

Max: 11.16
Q3: 5.45
Median: 2.61
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

XP

2.65

Capital Markets Industry

Max: 14.49
Q3: 7.41
Median: 4.68
Q1: 2.25
Min: 0.04

XP’s P/S Ratio of 2.65 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BRK.B vs. XP: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

BRK.B

1.57

Financial Services Industry

Max: 7.09
Q3: 3.79
Median: 1.46
Q1: 0.83
Min: 0.04

BRK.B’s P/B Ratio of 1.57 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

XP

1.91

Capital Markets Industry

Max: 9.48
Q3: 4.94
Median: 2.42
Q1: 1.21
Min: 0.38

XP’s P/B Ratio of 1.91 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BRK.B vs. XP: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	BRK.B	XP
Price-to-Earnings Ratio (TTM)	16.37	9.74
Price-to-Sales Ratio (TTM)	2.78	2.65
Price-to-Book Ratio (MRQ)	1.57	1.91
Price-to-Free Cash Flow Ratio (TTM)	86.95	3.23