BRK.B vs. RGA: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BRK.B and RGA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BRK.B | RGA |
|---|---|---|
| Company Name | Berkshire Hathaway Inc. | Reinsurance Group of America, Incorporated |
| Country | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry | Financial Services | Insurance |
| Market Capitalization | 1,101.34 billion USD | 12.33 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | May 9, 1996 | September 12, 2008 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BRK.B and RGA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BRK.B | RGA |
|---|---|---|
| 5-Day Price Return | 2.60% | -0.97% |
| 13-Week Price Return | 6.50% | -2.10% |
| 26-Week Price Return | -0.41% | -10.13% |
| 52-Week Price Return | 8.77% | -19.79% |
| Month-to-Date Return | 6.72% | 0.90% |
| Year-to-Date Return | 12.18% | -13.82% |
| 10-Day Avg. Volume | 0.00M | 0.38M |
| 3-Month Avg. Volume | 0.00M | 0.45M |
| 3-Month Volatility | 13.03% | 20.22% |
| Beta | 0.45 | 0.57 |
Profitability
Return on Equity (TTM)
BRK.B
10.11%
Financial Services Industry
- Max
- 34.42%
- Q3
- 16.76%
- Median
- 9.18%
- Q1
- 3.90%
- Min
- -10.16%
BRK.B’s Return on Equity of 10.11% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
RGA
7.34%
Insurance Industry
- Max
- 31.64%
- Q3
- 19.22%
- Median
- 14.77%
- Q1
- 10.48%
- Min
- 2.20%
RGA’s Return on Equity of 7.34% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
Net Profit Margin (TTM)
BRK.B
18.13%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.33%
- Median
- 13.11%
- Q1
- 7.04%
- Min
- -8.99%
BRK.B’s Net Profit Margin of 18.13% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
RGA
3.89%
Insurance Industry
- Max
- 28.47%
- Q3
- 15.63%
- Median
- 10.40%
- Q1
- 6.94%
- Min
- -3.51%
Falling into the lower quartile for the Insurance industry, RGA’s Net Profit Margin of 3.89% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
BRK.B
14.31%
Financial Services Industry
- Max
- 81.07%
- Q3
- 40.32%
- Median
- 19.93%
- Q1
- 10.20%
- Min
- -34.40%
BRK.B’s Operating Profit Margin of 14.31% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
RGA
7.08%
Insurance Industry
- Max
- 35.59%
- Q3
- 21.31%
- Median
- 14.99%
- Q1
- 10.34%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | BRK.B | RGA |
|---|---|---|
| Return on Equity (TTM) | 10.11% | 7.34% |
| Return on Assets (TTM) | 5.73% | 0.65% |
| Net Profit Margin (TTM) | 18.13% | 3.89% |
| Operating Profit Margin (TTM) | 14.31% | 7.08% |
| Gross Profit Margin (TTM) | 17.71% | -- |
Financial Strength
Current Ratio (MRQ)
BRK.B
1.33
Financial Services Industry
- Max
- 4.36
- Q3
- 2.26
- Median
- 1.33
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
RGA
--
Insurance Industry
- Max
- 2.64
- Q3
- 1.19
- Median
- 0.53
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
BRK.B
0.18
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.55
- Q1
- 0.11
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
RGA
0.44
Insurance Industry
- Max
- 1.10
- Q3
- 0.65
- Median
- 0.35
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
BRK.B
0.57
Financial Services Industry
- Max
- 140.54
- Q3
- 57.67
- Median
- 6.72
- Q1
- 1.93
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
RGA
4.70
Insurance Industry
- Max
- 49.59
- Q3
- 22.05
- Median
- 9.63
- Q1
- 3.42
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | BRK.B | RGA |
|---|---|---|
| Current Ratio (MRQ) | 1.33 | -- |
| Quick Ratio (MRQ) | 1.11 | -- |
| Debt-to-Equity Ratio (MRQ) | 0.18 | 0.44 |
| Interest Coverage Ratio (TTM) | 0.57 | 4.70 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BRK.B
0.00%
Financial Services Industry
- Max
- 7.52%
- Q3
- 3.60%
- Median
- 1.75%
- Q1
- 0.00%
- Min
- 0.00%
BRK.B currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
RGA
1.91%
Insurance Industry
- Max
- 9.43%
- Q3
- 5.10%
- Median
- 3.57%
- Q1
- 2.02%
- Min
- 0.00%
RGA’s Dividend Yield of 1.91% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
Dividend Payout Ratio (TTM)
BRK.B
0.00%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 17.51%
- Q1
- 0.00%
- Min
- 0.00%
BRK.B has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
RGA
27.34%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 50.55%
- Q1
- 22.12%
- Min
- 0.00%
RGA’s Dividend Payout Ratio of 27.34% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | BRK.B | RGA |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.91% |
| Dividend Payout Ratio (TTM) | 0.00% | 27.34% |
Valuation
Price-to-Earnings Ratio (TTM)
BRK.B
16.24
Financial Services Industry
- Max
- 46.13
- Q3
- 28.79
- Median
- 13.18
- Q1
- 9.14
- Min
- 0.47
BRK.B’s P/E Ratio of 16.24 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
RGA
14.34
Insurance Industry
- Max
- 27.66
- Q3
- 17.29
- Median
- 12.59
- Q1
- 9.86
- Min
- 3.13
RGA’s P/E Ratio of 14.34 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
BRK.B
2.94
Financial Services Industry
- Max
- 9.71
- Q3
- 4.81
- Median
- 2.49
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
RGA
0.56
Insurance Industry
- Max
- 3.39
- Q3
- 1.95
- Median
- 1.25
- Q1
- 0.83
- Min
- 0.22
In the lower quartile for the Insurance industry, RGA’s P/S Ratio of 0.56 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
Price-to-Book Ratio (MRQ)
BRK.B
1.55
Financial Services Industry
- Max
- 7.21
- Q3
- 3.51
- Median
- 1.52
- Q1
- 0.88
- Min
- 0.08
BRK.B’s P/B Ratio of 1.55 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
RGA
0.98
Insurance Industry
- Max
- 4.36
- Q3
- 2.47
- Median
- 1.77
- Q1
- 1.18
- Min
- 0.17
RGA’s P/B Ratio of 0.98 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | BRK.B | RGA |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 16.24 | 14.34 |
| Price-to-Sales Ratio (TTM) | 2.94 | 0.56 |
| Price-to-Book Ratio (MRQ) | 1.55 | 0.98 |
| Price-to-Free Cash Flow Ratio (TTM) | 54.64 | 2.57 |