BR vs. FICO: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BR and FICO, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BR | FICO |
|---|---|---|
| Company Name | Broadridge Financial Solutions, Inc. | Fair Isaac Corporation |
| Country | United States | United States |
| GICS Sector | Industrials | Information Technology |
| GICS Industry | Professional Services | Software |
| Market Capitalization | 27.39 billion USD | 44.42 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 22, 2007 | July 22, 1987 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BR and FICO by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BR | FICO |
|---|---|---|
| 5-Day Price Return | -1.24% | 21.32% |
| 13-Week Price Return | -3.07% | -0.25% |
| 26-Week Price Return | -3.20% | 0.35% |
| 52-Week Price Return | 9.80% | -4.52% |
| Month-to-Date Return | -1.46% | 23.66% |
| Year-to-Date Return | 3.80% | -7.05% |
| 10-Day Avg. Volume | 0.58M | 0.39M |
| 3-Month Avg. Volume | 0.67M | 0.34M |
| 3-Month Volatility | 21.35% | 53.43% |
| Beta | 1.02 | 1.29 |
Profitability
Return on Equity (TTM)
BR
35.46%
Professional Services Industry
- Max
- 68.01%
- Q3
- 35.32%
- Median
- 21.92%
- Q1
- 11.67%
- Min
- -20.25%
In the upper quartile for the Professional Services industry, BR’s Return on Equity of 35.46% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
FICO
145.71%
Software Industry
- Max
- 66.28%
- Q3
- 21.28%
- Median
- 9.33%
- Q1
- -8.77%
- Min
- -48.16%
FICO’s Return on Equity of 145.71% is exceptionally high, placing it well beyond the typical range for the Software industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
BR
12.19%
Professional Services Industry
- Max
- 31.75%
- Q3
- 15.50%
- Median
- 8.95%
- Q1
- 4.51%
- Min
- 0.35%
BR’s Net Profit Margin of 12.19% is aligned with the median group of its peers in the Professional Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
FICO
32.80%
Software Industry
- Max
- 51.92%
- Q3
- 19.23%
- Median
- 6.98%
- Q1
- -7.14%
- Min
- -41.00%
A Net Profit Margin of 32.80% places FICO in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
BR
17.25%
Professional Services Industry
- Max
- 30.62%
- Q3
- 19.06%
- Median
- 13.60%
- Q1
- 8.60%
- Min
- -2.18%
BR’s Operating Profit Margin of 17.25% is around the midpoint for the Professional Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
FICO
45.87%
Software Industry
- Max
- 60.40%
- Q3
- 21.25%
- Median
- 9.90%
- Q1
- -4.97%
- Min
- -43.50%
An Operating Profit Margin of 45.87% places FICO in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | BR | FICO |
|---|---|---|
| Return on Equity (TTM) | 35.46% | 145.71% |
| Return on Assets (TTM) | 10.15% | 35.53% |
| Net Profit Margin (TTM) | 12.19% | 32.80% |
| Operating Profit Margin (TTM) | 17.25% | 45.87% |
| Gross Profit Margin (TTM) | 31.02% | 81.75% |
Financial Strength
Current Ratio (MRQ)
BR
0.98
Professional Services Industry
- Max
- 2.28
- Q3
- 1.75
- Median
- 1.34
- Q1
- 1.10
- Min
- 0.47
BR’s Current Ratio of 0.98 falls into the lower quartile for the Professional Services industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
FICO
0.92
Software Industry
- Max
- 4.29
- Q3
- 2.37
- Median
- 1.40
- Q1
- 1.03
- Min
- 0.25
FICO’s Current Ratio of 0.92 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
Debt-to-Equity Ratio (MRQ)
BR
1.22
Professional Services Industry
- Max
- 2.93
- Q3
- 1.45
- Median
- 0.98
- Q1
- 0.45
- Min
- 0.00
BR’s Debt-to-Equity Ratio of 1.22 is typical for the Professional Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
FICO
8.46
Software Industry
- Max
- 2.16
- Q3
- 0.86
- Median
- 0.31
- Q1
- 0.00
- Min
- 0.00
With a Debt-to-Equity Ratio of 8.46, FICO operates with exceptionally high leverage compared to the Software industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.
Interest Coverage Ratio (TTM)
BR
9.63
Professional Services Industry
- Max
- 39.45
- Q3
- 20.41
- Median
- 11.64
- Q1
- 5.46
- Min
- -1.21
BR’s Interest Coverage Ratio of 9.63 is positioned comfortably within the norm for the Professional Services industry, indicating a standard and healthy capacity to cover its interest payments.
FICO
7.08
Software Industry
- Max
- 89.65
- Q3
- 32.64
- Median
- 1.00
- Q1
- -9.84
- Min
- -71.23
FICO’s Interest Coverage Ratio of 7.08 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | BR | FICO |
|---|---|---|
| Current Ratio (MRQ) | 0.98 | 0.92 |
| Quick Ratio (MRQ) | 0.98 | 0.83 |
| Debt-to-Equity Ratio (MRQ) | 1.22 | 8.46 |
| Interest Coverage Ratio (TTM) | 9.63 | 7.08 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BR
1.48%
Professional Services Industry
- Max
- 4.83%
- Q3
- 2.44%
- Median
- 1.52%
- Q1
- 0.52%
- Min
- 0.00%
BR’s Dividend Yield of 1.48% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.
FICO
0.00%
Software Industry
- Max
- 0.22%
- Q3
- 0.11%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
FICO currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
BR
47.91%
Professional Services Industry
- Max
- 128.51%
- Q3
- 69.03%
- Median
- 47.00%
- Q1
- 18.05%
- Min
- 0.00%
BR’s Dividend Payout Ratio of 47.91% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
FICO
0.00%
Software Industry
- Max
- 3.29%
- Q3
- 2.41%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
FICO has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | BR | FICO |
|---|---|---|
| Dividend Yield (TTM) | 1.48% | 0.00% |
| Dividend Payout Ratio (TTM) | 47.91% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
BR
32.45
Professional Services Industry
- Max
- 52.60
- Q3
- 33.83
- Median
- 24.95
- Q1
- 17.59
- Min
- 7.96
BR’s P/E Ratio of 32.45 is within the middle range for the Professional Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
FICO
70.45
Software Industry
- Max
- 145.74
- Q3
- 94.88
- Median
- 45.35
- Q1
- 26.66
- Min
- 8.80
FICO’s P/E Ratio of 70.45 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
BR
3.96
Professional Services Industry
- Max
- 8.27
- Q3
- 4.40
- Median
- 2.09
- Q1
- 0.99
- Min
- 0.17
BR’s P/S Ratio of 3.96 aligns with the market consensus for the Professional Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
FICO
23.10
Software Industry
- Max
- 25.67
- Q3
- 13.68
- Median
- 8.28
- Q1
- 4.95
- Min
- 0.90
FICO’s P/S Ratio of 23.10 is in the upper echelon for the Software industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
BR
10.75
Professional Services Industry
- Max
- 18.75
- Q3
- 9.53
- Median
- 5.88
- Q1
- 2.95
- Min
- 0.59
BR’s P/B Ratio of 10.75 is in the upper tier for the Professional Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
FICO
115.88
Software Industry
- Max
- 30.67
- Q3
- 14.92
- Median
- 8.52
- Q1
- 3.89
- Min
- 0.38
At 115.88, FICO’s P/B Ratio is at an extreme premium to the Software industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | BR | FICO |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 32.45 | 70.45 |
| Price-to-Sales Ratio (TTM) | 3.96 | 23.10 |
| Price-to-Book Ratio (MRQ) | 10.75 | 115.88 |
| Price-to-Free Cash Flow Ratio (TTM) | 22.45 | 59.59 |