BNT vs. SMFG: A Head-to-Head Stock Comparison

Updated on August 19, 2025

Here’s a clear look at BNT and SMFG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

BNT is a standard domestic listing, while SMFG trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	BNT	SMFG
Company Name	Brookfield Wealth Solutions Ltd.	Sumitomo Mitsui Financial Group, Inc.
Country	Bermuda	Japan
GICS Sector	Financials	Financials
GICS Industry	Insurance	Banks
Market Capitalization	18.86 billion USD	104.50 billion USD
Exchange	NYSE	NYSE
Listing Date	June 28, 2021	January 27, 2006
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of BNT and SMFG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BNT vs. SMFG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BNT	SMFG
5-Day Price Return	-2.62%	6.12%
13-Week Price Return	14.46%	12.54%
26-Week Price Return	6.12%	6.63%
52-Week Price Return	49.45%	58.60%
Month-to-Date Return	-2.27%	3.87%
Year-to-Date Return	9.55%	6.38%
10-Day Avg. Volume	0.03M	12.95M
3-Month Avg. Volume	0.03M	15.07M
3-Month Volatility	26.47%	23.81%
Beta	2.10	1.44

Profitability

Return on Equity (TTM)

BNT

4.66%

Insurance Industry

Max: 29.03%
Q3: 18.11%
Median: 13.90%
Q1: 10.42%
Min: -0.64%

BNT’s Return on Equity of 4.66% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

SMFG

7.91%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

SMFG’s Return on Equity of 7.91% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

BNT vs. SMFG: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

BNT

3.88%

Insurance Industry

Max: 26.78%
Q3: 14.06%
Median: 9.15%
Q1: 5.48%
Min: -7.05%

Falling into the lower quartile for the Insurance industry, BNT’s Net Profit Margin of 3.88% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

SMFG

19.05%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

Falling into the lower quartile for the Banks industry, SMFG’s Net Profit Margin of 19.05% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

BNT vs. SMFG: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

BNT

24.62%

Insurance Industry

Max: 35.49%
Q3: 19.49%
Median: 14.35%
Q1: 8.53%
Min: -5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

SMFG

25.28%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

SMFG’s Operating Profit Margin of 25.28% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

BNT vs. SMFG: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

Symbol	BNT	SMFG
Return on Equity (TTM)	4.66%	7.91%
Return on Assets (TTM)	0.40%	0.39%
Net Profit Margin (TTM)	3.88%	19.05%
Operating Profit Margin (TTM)	24.62%	25.28%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

BNT

0.13

Insurance Industry

Max: 2.97
Q3: 1.33
Median: 0.55
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SMFG

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BNT vs. SMFG: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BNT

0.37

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.22
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

SMFG

4.30

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BNT vs. SMFG: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

BNT

1.58

Insurance Industry

Max: 43.68
Q3: 20.84
Median: 9.56
Q1: 3.34
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

SMFG

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BNT vs. SMFG: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	BNT	SMFG
Current Ratio (MRQ)	0.13	--
Quick Ratio (MRQ)	0.13	--
Debt-to-Equity Ratio (MRQ)	0.37	4.30
Interest Coverage Ratio (TTM)	1.58	--

Growth

Revenue Growth

BNT vs. SMFG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BNT vs. SMFG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BNT

0.00%

Insurance Industry

Max: 8.23%
Q3: 4.54%
Median: 3.42%
Q1: 1.97%
Min: 0.00%

BNT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

SMFG

2.67%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

SMFG’s Dividend Yield of 2.67% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

BNT vs. SMFG: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

BNT

0.00%

Insurance Industry

Max: 168.02%
Q3: 85.57%
Median: 50.71%
Q1: 22.04%
Min: 0.00%

BNT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

SMFG

104.11%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

SMFG’s Dividend Payout Ratio of 104.11% is in the upper quartile for the Banks industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

BNT vs. SMFG: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

Symbol	BNT	SMFG
Dividend Yield (TTM)	0.00%	2.67%
Dividend Payout Ratio (TTM)	0.00%	104.11%

Valuation

Price-to-Earnings Ratio (TTM)

BNT

28.87

Insurance Industry

Max: 28.91
Q3: 17.76
Median: 13.63
Q1: 10.02
Min: 2.89

A P/E Ratio of 28.87 places BNT in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

SMFG

13.09

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

A P/E Ratio of 13.09 places SMFG in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

BNT vs. SMFG: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

BNT

1.12

Insurance Industry

Max: 3.72
Q3: 1.98
Median: 1.23
Q1: 0.81
Min: 0.23

BNT’s P/S Ratio of 1.12 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

SMFG

2.32

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BNT vs. SMFG: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

BNT

0.19

Insurance Industry

Max: 4.37
Q3: 2.48
Median: 1.68
Q1: 1.19
Min: 0.19

BNT’s P/B Ratio of 0.19 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

SMFG

1.00

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

SMFG’s P/B Ratio of 1.00 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BNT vs. SMFG: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

Symbol	BNT	SMFG
Price-to-Earnings Ratio (TTM)	28.87	13.09
Price-to-Sales Ratio (TTM)	1.12	2.32
Price-to-Book Ratio (MRQ)	0.19	1.00
Price-to-Free Cash Flow Ratio (TTM)	3.30	3.35