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BNT vs. FNF: Brookfield Wealth vs. Fidelity National Financial Stock Comparison

How do Brookfield Wealth (BNT) and Fidelity National Financial (FNF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Brookfield Wealth (BNT) and Fidelity National Financial (FNF) both belong to the Insurance industry, though BNT is classified under Life & Health Insurance while FNF falls under Property & Casualty Insurance.

Fidelity National Financial (FNF) has more than two decades of public-market history since October 14, 2005, whereas Brookfield Wealth (BNT) listed on June 28, 2021 and has a much shorter record to draw on.

Company profile comparison for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
Profile ItemBNTFNF
NameBrookfield Wealth Solutions Ltd.Fidelity National Financial, Inc.
Country/RegionBermudaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryLife & Health InsuranceProperty & Casualty Insurance
Market Capitalization11.34 billion USD11.76 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 28, 2021October 14, 2005
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

BNT
FNF
GSPC
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Brookfield Wealth (BNT) and Fidelity National Financial (FNF). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Brookfield Wealth (BNT) and Fidelity National Financial (FNF). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
MetricBNTFNF
Total Return (1Y)-6.19%-16.26%
Total Return (3Y, Annualized)26.23%5.52%
Total Return (5Y, Annualized)0.99%2.84%

Risk Profile

Drawdown History

BNT
FNF
GSPC
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Brookfield Wealth (BNT) and Fidelity National Financial (FNF). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Fidelity National Financial (FNF) trades around 2.46M shares per day on average, while Brookfield Wealth (BNT) sees only 15.15K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk profile metrics for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
MetricBNTFNF
Volatility (1Y, Annualized)28.97%27.95%
Beta (5Y)1.570.91
Max Drawdown (5Y)-54.25%-36.69%
Avg. Volume (3M)15.15K2.46M

Risk-Adjusted Performance

Risk-Return Positioning

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BNT and FNF are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
MetricBNTFNF
Sharpe Ratio (1Y)-0.36-0.73
Sortino Ratio (1Y)-0.51-1.00

Profitability

ROE (TTM)

Fidelity National Financial (FNF) at 15.10% is around its peer norm for ROE, while Brookfield Wealth (BNT) at 1.05% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

BNT

Insurance industry group

1.05%

Max
41.68%
Q3
22.04%
Median
14.81%
Q1
8.79%
BNT
1.05%
Min
-10.66%

FNF

Insurance industry group

15.10%

Max
41.68%
Q3
22.04%
FNF
15.10%
Median
14.81%
Q1
8.79%
Min
-10.66%
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Fidelity National Financial (FNF) at 7.00% keeps about the industry-typical share of revenue as profit, while Brookfield Wealth (BNT) at 1.06% retains only a bottom-quartile share.

BNT

Insurance industry group

1.06%

Max
29.92%
Q3
17.03%
Median
10.97%
Q1
6.21%
BNT
1.06%
Min
-4.68%

FNF

Insurance industry group

7.00%

Max
29.92%
Q3
17.03%
Median
10.97%
FNF
7.00%
Q1
6.21%
Min
-4.68%
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Brookfield Wealth (BNT) in Insurance and Fidelity National Financial (FNF) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
MetricBNTFNF
ROE (TTM)1.05%15.10%
ROA (TTM)0.44%1.54%
Net Margin (TTM)1.06%7.00%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Fidelity National Financial (FNF) at 5.88% is around its peer norm for revenue growth, while Brookfield Wealth (BNT) at -20.37% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Brookfield Wealth (BNT) at -53.90% and Fidelity National Financial (FNF) at -52.47% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
MetricBNTFNF
Revenue Growth (YoY)-20.37%5.88%
Revenue Growth (3Y CAGR)37.72%7.27%
EPS Growth (YoY)-53.90%-52.47%
EPS Growth (3Y CAGR)-39.12%-18.62%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Brookfield Wealth (BNT) in Insurance and Fidelity National Financial (FNF) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Brookfield Wealth (BNT) in Insurance and Fidelity National Financial (FNF) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
MetricBNTFNF
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Fidelity National Financial (FNF) at 4.85% delivers top-quartile income for its industry, while Brookfield Wealth (BNT) at 0.62% pays a more typical yield — both are credible income propositions, FNF the richer one.

BNT

Insurance industry group

0.62%

Max
5.12%
Q3
2.15%
Median
0.98%
BNT
0.62%
Q1
0.00%
Min
0.00%

FNF

Insurance industry group

4.85%

Max
5.12%
FNF
4.85%
Q3
2.15%
Median
0.98%
Q1
0.00%
Min
0.00%
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Brookfield Wealth (BNT) at 30.95% pays out a band-typical share of earnings, while Fidelity National Financial (FNF) at 53.20% distributes more than its industry norm — less retained, thinner cover.

BNT

Insurance industry group

30.95%

Max
76.67%
Q3
35.18%
BNT
30.95%
Median
14.74%
Q1
0.00%
Min
0.00%

FNF

Insurance industry group

53.20%

Max
76.67%
FNF
53.20%
Q3
35.18%
Median
14.74%
Q1
0.00%
Min
0.00%
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
MetricBNTFNF
Dividend Yield (TTM)0.62%4.85%
Dividend Payout Ratio (TTM)30.95%53.20%

Valuation

P/E Ratio (TTM)

Fidelity National Financial (FNF) at 11.21 is near its industry’s usual P/E ratio, while Brookfield Wealth (BNT) at 49.19 sits above its peer range — an unusually expensive price for BNT’s trailing earnings.

BNT

Insurance industry group

49.19

BNT
49.19
Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
Min
2.32

FNF

Insurance industry group

11.21

Max
28.37
Q3
18.75
Median
12.23
FNF
11.21
Q1
9.08
Min
2.32
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

Fidelity National Financial (FNF) at 0.79 sits in the cheaper P/S ratio quartile while Brookfield Wealth (BNT) at 0.96 prices around its industry’s middle — FNF costs less per dollar of sales, though read it alongside growth and margins.

BNT

Insurance industry group

0.96

Max
4.03
Q3
2.25
Median
1.23
BNT
0.96
Q1
0.85
Min
0.07

FNF

Insurance industry group

0.79

Max
4.03
Q3
2.25
Median
1.23
Q1
0.85
FNF
0.79
Min
0.07
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Brookfield Wealth (BNT) at 0.84 sits in the lower P/B ratio quartile against book while Fidelity National Financial (FNF) at 1.59 is valued near its industry’s middle — BNT is cheaper on assets, though weigh it against ROE and asset quality.

BNT

Insurance industry group

0.84

Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
BNT
0.84
Min
0.30

FNF

Insurance industry group

1.59

Max
5.07
Q3
2.79
Median
1.76
FNF
1.59
Q1
1.23
Min
0.30
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Brookfield Wealth (BNT) vs. Fidelity National Financial (FNF): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Brookfield Wealth (BNT) and Fidelity National Financial (FNF)
MetricBNTFNF
P/E Ratio (TTM)49.1911.21
P/S Ratio (TTM)0.960.79
P/B Ratio (MRQ)0.841.59
Free Cash Flow Yield (TTM)----