BNT vs. CHYM: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BNT and CHYM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BNT | CHYM |
|---|---|---|
| Company Name | Brookfield Wealth Solutions Ltd. | Chime Financial, Inc. |
| Country | Bermuda | United States |
| GICS Sector | Financials | Financials |
| GICS Industry | Insurance | Financial Services |
| Market Capitalization | 13.31 billion USD | 6.84 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | June 28, 2021 | June 12, 2025 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BNT and CHYM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BNT | CHYM |
|---|---|---|
| 5-Day Price Return | -4.34% | -11.10% |
| 13-Week Price Return | 1.88% | -35.67% |
| 26-Week Price Return | 12.59% | -- |
| 52-Week Price Return | 13.96% | -- |
| Month-to-Date Return | -4.58% | 10.08% |
| Year-to-Date Return | 11.96% | -49.07% |
| 10-Day Avg. Volume | 0.08M | 6.71M |
| 3-Month Avg. Volume | 0.06M | 3.13M |
| 3-Month Volatility | 26.36% | 63.53% |
| Beta | 1.91 | 0.87 |
Profitability
Return on Equity (TTM)
BNT
6.12%
Insurance Industry
- Max
- 31.64%
- Q3
- 19.22%
- Median
- 14.77%
- Q1
- 10.48%
- Min
- 2.20%
BNT’s Return on Equity of 6.12% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
CHYM
--
Financial Services Industry
- Max
- 34.42%
- Q3
- 16.76%
- Median
- 9.18%
- Q1
- 3.90%
- Min
- -10.16%
Return on Equity data for CHYM is currently unavailable.
Net Profit Margin (TTM)
BNT
5.50%
Insurance Industry
- Max
- 28.47%
- Q3
- 15.63%
- Median
- 10.40%
- Q1
- 6.94%
- Min
- -3.51%
Falling into the lower quartile for the Insurance industry, BNT’s Net Profit Margin of 5.50% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
CHYM
-60.69%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.33%
- Median
- 13.11%
- Q1
- 7.04%
- Min
- -8.99%
CHYM has a negative Net Profit Margin of -60.69%, indicating the company is operating at a net loss as its expenses exceeded its revenues.
Operating Profit Margin (TTM)
BNT
28.76%
Insurance Industry
- Max
- 35.59%
- Q3
- 21.31%
- Median
- 14.99%
- Q1
- 10.34%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
CHYM
-62.01%
Financial Services Industry
- Max
- 81.07%
- Q3
- 40.32%
- Median
- 19.93%
- Q1
- 10.20%
- Min
- -34.40%
CHYM has a negative Operating Profit Margin of -62.01%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
Profitability at a Glance
| Symbol | BNT | CHYM |
|---|---|---|
| Return on Equity (TTM) | 6.12% | -- |
| Return on Assets (TTM) | 0.56% | -- |
| Net Profit Margin (TTM) | 5.50% | -60.69% |
| Operating Profit Margin (TTM) | 28.76% | -62.01% |
| Gross Profit Margin (TTM) | -- | 87.62% |
Financial Strength
Current Ratio (MRQ)
BNT
0.13
Insurance Industry
- Max
- 2.64
- Q3
- 1.19
- Median
- 0.53
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
CHYM
4.94
Financial Services Industry
- Max
- 4.36
- Q3
- 2.26
- Median
- 1.33
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
BNT
0.31
Insurance Industry
- Max
- 1.10
- Q3
- 0.65
- Median
- 0.35
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
CHYM
0.00
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.55
- Q1
- 0.11
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
BNT
1.58
Insurance Industry
- Max
- 49.59
- Q3
- 22.05
- Median
- 9.63
- Q1
- 3.42
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
CHYM
--
Financial Services Industry
- Max
- 140.54
- Q3
- 57.67
- Median
- 6.72
- Q1
- 1.93
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | BNT | CHYM |
|---|---|---|
| Current Ratio (MRQ) | 0.13 | 4.94 |
| Quick Ratio (MRQ) | 0.13 | 4.69 |
| Debt-to-Equity Ratio (MRQ) | 0.31 | 0.00 |
| Interest Coverage Ratio (TTM) | 1.58 | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BNT
0.00%
Insurance Industry
- Max
- 9.43%
- Q3
- 5.10%
- Median
- 3.57%
- Q1
- 2.02%
- Min
- 0.00%
BNT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
CHYM
0.00%
Financial Services Industry
- Max
- 7.52%
- Q3
- 3.60%
- Median
- 1.75%
- Q1
- 0.00%
- Min
- 0.00%
CHYM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
BNT
0.00%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 50.55%
- Q1
- 22.12%
- Min
- 0.00%
BNT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
CHYM
0.00%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 17.51%
- Q1
- 0.00%
- Min
- 0.00%
CHYM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | BNT | CHYM |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
BNT
16.98
Insurance Industry
- Max
- 27.66
- Q3
- 17.29
- Median
- 12.59
- Q1
- 9.86
- Min
- 3.13
BNT’s P/E Ratio of 16.98 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
CHYM
--
Financial Services Industry
- Max
- 46.13
- Q3
- 28.79
- Median
- 13.18
- Q1
- 9.14
- Min
- 0.47
P/E Ratio data for CHYM is currently unavailable.
Price-to-Sales Ratio (TTM)
BNT
0.93
Insurance Industry
- Max
- 3.39
- Q3
- 1.95
- Median
- 1.25
- Q1
- 0.83
- Min
- 0.22
BNT’s P/S Ratio of 0.93 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
CHYM
4.35
Financial Services Industry
- Max
- 9.71
- Q3
- 4.81
- Median
- 2.49
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
BNT
0.17
Insurance Industry
- Max
- 4.36
- Q3
- 2.47
- Median
- 1.77
- Q1
- 1.18
- Min
- 0.17
BNT’s P/B Ratio of 0.17 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
CHYM
5.19
Financial Services Industry
- Max
- 7.21
- Q3
- 3.51
- Median
- 1.52
- Q1
- 0.88
- Min
- 0.08
CHYM’s P/B Ratio of 5.19 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | BNT | CHYM |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 16.98 | -- |
| Price-to-Sales Ratio (TTM) | 0.93 | 4.35 |
| Price-to-Book Ratio (MRQ) | 0.17 | 5.19 |
| Price-to-Free Cash Flow Ratio (TTM) | 3.25 | -- |