BNT vs. BSBR: A Head-to-Head Stock Comparison

Updated on August 19, 2025

Here’s a clear look at BNT and BSBR, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

BNT is a standard domestic listing, while BSBR trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	BNT	BSBR
Company Name	Brookfield Wealth Solutions Ltd.	Banco Santander (Brasil) S.A.
Country	Bermuda	Brazil
GICS Sector	Financials	Financials
GICS Industry	Insurance	Banks
Market Capitalization	18.86 billion USD	37.28 billion USD
Exchange	NYSE	NYSE
Listing Date	June 28, 2021	October 7, 2009
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of BNT and BSBR by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BNT vs. BSBR: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BNT	BSBR
5-Day Price Return	-2.62%	3.20%
13-Week Price Return	14.46%	-11.41%
26-Week Price Return	6.12%	6.27%
52-Week Price Return	49.45%	-3.45%
Month-to-Date Return	-2.27%	2.71%
Year-to-Date Return	9.55%	14.07%
10-Day Avg. Volume	0.03M	0.05M
3-Month Avg. Volume	0.03M	0.08M
3-Month Volatility	26.47%	25.30%
Beta	2.10	1.18

Profitability

Return on Equity (TTM)

BNT

4.66%

Insurance Industry

Max: 29.03%
Q3: 18.11%
Median: 13.90%
Q1: 10.42%
Min: -0.64%

BNT’s Return on Equity of 4.66% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

BSBR

9.76%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

BSBR’s Return on Equity of 9.76% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

BNT vs. BSBR: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

BNT

3.88%

Insurance Industry

Max: 26.78%
Q3: 14.06%
Median: 9.15%
Q1: 5.48%
Min: -7.05%

Falling into the lower quartile for the Insurance industry, BNT’s Net Profit Margin of 3.88% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

BSBR

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

Net Profit Margin data for BSBR is currently unavailable.

BNT vs. BSBR: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

BNT

24.62%

Insurance Industry

Max: 35.49%
Q3: 19.49%
Median: 14.35%
Q1: 8.53%
Min: -5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

BSBR

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

Operating Profit Margin data for BSBR is currently unavailable.

BNT vs. BSBR: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

Symbol	BNT	BSBR
Return on Equity (TTM)	4.66%	9.76%
Return on Assets (TTM)	0.40%	0.95%
Net Profit Margin (TTM)	3.88%	--
Operating Profit Margin (TTM)	24.62%	--
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

BNT

0.13

Insurance Industry

Max: 2.97
Q3: 1.33
Median: 0.55
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BSBR

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BNT vs. BSBR: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BNT

0.37

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.22
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

BSBR

2.66

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BNT vs. BSBR: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

BNT

1.58

Insurance Industry

Max: 43.68
Q3: 20.84
Median: 9.56
Q1: 3.34
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

BSBR

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BNT vs. BSBR: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	BNT	BSBR
Current Ratio (MRQ)	0.13	--
Quick Ratio (MRQ)	0.13	--
Debt-to-Equity Ratio (MRQ)	0.37	2.66
Interest Coverage Ratio (TTM)	1.58	--

Growth

Revenue Growth

BNT vs. BSBR: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BNT vs. BSBR: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BNT

0.00%

Insurance Industry

Max: 8.23%
Q3: 4.54%
Median: 3.42%
Q1: 1.97%
Min: 0.00%

BNT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BSBR

6.54%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

With a Dividend Yield of 6.54%, BSBR offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

BNT vs. BSBR: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

BNT

0.00%

Insurance Industry

Max: 168.02%
Q3: 85.57%
Median: 50.71%
Q1: 22.04%
Min: 0.00%

BNT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BSBR

56.54%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

BSBR’s Dividend Payout Ratio of 56.54% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BNT vs. BSBR: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

Symbol	BNT	BSBR
Dividend Yield (TTM)	0.00%	6.54%
Dividend Payout Ratio (TTM)	0.00%	56.54%

Valuation

Price-to-Earnings Ratio (TTM)

BNT

28.87

Insurance Industry

Max: 28.91
Q3: 17.76
Median: 13.63
Q1: 10.02
Min: 2.89

A P/E Ratio of 28.87 places BNT in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

BSBR

8.65

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

BSBR’s P/E Ratio of 8.65 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BNT vs. BSBR: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

BNT

1.12

Insurance Industry

Max: 3.72
Q3: 1.98
Median: 1.23
Q1: 0.81
Min: 0.23

BNT’s P/S Ratio of 1.12 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BSBR

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BNT vs. BSBR: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

BNT

0.19

Insurance Industry

Max: 4.37
Q3: 2.48
Median: 1.68
Q1: 1.19
Min: 0.19

BNT’s P/B Ratio of 0.19 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

BSBR

0.90

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

BSBR’s P/B Ratio of 0.90 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BNT vs. BSBR: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

Symbol	BNT	BSBR
Price-to-Earnings Ratio (TTM)	28.87	8.65
Price-to-Sales Ratio (TTM)	1.12	--
Price-to-Book Ratio (MRQ)	0.19	0.90
Price-to-Free Cash Flow Ratio (TTM)	3.30	1.38