BNS vs. CHYM: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BNS and CHYM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
Symbol | BNS | CHYM |
---|---|---|
Company Name | The Bank of Nova Scotia | Chime Financial, Inc. |
Country | Canada | United States |
GICS Sector | Financials | Financials |
GICS Industry | Banks | Financial Services |
Market Capitalization | 71.78 billion USD | 10.30 billion USD |
Exchange | NYSE | NasdaqGS |
Listing Date | June 7, 2002 | June 12, 2025 |
Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BNS and CHYM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
Symbol | BNS | CHYM |
---|---|---|
5-Day Price Return | 1.49% | -7.78% |
13-Week Price Return | 11.39% | -- |
26-Week Price Return | 10.05% | -- |
52-Week Price Return | 23.22% | -- |
Month-to-Date Return | 3.39% | -19.44% |
Year-to-Date Return | 3.25% | -25.30% |
10-Day Avg. Volume | 3.35M | 2.44M |
3-Month Avg. Volume | 4.25M | 3.80M |
3-Month Volatility | 7.96% | -- |
Beta | 0.70 | 2.26 |
Profitability
Return on Equity (TTM)
BNS
7.96%
Banks Industry
- Max
- 26.37%
- Q3
- 15.92%
- Median
- 12.25%
- Q1
- 8.69%
- Min
- 0.15%
BNS’s Return on Equity of 7.96% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
CHYM
--
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
Return on Equity data for CHYM is currently unavailable.
Net Profit Margin (TTM)
BNS
26.04%
Banks Industry
- Max
- 54.20%
- Q3
- 35.70%
- Median
- 28.97%
- Q1
- 22.53%
- Min
- 6.98%
BNS’s Net Profit Margin of 26.04% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.
CHYM
-86.97%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
CHYM has a negative Net Profit Margin of -86.97%, indicating the company is operating at a net loss as its expenses exceeded its revenues.
Operating Profit Margin (TTM)
BNS
34.15%
Banks Industry
- Max
- 63.35%
- Q3
- 44.59%
- Median
- 37.24%
- Q1
- 28.25%
- Min
- 13.37%
BNS’s Operating Profit Margin of 34.15% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.
CHYM
-88.02%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
CHYM has a negative Operating Profit Margin of -88.02%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
Profitability at a Glance
Symbol | BNS | CHYM |
---|---|---|
Return on Equity (TTM) | 7.96% | -- |
Return on Assets (TTM) | 0.47% | -- |
Net Profit Margin (TTM) | 26.04% | -86.97% |
Operating Profit Margin (TTM) | 34.15% | -88.02% |
Gross Profit Margin (TTM) | -- | 87.82% |
Financial Strength
Current Ratio (MRQ)
BNS
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
CHYM
4.83
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
BNS
2.62
Banks Industry
- Max
- 4.75
- Q3
- 2.62
- Median
- 1.02
- Q1
- 0.39
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.
CHYM
0.00
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
BNS
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.
CHYM
--
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
Symbol | BNS | CHYM |
---|---|---|
Current Ratio (MRQ) | -- | 4.83 |
Quick Ratio (MRQ) | -- | 4.62 |
Debt-to-Equity Ratio (MRQ) | 2.62 | 0.00 |
Interest Coverage Ratio (TTM) | -- | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BNS
5.88%
Banks Industry
- Max
- 10.27%
- Q3
- 5.83%
- Median
- 3.81%
- Q1
- 2.50%
- Min
- 0.00%
With a Dividend Yield of 5.88%, BNS offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.
CHYM
0.00%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
CHYM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
BNS
86.66%
Banks Industry
- Max
- 147.07%
- Q3
- 80.55%
- Median
- 54.40%
- Q1
- 35.71%
- Min
- 0.00%
BNS’s Dividend Payout Ratio of 86.66% is in the upper quartile for the Banks industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.
CHYM
0.00%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
CHYM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
Symbol | BNS | CHYM |
---|---|---|
Dividend Yield (TTM) | 5.88% | 0.00% |
Dividend Payout Ratio (TTM) | 86.66% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
BNS
14.74
Banks Industry
- Max
- 20.05
- Q3
- 12.65
- Median
- 10.21
- Q1
- 7.54
- Min
- 2.74
A P/E Ratio of 14.74 places BNS in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
CHYM
--
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
P/E Ratio data for CHYM is currently unavailable.
Price-to-Sales Ratio (TTM)
BNS
2.29
Banks Industry
- Max
- 5.06
- Q3
- 2.98
- Median
- 2.24
- Q1
- 1.59
- Min
- 0.45
The P/S Ratio is often not a primary valuation tool in the Banks industry.
CHYM
9.43
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
BNS
1.01
Banks Industry
- Max
- 2.18
- Q3
- 1.36
- Median
- 1.09
- Q1
- 0.81
- Min
- 0.20
BNS’s P/B Ratio of 1.01 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
CHYM
8.81
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
At 8.81, CHYM’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
Symbol | BNS | CHYM |
---|---|---|
Price-to-Earnings Ratio (TTM) | 14.74 | -- |
Price-to-Sales Ratio (TTM) | 2.29 | 9.43 |
Price-to-Book Ratio (MRQ) | 1.01 | 8.81 |
Price-to-Free Cash Flow Ratio (TTM) | 4.63 | -- |