BNS vs. BNT: A Head-to-Head Stock Comparison

Updated on August 26, 2025

Here’s a clear look at BNS and BNT, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BNS	BNT
Company Name	The Bank of Nova Scotia	Brookfield Wealth Solutions Ltd.
Country	Canada	Bermuda
GICS Sector	Financials	Financials
GICS Industry	Banks	Insurance
Market Capitalization	71.40 billion USD	18.60 billion USD
Exchange	NYSE	NYSE
Listing Date	June 7, 2002	June 28, 2021
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of BNS and BNT by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BNS vs. BNT: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BNS	BNT
5-Day Price Return	1.49%	1.01%
13-Week Price Return	11.39%	15.02%
26-Week Price Return	10.05%	4.50%
52-Week Price Return	23.22%	42.13%
Month-to-Date Return	3.39%	-1.83%
Year-to-Date Return	3.25%	10.04%
10-Day Avg. Volume	3.35M	0.02M
3-Month Avg. Volume	4.25M	0.02M
3-Month Volatility	7.96%	24.47%
Beta	0.70	2.15

Profitability

Return on Equity (TTM)

BNS

7.96%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

BNS’s Return on Equity of 7.96% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

BNT

4.66%

Insurance Industry

Max: 29.03%
Q3: 18.11%
Median: 13.90%
Q1: 10.42%
Min: -0.64%

BNT’s Return on Equity of 4.66% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

BNS vs. BNT: A comparison of their Return on Equity (TTM) against their respective Banks and Insurance industry benchmarks.

Net Profit Margin (TTM)

BNS

26.04%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

BNS’s Net Profit Margin of 26.04% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

BNT

3.88%

Insurance Industry

Max: 26.78%
Q3: 14.06%
Median: 9.15%
Q1: 5.48%
Min: -7.05%

Falling into the lower quartile for the Insurance industry, BNT’s Net Profit Margin of 3.88% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

BNS vs. BNT: A comparison of their Net Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Operating Profit Margin (TTM)

BNS

34.15%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

BNS’s Operating Profit Margin of 34.15% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

BNT

24.62%

Insurance Industry

Max: 35.49%
Q3: 19.49%
Median: 14.35%
Q1: 8.53%
Min: -5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

BNS vs. BNT: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Profitability at a Glance

Symbol	BNS	BNT
Return on Equity (TTM)	7.96%	4.66%
Return on Assets (TTM)	0.47%	0.40%
Net Profit Margin (TTM)	26.04%	3.88%
Operating Profit Margin (TTM)	34.15%	24.62%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

BNS

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BNT

0.13

Insurance Industry

Max: 2.97
Q3: 1.33
Median: 0.55
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BNS vs. BNT: A comparison of their Current Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BNS

2.62

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BNT

0.37

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.22
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

BNS vs. BNT: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

BNS

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BNT

1.58

Insurance Industry

Max: 43.68
Q3: 20.84
Median: 9.56
Q1: 3.34
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

BNS vs. BNT: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Financial Strength at a Glance

Symbol	BNS	BNT
Current Ratio (MRQ)	--	0.13
Quick Ratio (MRQ)	--	0.13
Debt-to-Equity Ratio (MRQ)	2.62	0.37
Interest Coverage Ratio (TTM)	--	1.58

Growth

Revenue Growth

BNS vs. BNT: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BNS vs. BNT: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BNS

5.88%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

With a Dividend Yield of 5.88%, BNS offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

BNT

0.00%

Insurance Industry

Max: 8.23%
Q3: 4.54%
Median: 3.42%
Q1: 1.97%
Min: 0.00%

BNT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BNS vs. BNT: A comparison of their Dividend Yield (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

BNS

86.66%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

BNS’s Dividend Payout Ratio of 86.66% is in the upper quartile for the Banks industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

BNT

0.00%

Insurance Industry

Max: 168.02%
Q3: 85.57%
Median: 50.71%
Q1: 22.04%
Min: 0.00%

BNT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BNS vs. BNT: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend at a Glance

Symbol	BNS	BNT
Dividend Yield (TTM)	5.88%	0.00%
Dividend Payout Ratio (TTM)	86.66%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BNS

14.74

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

A P/E Ratio of 14.74 places BNS in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

BNT

33.15

Insurance Industry

Max: 28.91
Q3: 17.76
Median: 13.63
Q1: 10.02
Min: 2.89

At 33.15, BNT’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Insurance industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

BNS vs. BNT: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

BNS

2.29

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BNT

1.29

Insurance Industry

Max: 3.72
Q3: 1.98
Median: 1.23
Q1: 0.81
Min: 0.23

BNT’s P/S Ratio of 1.29 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BNS vs. BNT: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

BNS

1.01

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

BNS’s P/B Ratio of 1.01 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BNT

0.19

Insurance Industry

Max: 4.37
Q3: 2.48
Median: 1.68
Q1: 1.19
Min: 0.19

BNT’s P/B Ratio of 0.19 is below the established floor for the Insurance industry. This may signal that the market is deeply pessimistic or has overlooked the company, potentially offering its asset base at a significant discount.

BNS vs. BNT: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Valuation at a Glance

Symbol	BNS	BNT
Price-to-Earnings Ratio (TTM)	14.74	33.15
Price-to-Sales Ratio (TTM)	2.29	1.29
Price-to-Book Ratio (MRQ)	1.01	0.19
Price-to-Free Cash Flow Ratio (TTM)	4.63	3.79