BMO vs. DB: A Head-to-Head Stock Comparison

Updated on October 3, 2025

Here’s a clear look at BMO and DB, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BMO	DB
Company Name	Bank of Montreal	Deutsche Bank Aktiengesellschaft
Country	Canada	Germany
GICS Sector	Financials	Financials
GICS Industry	Banks	Capital Markets
Market Capitalization	93.65 billion USD	68.82 billion USD
Exchange	NYSE	NYSE
Listing Date	October 27, 1994	November 18, 1996
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of BMO and DB by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BMO vs. DB: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BMO	DB
5-Day Price Return	1.63%	-2.55%
13-Week Price Return	21.26%	21.60%
26-Week Price Return	30.14%	35.00%
52-Week Price Return	48.60%	94.38%
Month-to-Date Return	9.12%	-0.27%
Year-to-Date Return	29.95%	79.99%
10-Day Avg. Volume	2.22M	9.97M
3-Month Avg. Volume	2.26M	6.25M
3-Month Volatility	14.08%	29.06%
Beta	1.09	1.56

Profitability

Return on Equity (TTM)

BMO

10.13%

Banks Industry

Max: 25.40%
Q3: 15.55%
Median: 12.00%
Q1: 8.98%
Min: -0.10%

BMO’s Return on Equity of 10.13% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

DB

7.23%

Capital Markets Industry

Max: 38.97%
Q3: 22.24%
Median: 13.52%
Q1: 8.61%
Min: -4.25%

DB’s Return on Equity of 7.23% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

BMO vs. DB: A comparison of their Return on Equity (TTM) against their respective Banks and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

BMO

21.68%

Banks Industry

Max: 54.20%
Q3: 35.73%
Median: 28.97%
Q1: 22.56%
Min: 6.98%

Falling into the lower quartile for the Banks industry, BMO’s Net Profit Margin of 21.68% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

DB

19.06%

Capital Markets Industry

Max: 69.91%
Q3: 37.24%
Median: 24.30%
Q1: 13.06%
Min: -15.18%

DB’s Net Profit Margin of 19.06% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

BMO vs. DB: A comparison of their Net Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

BMO

28.81%

Banks Industry

Max: 63.35%
Q3: 44.73%
Median: 37.24%
Q1: 28.25%
Min: 12.28%

BMO’s Operating Profit Margin of 28.81% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

DB

20.16%

Capital Markets Industry

Max: 84.86%
Q3: 47.16%
Median: 32.23%
Q1: 18.65%
Min: -21.87%

DB’s Operating Profit Margin of 20.16% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

BMO vs. DB: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	BMO	DB
Return on Equity (TTM)	10.13%	7.23%
Return on Assets (TTM)	0.61%	0.40%
Net Profit Margin (TTM)	21.68%	19.06%
Operating Profit Margin (TTM)	28.81%	20.16%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

BMO

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

DB

Capital Markets Industry

Max: 3.37
Q3: 1.81
Median: 1.01
Q1: 0.56
Min: 0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BMO vs. DB: A comparison of their Current Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BMO

2.72

Banks Industry

Max: 5.78
Q3: 2.66
Median: 1.05
Q1: 0.40
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

DB

3.16

Capital Markets Industry

Max: 6.52
Q3: 2.79
Median: 0.96
Q1: 0.28
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

BMO vs. DB: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

BMO

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

DB

Capital Markets Industry

Max: 107.59
Q3: 48.41
Median: 10.85
Q1: 4.56
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

BMO vs. DB: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	BMO	DB
Current Ratio (MRQ)	--	--
Quick Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	2.72	3.16
Interest Coverage Ratio (TTM)	--	--

Growth

Revenue Growth

BMO vs. DB: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BMO vs. DB: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BMO

3.83%

Banks Industry

Max: 11.03%
Q3: 6.00%
Median: 3.87%
Q1: 2.41%
Min: 0.00%

BMO’s Dividend Yield of 3.83% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

DB

2.26%

Capital Markets Industry

Max: 9.02%
Q3: 4.54%
Median: 2.55%
Q1: 1.27%
Min: 0.00%

DB’s Dividend Yield of 2.26% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

BMO vs. DB: A comparison of their Dividend Yield (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

BMO

57.11%

Banks Industry

Max: 134.24%
Q3: 79.39%
Median: 55.09%
Q1: 36.09%
Min: 0.00%

BMO’s Dividend Payout Ratio of 57.11% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

DB

77.95%

Capital Markets Industry

Max: 199.38%
Q3: 99.28%
Median: 60.67%
Q1: 32.00%
Min: 0.00%

DB’s Dividend Payout Ratio of 77.95% is within the typical range for the Capital Markets industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BMO vs. DB: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	BMO	DB
Dividend Yield (TTM)	3.83%	2.26%
Dividend Payout Ratio (TTM)	57.11%	77.95%

Valuation

Price-to-Earnings Ratio (TTM)

BMO

14.89

Banks Industry

Max: 22.69
Q3: 13.75
Median: 10.32
Q1: 7.73
Min: 2.59

A P/E Ratio of 14.89 places BMO in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

DB

10.43

Capital Markets Industry

Max: 51.69
Q3: 29.42
Median: 17.58
Q1: 12.55
Min: 5.59

In the lower quartile for the Capital Markets industry, DB’s P/E Ratio of 10.43 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

BMO vs. DB: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

BMO

2.38

Banks Industry

Max: 4.90
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

DB

0.79

Capital Markets Industry

Max: 14.65
Q3: 7.29
Median: 4.53
Q1: 2.26
Min: 0.04

In the lower quartile for the Capital Markets industry, DB’s P/S Ratio of 0.79 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

BMO vs. DB: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

BMO

1.27

Banks Industry

Max: 2.09
Q3: 1.40
Median: 1.11
Q1: 0.86
Min: 0.29

BMO’s P/B Ratio of 1.27 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

DB

0.64

Capital Markets Industry

Max: 10.83
Q3: 5.12
Median: 2.66
Q1: 1.19
Min: 0.37

DB’s P/B Ratio of 0.64 is in the lower quartile for the Capital Markets industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

BMO vs. DB: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	BMO	DB
Price-to-Earnings Ratio (TTM)	14.89	10.43
Price-to-Sales Ratio (TTM)	2.38	0.79
Price-to-Book Ratio (MRQ)	1.27	0.64
Price-to-Free Cash Flow Ratio (TTM)	7.94	2.29