BLKB vs. TYL: A Head-to-Head Stock Comparison

Updated on October 3, 2025

Here’s a clear look at BLKB and TYL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BLKB	TYL
Company Name	Blackbaud, Inc.	Tyler Technologies, Inc.
Country	United States	United States
GICS Sector	Information Technology	Information Technology
GICS Industry	Software	Software
Market Capitalization	3.13 billion USD	22.92 billion USD
Exchange	NasdaqGS	NYSE
Listing Date	July 26, 2004	March 17, 1980
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of BLKB and TYL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BLKB vs. TYL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BLKB	TYL
5-Day Price Return	1.64%	0.05%
13-Week Price Return	-1.77%	-11.75%
26-Week Price Return	3.59%	-9.38%
52-Week Price Return	-23.76%	-9.41%
Month-to-Date Return	0.39%	-7.06%
Year-to-Date Return	-12.66%	-9.27%
10-Day Avg. Volume	0.43M	0.36M
3-Month Avg. Volume	0.32M	0.32M
3-Month Volatility	35.25%	23.96%
Beta	1.09	0.94

Profitability

Return on Equity (TTM)

BLKB

-138.40%

Software Industry

Max: 66.28%
Q3: 21.28%
Median: 9.33%
Q1: -8.77%
Min: -48.16%

BLKB has a negative Return on Equity of -138.40%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

TYL

8.89%

Software Industry

Max: 66.28%
Q3: 21.28%
Median: 9.33%
Q1: -8.77%
Min: -48.16%

TYL’s Return on Equity of 8.89% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

BLKB vs. TYL: A comparison of their Return on Equity (TTM) against the Software industry benchmark.

Net Profit Margin (TTM)

BLKB

-24.49%

Software Industry

Max: 51.92%
Q3: 19.23%
Median: 6.98%
Q1: -7.14%
Min: -41.00%

BLKB has a negative Net Profit Margin of -24.49%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

TYL

13.66%

Software Industry

Max: 51.92%
Q3: 19.23%
Median: 6.98%
Q1: -7.14%
Min: -41.00%

TYL’s Net Profit Margin of 13.66% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.

BLKB vs. TYL: A comparison of their Net Profit Margin (TTM) against the Software industry benchmark.

Operating Profit Margin (TTM)

BLKB

-21.58%

Software Industry

Max: 60.40%
Q3: 21.25%
Median: 9.90%
Q1: -4.97%
Min: -43.50%

BLKB has a negative Operating Profit Margin of -21.58%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

TYL

15.11%

Software Industry

Max: 60.40%
Q3: 21.25%
Median: 9.90%
Q1: -4.97%
Min: -43.50%

TYL’s Operating Profit Margin of 15.11% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.

BLKB vs. TYL: A comparison of their Operating Profit Margin (TTM) against the Software industry benchmark.

Profitability at a Glance

Symbol	BLKB	TYL
Return on Equity (TTM)	-138.40%	8.89%
Return on Assets (TTM)	-11.37%	5.90%
Net Profit Margin (TTM)	-24.49%	13.66%
Operating Profit Margin (TTM)	-21.58%	15.11%
Gross Profit Margin (TTM)	56.72%	45.18%

Financial Strength

Current Ratio (MRQ)

BLKB

0.84

Software Industry

Max: 4.29
Q3: 2.37
Median: 1.40
Q1: 1.03
Min: 0.25

BLKB’s Current Ratio of 0.84 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

TYL

1.03

Software Industry

Max: 4.29
Q3: 2.37
Median: 1.40
Q1: 1.03
Min: 0.25

TYL’s Current Ratio of 1.03 aligns with the median group of the Software industry, indicating that its short-term liquidity is in line with its sector peers.

BLKB vs. TYL: A comparison of their Current Ratio (MRQ) against the Software industry benchmark.

Debt-to-Equity Ratio (MRQ)

BLKB

13.17

Software Industry

Max: 2.16
Q3: 0.86
Median: 0.31
Q1: 0.00
Min: 0.00

With a Debt-to-Equity Ratio of 13.17, BLKB operates with exceptionally high leverage compared to the Software industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

TYL

0.16

Software Industry

Max: 2.16
Q3: 0.86
Median: 0.31
Q1: 0.00
Min: 0.00

TYL’s Debt-to-Equity Ratio of 0.16 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BLKB vs. TYL: A comparison of their Debt-to-Equity Ratio (MRQ) against the Software industry benchmark.

Interest Coverage Ratio (TTM)

BLKB

-5.88

Software Industry

Max: 89.65
Q3: 32.64
Median: 1.00
Q1: -9.84
Min: -71.23

BLKB has a negative Interest Coverage Ratio of -5.88. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

TYL

52.96

Software Industry

Max: 89.65
Q3: 32.64
Median: 1.00
Q1: -9.84
Min: -71.23

TYL’s Interest Coverage Ratio of 52.96 is in the upper quartile for the Software industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

BLKB vs. TYL: A comparison of their Interest Coverage Ratio (TTM) against the Software industry benchmark.

Financial Strength at a Glance

Symbol	BLKB	TYL
Current Ratio (MRQ)	0.84	1.03
Quick Ratio (MRQ)	0.80	0.98
Debt-to-Equity Ratio (MRQ)	13.17	0.16
Interest Coverage Ratio (TTM)	-5.88	52.96

Growth

Revenue Growth

BLKB vs. TYL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BLKB vs. TYL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BLKB

0.00%

Software Industry

Max: 0.22%
Q3: 0.11%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

BLKB currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

TYL

0.00%

Software Industry

Max: 0.22%
Q3: 0.11%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

TYL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BLKB vs. TYL: A comparison of their Dividend Yield (TTM) against the Software industry benchmark.

Dividend Payout Ratio (TTM)

BLKB

0.00%

Software Industry

Max: 3.29%
Q3: 2.41%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

BLKB has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

TYL

0.00%

Software Industry

Max: 3.29%
Q3: 2.41%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

TYL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BLKB vs. TYL: A comparison of their Dividend Payout Ratio (TTM) against the Software industry benchmark.

Dividend at a Glance

Symbol	BLKB	TYL
Dividend Yield (TTM)	0.00%	0.00%
Dividend Payout Ratio (TTM)	0.00%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BLKB

Software Industry

Max: 145.74
Q3: 94.88
Median: 45.35
Q1: 26.66
Min: 8.80

P/E Ratio data for BLKB is currently unavailable.

TYL

72.04

Software Industry

Max: 145.74
Q3: 94.88
Median: 45.35
Q1: 26.66
Min: 8.80

TYL’s P/E Ratio of 72.04 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BLKB vs. TYL: A comparison of their Price-to-Earnings Ratio (TTM) against the Software industry benchmark.

Price-to-Sales Ratio (TTM)

BLKB

2.72

Software Industry

Max: 25.67
Q3: 13.68
Median: 8.28
Q1: 4.95
Min: 0.90

In the lower quartile for the Software industry, BLKB’s P/S Ratio of 2.72 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

TYL

9.84

Software Industry

Max: 25.67
Q3: 13.68
Median: 8.28
Q1: 4.95
Min: 0.90

TYL’s P/S Ratio of 9.84 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BLKB vs. TYL: A comparison of their Price-to-Sales Ratio (TTM) against the Software industry benchmark.

Price-to-Book Ratio (MRQ)

BLKB

35.42

Software Industry

Max: 30.67
Q3: 14.92
Median: 8.52
Q1: 3.89
Min: 0.38

At 35.42, BLKB’s P/B Ratio is at an extreme premium to the Software industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

TYL

7.03

Software Industry

Max: 30.67
Q3: 14.92
Median: 8.52
Q1: 3.89
Min: 0.38

TYL’s P/B Ratio of 7.03 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BLKB vs. TYL: A comparison of their Price-to-Book Ratio (MRQ) against the Software industry benchmark.

Valuation at a Glance

Symbol	BLKB	TYL
Price-to-Earnings Ratio (TTM)	--	72.04
Price-to-Sales Ratio (TTM)	2.72	9.84
Price-to-Book Ratio (MRQ)	35.42	7.03
Price-to-Free Cash Flow Ratio (TTM)	15.81	36.52