BLKB vs. GWRE: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BLKB and GWRE, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BLKB | GWRE |
|---|---|---|
| Company Name | Blackbaud, Inc. | Guidewire Software, Inc. |
| Country | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry | Software | Software |
| Market Capitalization | 3.22 billion USD | 18.02 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | July 26, 2004 | January 25, 2012 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BLKB and GWRE by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BLKB | GWRE |
|---|---|---|
| 5-Day Price Return | 3.34% | -0.47% |
| 13-Week Price Return | 6.99% | 1.49% |
| 26-Week Price Return | -6.34% | -0.65% |
| 52-Week Price Return | -16.19% | 44.38% |
| Month-to-Date Return | -1.42% | -5.41% |
| Year-to-Date Return | -10.09% | 26.94% |
| 10-Day Avg. Volume | 0.31M | 0.61M |
| 3-Month Avg. Volume | 0.30M | 0.78M |
| 3-Month Volatility | 36.62% | 38.45% |
| Beta | 1.13 | 1.20 |
Profitability
Return on Equity (TTM)
BLKB
-138.40%
Software Industry
- Max
- 59.01%
- Q3
- 21.98%
- Median
- 7.15%
- Q1
- -11.12%
- Min
- -51.24%
BLKB has a negative Return on Equity of -138.40%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.
GWRE
2.64%
Software Industry
- Max
- 59.01%
- Q3
- 21.98%
- Median
- 7.15%
- Q1
- -11.12%
- Min
- -51.24%
GWRE’s Return on Equity of 2.64% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
BLKB
-24.49%
Software Industry
- Max
- 48.14%
- Q3
- 18.23%
- Median
- 5.60%
- Q1
- -9.22%
- Min
- -49.36%
BLKB has a negative Net Profit Margin of -24.49%, indicating the company is operating at a net loss as its expenses exceeded its revenues.
GWRE
3.04%
Software Industry
- Max
- 48.14%
- Q3
- 18.23%
- Median
- 5.60%
- Q1
- -9.22%
- Min
- -49.36%
GWRE’s Net Profit Margin of 3.04% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
BLKB
-21.58%
Software Industry
- Max
- 57.34%
- Q3
- 20.60%
- Median
- 7.84%
- Q1
- -8.72%
- Min
- -51.37%
BLKB has a negative Operating Profit Margin of -21.58%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
GWRE
-2.79%
Software Industry
- Max
- 57.34%
- Q3
- 20.60%
- Median
- 7.84%
- Q1
- -8.72%
- Min
- -51.37%
GWRE has a negative Operating Profit Margin of -2.79%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
Profitability at a Glance
| Symbol | BLKB | GWRE |
|---|---|---|
| Return on Equity (TTM) | -138.40% | 2.64% |
| Return on Assets (TTM) | -11.37% | 1.41% |
| Net Profit Margin (TTM) | -24.49% | 3.04% |
| Operating Profit Margin (TTM) | -21.58% | -2.79% |
| Gross Profit Margin (TTM) | 56.72% | 62.16% |
Financial Strength
Current Ratio (MRQ)
BLKB
0.84
Software Industry
- Max
- 3.83
- Q3
- 2.31
- Median
- 1.45
- Q1
- 1.03
- Min
- 0.24
BLKB’s Current Ratio of 0.84 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
GWRE
3.23
Software Industry
- Max
- 3.83
- Q3
- 2.31
- Median
- 1.45
- Q1
- 1.03
- Min
- 0.24
GWRE’s Current Ratio of 3.23 is in the upper quartile for the Software industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.
Debt-to-Equity Ratio (MRQ)
BLKB
13.17
Software Industry
- Max
- 2.14
- Q3
- 0.90
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
With a Debt-to-Equity Ratio of 13.17, BLKB operates with exceptionally high leverage compared to the Software industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.
GWRE
0.49
Software Industry
- Max
- 2.14
- Q3
- 0.90
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
GWRE’s Debt-to-Equity Ratio of 0.49 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
BLKB
-5.88
Software Industry
- Max
- 67.02
- Q3
- 19.86
- Median
- 0.70
- Q1
- -12.50
- Min
- -53.00
BLKB has a negative Interest Coverage Ratio of -5.88. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
GWRE
-7.00
Software Industry
- Max
- 67.02
- Q3
- 19.86
- Median
- 0.70
- Q1
- -12.50
- Min
- -53.00
GWRE has a negative Interest Coverage Ratio of -7.00. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
Financial Strength at a Glance
| Symbol | BLKB | GWRE |
|---|---|---|
| Current Ratio (MRQ) | 0.84 | 3.23 |
| Quick Ratio (MRQ) | 0.80 | 3.04 |
| Debt-to-Equity Ratio (MRQ) | 13.17 | 0.49 |
| Interest Coverage Ratio (TTM) | -5.88 | -7.00 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BLKB
0.00%
Software Industry
- Max
- 0.08%
- Q3
- 0.03%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
BLKB currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
GWRE
0.00%
Software Industry
- Max
- 0.08%
- Q3
- 0.03%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GWRE currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
BLKB
0.00%
Software Industry
- Max
- 1.32%
- Q3
- 0.53%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
BLKB has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
GWRE
0.00%
Software Industry
- Max
- 1.32%
- Q3
- 0.53%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GWRE has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | BLKB | GWRE |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
BLKB
--
Software Industry
- Max
- 149.35
- Q3
- 100.21
- Median
- 47.97
- Q1
- 26.77
- Min
- 11.68
P/E Ratio data for BLKB is currently unavailable.
GWRE
519.59
Software Industry
- Max
- 149.35
- Q3
- 100.21
- Median
- 47.97
- Q1
- 26.77
- Min
- 11.68
At 519.59, GWRE’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Software industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
Price-to-Sales Ratio (TTM)
BLKB
2.74
Software Industry
- Max
- 25.24
- Q3
- 13.52
- Median
- 8.15
- Q1
- 4.87
- Min
- 0.98
In the lower quartile for the Software industry, BLKB’s P/S Ratio of 2.74 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
GWRE
15.81
Software Industry
- Max
- 25.24
- Q3
- 13.52
- Median
- 8.15
- Q1
- 4.87
- Min
- 0.98
GWRE’s P/S Ratio of 15.81 is in the upper echelon for the Software industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
BLKB
35.42
Software Industry
- Max
- 30.95
- Q3
- 14.91
- Median
- 7.75
- Q1
- 3.60
- Min
- 0.38
At 35.42, BLKB’s P/B Ratio is at an extreme premium to the Software industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
GWRE
12.61
Software Industry
- Max
- 30.95
- Q3
- 14.91
- Median
- 7.75
- Q1
- 3.60
- Min
- 0.38
GWRE’s P/B Ratio of 12.61 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | BLKB | GWRE |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | -- | 519.59 |
| Price-to-Sales Ratio (TTM) | 2.74 | 15.81 |
| Price-to-Book Ratio (MRQ) | 35.42 | 12.61 |
| Price-to-Free Cash Flow Ratio (TTM) | 15.90 | 60.06 |