BK vs. RGA: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BK and RGA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BK | RGA |
|---|---|---|
| Company Name | The Bank of New York Mellon Corporation | Reinsurance Group of America, Incorporated |
| Country | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry | Capital Markets | Insurance |
| Market Capitalization | 71.41 billion USD | 12.72 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | May 3, 1973 | September 12, 2008 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BK and RGA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BK | RGA |
|---|---|---|
| 5-Day Price Return | -2.03% | 1.68% |
| 13-Week Price Return | 12.09% | -8.25% |
| 26-Week Price Return | 16.54% | -5.92% |
| 52-Week Price Return | 54.02% | -7.77% |
| Month-to-Date Return | -0.20% | -0.03% |
| Year-to-Date Return | 31.78% | -9.94% |
| 10-Day Avg. Volume | 3.29M | 0.41M |
| 3-Month Avg. Volume | 4.05M | 0.42M |
| 3-Month Volatility | 16.75% | 26.32% |
| Beta | 1.14 | 0.63 |
Profitability
Return on Equity (TTM)
BK
11.69%
Capital Markets Industry
- Max
- 38.97%
- Q3
- 21.61%
- Median
- 13.77%
- Q1
- 8.31%
- Min
- -4.25%
BK’s Return on Equity of 11.69% is on par with the norm for the Capital Markets industry, indicating its profitability relative to shareholder equity is typical for the sector.
RGA
6.78%
Insurance Industry
- Max
- 29.03%
- Q3
- 18.11%
- Median
- 13.90%
- Q1
- 10.42%
- Min
- -0.64%
RGA’s Return on Equity of 6.78% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
Net Profit Margin (TTM)
BK
21.21%
Capital Markets Industry
- Max
- 66.67%
- Q3
- 35.11%
- Median
- 23.49%
- Q1
- 13.63%
- Min
- -15.18%
BK’s Net Profit Margin of 21.21% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.
RGA
3.54%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.06%
- Median
- 9.15%
- Q1
- 5.48%
- Min
- -7.05%
Falling into the lower quartile for the Insurance industry, RGA’s Net Profit Margin of 3.54% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
BK
26.54%
Capital Markets Industry
- Max
- 86.40%
- Q3
- 46.46%
- Median
- 32.80%
- Q1
- 18.32%
- Min
- -21.87%
BK’s Operating Profit Margin of 26.54% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.
RGA
6.65%
Insurance Industry
- Max
- 35.49%
- Q3
- 19.49%
- Median
- 14.35%
- Q1
- 8.53%
- Min
- -5.25%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | BK | RGA |
|---|---|---|
| Return on Equity (TTM) | 11.69% | 6.78% |
| Return on Assets (TTM) | 1.13% | 0.62% |
| Net Profit Margin (TTM) | 21.21% | 3.54% |
| Operating Profit Margin (TTM) | 26.54% | 6.65% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
BK
--
Capital Markets Industry
- Max
- 3.76
- Q3
- 1.89
- Median
- 1.01
- Q1
- 0.54
- Min
- -0.41
For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
RGA
--
Insurance Industry
- Max
- 2.97
- Q3
- 1.33
- Median
- 0.55
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
BK
1.17
Capital Markets Industry
- Max
- 6.62
- Q3
- 2.84
- Median
- 1.02
- Q1
- 0.32
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.
RGA
0.48
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.22
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
BK
--
Capital Markets Industry
- Max
- 126.03
- Q3
- 60.98
- Median
- 11.77
- Q1
- 4.95
- Min
- -36.26
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.
RGA
4.70
Insurance Industry
- Max
- 43.68
- Q3
- 20.84
- Median
- 9.56
- Q1
- 3.34
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | BK | RGA |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Quick Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | 1.17 | 0.48 |
| Interest Coverage Ratio (TTM) | -- | 4.70 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BK
2.24%
Capital Markets Industry
- Max
- 10.26%
- Q3
- 4.86%
- Median
- 2.78%
- Q1
- 1.22%
- Min
- 0.00%
BK’s Dividend Yield of 2.24% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.
RGA
1.86%
Insurance Industry
- Max
- 8.23%
- Q3
- 4.54%
- Median
- 3.42%
- Q1
- 1.97%
- Min
- 0.00%
RGA’s Dividend Yield of 1.86% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
Dividend Payout Ratio (TTM)
BK
31.95%
Capital Markets Industry
- Max
- 200.72%
- Q3
- 101.92%
- Median
- 57.97%
- Q1
- 32.36%
- Min
- 0.00%
BK’s Dividend Payout Ratio of 31.95% is in the lower quartile for the Capital Markets industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
RGA
30.52%
Insurance Industry
- Max
- 168.02%
- Q3
- 85.57%
- Median
- 50.71%
- Q1
- 22.04%
- Min
- 0.00%
RGA’s Dividend Payout Ratio of 30.52% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | BK | RGA |
|---|---|---|
| Dividend Yield (TTM) | 2.24% | 1.86% |
| Dividend Payout Ratio (TTM) | 31.95% | 30.52% |
Valuation
Price-to-Earnings Ratio (TTM)
BK
14.29
Capital Markets Industry
- Max
- 58.89
- Q3
- 31.00
- Median
- 18.54
- Q1
- 12.09
- Min
- 5.24
BK’s P/E Ratio of 14.29 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
RGA
16.43
Insurance Industry
- Max
- 28.91
- Q3
- 17.76
- Median
- 13.63
- Q1
- 10.02
- Min
- 2.89
RGA’s P/E Ratio of 16.43 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
BK
2.13
Capital Markets Industry
- Max
- 14.49
- Q3
- 7.41
- Median
- 4.68
- Q1
- 2.25
- Min
- 0.04
In the lower quartile for the Capital Markets industry, BK’s P/S Ratio of 2.13 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
RGA
0.58
Insurance Industry
- Max
- 3.72
- Q3
- 1.98
- Median
- 1.23
- Q1
- 0.81
- Min
- 0.23
In the lower quartile for the Insurance industry, RGA’s P/S Ratio of 0.58 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
Price-to-Book Ratio (MRQ)
BK
1.46
Capital Markets Industry
- Max
- 9.48
- Q3
- 4.94
- Median
- 2.42
- Q1
- 1.21
- Min
- 0.38
BK’s P/B Ratio of 1.46 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
RGA
1.09
Insurance Industry
- Max
- 4.37
- Q3
- 2.48
- Median
- 1.68
- Q1
- 1.19
- Min
- 0.19
RGA’s P/B Ratio of 1.09 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | BK | RGA |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 14.29 | 16.43 |
| Price-to-Sales Ratio (TTM) | 2.13 | 0.58 |
| Price-to-Book Ratio (MRQ) | 1.46 | 1.09 |
| Price-to-Free Cash Flow Ratio (TTM) | 23.20 | 2.57 |