BHF vs. MFC: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BHF and MFC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BHF | MFC |
|---|---|---|
| Company Name | Brighthouse Financial, Inc. | Manulife Financial Corporation |
| Country | United States | Canada |
| GICS Sector | Financials | Financials |
| GICS Industry | Insurance | Insurance |
| Market Capitalization | 3.19 billion USD | 53.29 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | July 17, 2017 | September 24, 1999 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BHF and MFC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BHF | MFC |
|---|---|---|
| 5-Day Price Return | -3.16% | 0.72% |
| 13-Week Price Return | -1.07% | -1.07% |
| 26-Week Price Return | -9.78% | -2.45% |
| 52-Week Price Return | 18.15% | 8.48% |
| Month-to-Date Return | 0.24% | 2.63% |
| Year-to-Date Return | 10.75% | -1.81% |
| 10-Day Avg. Volume | 2.50M | 5.87M |
| 3-Month Avg. Volume | 1.02M | 7.23M |
| 3-Month Volatility | 68.79% | 18.57% |
| Beta | 1.00 | 0.39 |
Profitability
Return on Equity (TTM)
BHF
12.41%
Insurance Industry
- Max
- 30.96%
- Q3
- 18.76%
- Median
- 14.22%
- Q1
- 10.34%
- Min
- 1.73%
BHF’s Return on Equity of 12.41% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.
MFC
11.91%
Insurance Industry
- Max
- 30.96%
- Q3
- 18.76%
- Median
- 14.22%
- Q1
- 10.34%
- Min
- 1.73%
MFC’s Return on Equity of 11.91% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
BHF
10.24%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.69%
- Median
- 9.87%
- Q1
- 6.59%
- Min
- -3.51%
BHF’s Net Profit Margin of 10.24% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.
MFC
15.67%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.69%
- Median
- 9.87%
- Q1
- 6.59%
- Min
- -3.51%
A Net Profit Margin of 15.67% places MFC in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
BHF
14.08%
Insurance Industry
- Max
- 34.52%
- Q3
- 20.17%
- Median
- 14.46%
- Q1
- 9.62%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
MFC
19.19%
Insurance Industry
- Max
- 34.52%
- Q3
- 20.17%
- Median
- 14.46%
- Q1
- 9.62%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | BHF | MFC |
|---|---|---|
| Return on Equity (TTM) | 12.41% | 11.91% |
| Return on Assets (TTM) | 0.28% | 0.62% |
| Net Profit Margin (TTM) | 10.24% | 15.67% |
| Operating Profit Margin (TTM) | 14.08% | 19.19% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
BHF
--
Insurance Industry
- Max
- 2.97
- Q3
- 1.37
- Median
- 0.54
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
MFC
1.14
Insurance Industry
- Max
- 2.97
- Q3
- 1.37
- Median
- 0.54
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
BHF
0.56
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
MFC
0.27
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
BHF
3.78
Insurance Industry
- Max
- 43.68
- Q3
- 21.45
- Median
- 9.67
- Q1
- 3.55
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
MFC
-0.31
Insurance Industry
- Max
- 43.68
- Q3
- 21.45
- Median
- 9.67
- Q1
- 3.55
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | BHF | MFC |
|---|---|---|
| Current Ratio (MRQ) | -- | 1.14 |
| Quick Ratio (MRQ) | -- | 1.14 |
| Debt-to-Equity Ratio (MRQ) | 0.56 | 0.27 |
| Interest Coverage Ratio (TTM) | 3.78 | -0.31 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BHF
3.32%
Insurance Industry
- Max
- 9.80%
- Q3
- 5.18%
- Median
- 3.58%
- Q1
- 2.07%
- Min
- 0.00%
BHF’s Dividend Yield of 3.32% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.
MFC
4.38%
Insurance Industry
- Max
- 9.80%
- Q3
- 5.18%
- Median
- 3.58%
- Q1
- 2.07%
- Min
- 0.00%
MFC’s Dividend Yield of 4.38% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
BHF
8.15%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 53.26%
- Q1
- 23.68%
- Min
- 0.00%
BHF’s Dividend Payout Ratio of 8.15% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
MFC
53.26%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 53.26%
- Q1
- 23.68%
- Min
- 0.00%
MFC’s Dividend Payout Ratio of 53.26% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | BHF | MFC |
|---|---|---|
| Dividend Yield (TTM) | 3.32% | 4.38% |
| Dividend Payout Ratio (TTM) | 8.15% | 53.26% |
Valuation
Price-to-Earnings Ratio (TTM)
BHF
4.63
Insurance Industry
- Max
- 30.75
- Q3
- 18.11
- Median
- 12.67
- Q1
- 9.66
- Min
- 2.87
In the lower quartile for the Insurance industry, BHF’s P/E Ratio of 4.63 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
MFC
12.17
Insurance Industry
- Max
- 30.75
- Q3
- 18.11
- Median
- 12.67
- Q1
- 9.66
- Min
- 2.87
MFC’s P/E Ratio of 12.17 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
BHF
0.47
Insurance Industry
- Max
- 3.41
- Q3
- 1.88
- Median
- 1.22
- Q1
- 0.80
- Min
- 0.23
In the lower quartile for the Insurance industry, BHF’s P/S Ratio of 0.47 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
MFC
1.91
Insurance Industry
- Max
- 3.41
- Q3
- 1.88
- Median
- 1.22
- Q1
- 0.80
- Min
- 0.23
MFC’s P/S Ratio of 1.91 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
BHF
0.54
Insurance Industry
- Max
- 4.57
- Q3
- 2.56
- Median
- 1.88
- Q1
- 1.20
- Min
- 0.17
BHF’s P/B Ratio of 0.54 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
MFC
1.48
Insurance Industry
- Max
- 4.57
- Q3
- 2.56
- Median
- 1.88
- Q1
- 1.20
- Min
- 0.17
MFC’s P/B Ratio of 1.48 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | BHF | MFC |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 4.63 | 12.17 |
| Price-to-Sales Ratio (TTM) | 0.47 | 1.91 |
| Price-to-Book Ratio (MRQ) | 0.54 | 1.48 |
| Price-to-Free Cash Flow Ratio (TTM) | 6.10 | 2.57 |