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BCS vs. KNSL: A Head-to-Head Stock Comparison

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Here’s a clear look at BCS and KNSL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

BCS trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, KNSL is a standard domestic listing.

SymbolBCSKNSL
Company NameBarclays PLCKinsale Capital Group, Inc.
CountryUnited KingdomUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksInsurance
Market Capitalization72.35 billion USD11.06 billion USD
ExchangeNYSENYSE
Listing DateSeptember 9, 1986July 28, 2016
Security TypeADRCommon Stock

Historical Performance

This chart compares the performance of BCS and KNSL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BCS vs. KNSL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBCSKNSL
5-Day Price Return1.19%11.58%
13-Week Price Return16.60%-0.01%
26-Week Price Return33.90%-2.79%
52-Week Price Return67.80%-0.66%
Month-to-Date Return1.51%11.58%
Year-to-Date Return43.71%2.02%
10-Day Avg. Volume19.72M0.25M
3-Month Avg. Volume21.18M0.22M
3-Month Volatility21.06%29.86%
Beta1.740.98

Profitability

Return on Equity (TTM)

BCS

12.12%

Banks Industry

Max
25.40%
Q3
15.55%
Median
12.00%
Q1
8.98%
Min
-0.10%

BCS’s Return on Equity of 12.12% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

KNSL

28.71%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

In the upper quartile for the Insurance industry, KNSL’s Return on Equity of 28.71% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BCS vs. KNSL: A comparison of their Return on Equity (TTM) against their respective Banks and Insurance industry benchmarks.

Net Profit Margin (TTM)

BCS

--

Banks Industry

Max
54.20%
Q3
35.73%
Median
28.97%
Q1
22.56%
Min
6.98%

Net Profit Margin data for BCS is currently unavailable.

KNSL

26.78%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

A Net Profit Margin of 26.78% places KNSL in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

BCS vs. KNSL: A comparison of their Net Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Operating Profit Margin (TTM)

BCS

--

Banks Industry

Max
63.35%
Q3
44.73%
Median
37.24%
Q1
28.25%
Min
12.28%

Operating Profit Margin data for BCS is currently unavailable.

KNSL

31.08%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

BCS vs. KNSL: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Profitability at a Glance

SymbolBCSKNSL
Return on Equity (TTM)12.12%28.71%
Return on Assets (TTM)0.57%8.76%
Net Profit Margin (TTM)--26.78%
Operating Profit Margin (TTM)--31.08%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

BCS

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

KNSL

--

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BCS vs. KNSL: A comparison of their Current Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BCS

3.86

Banks Industry

Max
5.78
Q3
2.66
Median
1.05
Q1
0.40
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

KNSL

0.11

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

BCS vs. KNSL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

BCS

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

KNSL

7.11

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

BCS vs. KNSL: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolBCSKNSL
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)3.860.11
Interest Coverage Ratio (TTM)--7.11

Growth

Revenue Growth

BCS vs. KNSL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BCS vs. KNSL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BCS

0.00%

Banks Industry

Max
11.03%
Q3
6.00%
Median
3.87%
Q1
2.41%
Min
0.00%

BCS currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

KNSL

0.13%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

KNSL’s Dividend Yield of 0.13% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

BCS vs. KNSL: A comparison of their Dividend Yield (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

BCS

22.39%

Banks Industry

Max
134.24%
Q3
79.39%
Median
55.09%
Q1
36.09%
Min
0.00%

BCS’s Dividend Payout Ratio of 22.39% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

KNSL

3.36%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

KNSL’s Dividend Payout Ratio of 3.36% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

BCS vs. KNSL: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend at a Glance

SymbolBCSKNSL
Dividend Yield (TTM)0.00%0.13%
Dividend Payout Ratio (TTM)22.39%3.36%

Valuation

Price-to-Earnings Ratio (TTM)

BCS

6.09

Banks Industry

Max
22.69
Q3
13.75
Median
10.32
Q1
7.73
Min
2.59

In the lower quartile for the Banks industry, BCS’s P/E Ratio of 6.09 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

KNSL

24.57

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

A P/E Ratio of 24.57 places KNSL in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

BCS vs. KNSL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

BCS

--

Banks Industry

Max
4.90
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

KNSL

6.58

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

With a P/S Ratio of 6.58, KNSL trades at a valuation that eclipses even the highest in the Insurance industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

BCS vs. KNSL: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

BCS

0.63

Banks Industry

Max
2.09
Q3
1.40
Median
1.11
Q1
0.86
Min
0.29

BCS’s P/B Ratio of 0.63 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

KNSL

6.55

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

At 6.55, KNSL’s P/B Ratio is at an extreme premium to the Insurance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

BCS vs. KNSL: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Valuation at a Glance

SymbolBCSKNSL
Price-to-Earnings Ratio (TTM)6.0924.57
Price-to-Sales Ratio (TTM)--6.58
Price-to-Book Ratio (MRQ)0.636.55
Price-to-Free Cash Flow Ratio (TTM)2.6511.52