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BCS vs. FHN: Barclays vs. First Horizon Stock Comparison

How do Barclays (BCS) and First Horizon (FHN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Barclays (BCS) and First Horizon (FHN) both belong to the Banks industry, though BCS is classified under Diversified Banks while FHN falls under Regional Banks.

First Horizon (FHN) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Barclays (BCS) and First Horizon (FHN)
Profile ItemBCSFHN
NameBarclays PLC Sponsored ADRFirst Horizon Corporation
Country/RegionUnited KingdomUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksRegional Banks
Market Capitalization74.23 billion USD10.85 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateSeptember 9, 1986March 17, 1980
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

BCS
FHN
GSPC
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Barclays (BCS) vs. First Horizon (FHN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Barclays (BCS) and First Horizon (FHN). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Barclays (BCS) and First Horizon (FHN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Barclays (BCS) and First Horizon (FHN)
MetricBCSFHN
Total Return (1Y)8.81%12.96%
Total Return (3Y, Annualized)56.19%32.94%
Total Return (5Y, Annualized)21.37%10.16%

Risk Profile

Drawdown History

BCS
FHN
GSPC
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Barclays (BCS) vs. First Horizon (FHN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Barclays (BCS) and First Horizon (FHN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Barclays (BCS) and First Horizon (FHN)
MetricBCSFHN
Volatility (1Y, Annualized)32.20%22.55%
Beta (5Y)1.000.61
Max Drawdown (5Y)-48.14%-60.76%
Avg. Volume (3M)4.89M5.55M

Risk-Adjusted Performance

Risk-Return Positioning

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BCS and FHN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Barclays (BCS) and First Horizon (FHN)
MetricBCSFHN
Sharpe Ratio (1Y)0.140.38
Sortino Ratio (1Y)0.210.56

Profitability

ROE (TTM)

Barclays (BCS) at 10.45% is around its peer norm for ROE, while First Horizon (FHN) at 7.92% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

BCS

Banks industry group

10.45%

Max
19.84%
Q3
13.67%
Median
11.49%
BCS
10.45%
Q1
9.50%
Min
3.64%

FHN

Banks industry group

7.92%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
FHN
7.92%
Min
3.64%
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Barclays (BCS) vs. First Horizon (FHN): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Barclays (BCS) at 28.22% keeps about the industry-typical share of revenue as profit, while First Horizon (FHN) at 23.43% retains only a bottom-quartile share.

BCS

Banks industry group

28.22%

Max
47.19%
Q3
35.25%
Median
31.21%
BCS
28.22%
Q1
27.11%
Min
14.93%

FHN

Banks industry group

23.43%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
FHN
23.43%
Min
14.93%
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Barclays (BCS) vs. First Horizon (FHN): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and First Horizon (FHN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Barclays (BCS) and First Horizon (FHN)
MetricBCSFHN
ROE (TTM)10.45%7.92%
ROA (TTM)0.48%0.87%
Net Margin (TTM)28.22%23.43%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Barclays (BCS) at 11.09% and First Horizon (FHN) at 7.33% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Barclays (BCS) vs. First Horizon (FHN): A comparison of their Revenue Growth across different time periods.

EPS Growth

First Horizon (FHN) at 37.50% sits in the top EPS growth quartile, while Barclays (BCS) at 21.55% is closer to the peer norm — faster per-share earnings growth for FHN.

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Barclays (BCS) vs. First Horizon (FHN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Barclays (BCS) and First Horizon (FHN)
MetricBCSFHN
Revenue Growth (YoY)11.09%7.33%
Revenue Growth (3Y CAGR)5.21%2.12%
EPS Growth (YoY)21.55%37.50%
EPS Growth (3Y CAGR)12.38%6.92%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Barclays (BCS) in Banks and First Horizon (FHN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and First Horizon (FHN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Barclays (BCS) and First Horizon (FHN)
MetricBCSFHN
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

First Horizon (FHN) at 2.85% pays a yield in its industry’s typical range, while Barclays (BCS) at 0.50% falls in the bottom quartile of its peers.

BCS

Banks industry group

0.50%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
BCS
0.50%
Min
0.00%

FHN

Banks industry group

2.85%

Max
5.79%
Q3
3.18%
FHN
2.85%
Median
2.39%
Q1
1.20%
Min
0.00%
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Barclays (BCS) vs. First Horizon (FHN): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Barclays (BCS) at 22.96% pays out a band-typical share of earnings, while First Horizon (FHN) at 47.48% distributes more than its industry norm — less retained, thinner cover.

BCS

Banks industry group

22.96%

Max
70.75%
Q3
41.28%
Median
29.26%
BCS
22.96%
Q1
18.98%
Min
0.00%

FHN

Banks industry group

47.48%

Max
70.75%
FHN
47.48%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Barclays (BCS) vs. First Horizon (FHN): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Barclays (BCS) and First Horizon (FHN)
MetricBCSFHN
Dividend Yield (TTM)0.50%2.85%
Dividend Payout Ratio (TTM)22.96%47.48%

Valuation

P/E Ratio (TTM)

Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while First Horizon (FHN) at 16.58 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

BCS

Banks industry group

8.33

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
BCS
8.33
Min
6.49

FHN

Banks industry group

16.58

Max
18.16
FHN
16.58
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
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Barclays (BCS) vs. First Horizon (FHN): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Barclays (BCS) in Banks and First Horizon (FHN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while First Horizon (FHN) at 1.34 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.

BCS

Banks industry group

0.88

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
BCS
0.88
Min
0.59

FHN

Banks industry group

1.34

Max
2.28
Q3
1.58
FHN
1.34
Median
1.32
Q1
1.10
Min
0.59
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Barclays (BCS) vs. First Horizon (FHN): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Barclays (BCS) and First Horizon (FHN)
MetricBCSFHN
P/E Ratio (TTM)8.3316.58
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.881.34
Free Cash Flow Yield (TTM)----