BCS vs. FHN: Barclays vs. First Horizon Stock Comparison
How do Barclays (BCS) and First Horizon (FHN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Barclays (BCS) and First Horizon (FHN) both belong to the Banks industry, though BCS is classified under Diversified Banks while FHN falls under Regional Banks.
First Horizon (FHN) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BCS | FHN |
|---|---|---|
| Name | Barclays PLC Sponsored ADR | First Horizon Corporation |
| Country/Region | United Kingdom | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Regional Banks |
| Market Capitalization | 74.23 billion USD | 10.85 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | September 9, 1986 | March 17, 1980 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BCS | FHN |
|---|---|---|
| Total Return (1Y) | 8.81% | 12.96% |
| Total Return (3Y, Annualized) | 56.19% | 32.94% |
| Total Return (5Y, Annualized) | 21.37% | 10.16% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BCS | FHN |
|---|---|---|
| Volatility (1Y, Annualized) | 32.20% | 22.55% |
| Beta (5Y) | 1.00 | 0.61 |
| Max Drawdown (5Y) | -48.14% | -60.76% |
| Avg. Volume (3M) | 4.89M | 5.55M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BCS | FHN |
|---|---|---|
| Sharpe Ratio (1Y) | 0.14 | 0.38 |
| Sortino Ratio (1Y) | 0.21 | 0.56 |
Profitability
ROE (TTM)
Barclays (BCS) at 10.45% is around its peer norm for ROE, while First Horizon (FHN) at 7.92% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
BCS
Banks industry group
10.45%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BCS
- 10.45%
- Q1
- 9.50%
- Min
- 3.64%
FHN
Banks industry group
7.92%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FHN
- 7.92%
- Min
- 3.64%
Net Margin (TTM)
Barclays (BCS) at 28.22% keeps about the industry-typical share of revenue as profit, while First Horizon (FHN) at 23.43% retains only a bottom-quartile share.
BCS
Banks industry group
28.22%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BCS
- 28.22%
- Q1
- 27.11%
- Min
- 14.93%
FHN
Banks industry group
23.43%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FHN
- 23.43%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and First Horizon (FHN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BCS | FHN |
|---|---|---|
| ROE (TTM) | 10.45% | 7.92% |
| ROA (TTM) | 0.48% | 0.87% |
| Net Margin (TTM) | 28.22% | 23.43% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Barclays (BCS) at 11.09% and First Horizon (FHN) at 7.33% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
First Horizon (FHN) at 37.50% sits in the top EPS growth quartile, while Barclays (BCS) at 21.55% is closer to the peer norm — faster per-share earnings growth for FHN.
Growth Metrics
| Metric | BCS | FHN |
|---|---|---|
| Revenue Growth (YoY) | 11.09% | 7.33% |
| Revenue Growth (3Y CAGR) | 5.21% | 2.12% |
| EPS Growth (YoY) | 21.55% | 37.50% |
| EPS Growth (3Y CAGR) | 12.38% | 6.92% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Barclays (BCS) in Banks and First Horizon (FHN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and First Horizon (FHN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BCS | FHN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
First Horizon (FHN) at 2.85% pays a yield in its industry’s typical range, while Barclays (BCS) at 0.50% falls in the bottom quartile of its peers.
BCS
Banks industry group
0.50%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- BCS
- 0.50%
- Min
- 0.00%
FHN
Banks industry group
2.85%
- Max
- 5.79%
- Q3
- 3.18%
- FHN
- 2.85%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Barclays (BCS) at 22.96% pays out a band-typical share of earnings, while First Horizon (FHN) at 47.48% distributes more than its industry norm — less retained, thinner cover.
BCS
Banks industry group
22.96%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BCS
- 22.96%
- Q1
- 18.98%
- Min
- 0.00%
FHN
Banks industry group
47.48%
- Max
- 70.75%
- FHN
- 47.48%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BCS | FHN |
|---|---|---|
| Dividend Yield (TTM) | 0.50% | 2.85% |
| Dividend Payout Ratio (TTM) | 22.96% | 47.48% |
Valuation
P/E Ratio (TTM)
Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while First Horizon (FHN) at 16.58 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
BCS
Banks industry group
8.33
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- BCS
- 8.33
- Min
- 6.49
FHN
Banks industry group
16.58
- Max
- 18.16
- FHN
- 16.58
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Barclays (BCS) in Banks and First Horizon (FHN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while First Horizon (FHN) at 1.34 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.
BCS
Banks industry group
0.88
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BCS
- 0.88
- Min
- 0.59
FHN
Banks industry group
1.34
- Max
- 2.28
- Q3
- 1.58
- FHN
- 1.34
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BCS | FHN |
|---|---|---|
| P/E Ratio (TTM) | 8.33 | 16.58 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.88 | 1.34 |
| Free Cash Flow Yield (TTM) | -- | -- |