BCS vs. CHYM: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BCS and CHYM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
BCS trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, CHYM is a standard domestic listing.
| Symbol | BCS | CHYM |
|---|---|---|
| Company Name | Barclays PLC | Chime Financial, Inc. |
| Country | United Kingdom | United States |
| GICS Sector | Financials | Financials |
| GICS Industry | Banks | Financial Services |
| Market Capitalization | 71.24 billion USD | 9.88 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | September 9, 1986 | June 12, 2025 |
| Security Type | ADR | Common Stock |
Historical Performance
This chart compares the performance of BCS and CHYM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BCS | CHYM |
|---|---|---|
| 5-Day Price Return | -0.37% | -6.60% |
| 13-Week Price Return | 12.89% | -- |
| 26-Week Price Return | 26.89% | -- |
| 52-Week Price Return | 65.49% | -- |
| Month-to-Date Return | 0.22% | -18.57% |
| Year-to-Date Return | 38.77% | -24.49% |
| 10-Day Avg. Volume | 17.66M | 2.87M |
| 3-Month Avg. Volume | 28.22M | 3.88M |
| 3-Month Volatility | 22.35% | -- |
| Beta | 1.75 | 2.19 |
Profitability
Return on Equity (TTM)
BCS
12.12%
Banks Industry
- Max
- 26.37%
- Q3
- 15.92%
- Median
- 12.25%
- Q1
- 8.69%
- Min
- 0.15%
BCS’s Return on Equity of 12.12% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.
CHYM
--
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
Return on Equity data for CHYM is currently unavailable.
Net Profit Margin (TTM)
BCS
--
Banks Industry
- Max
- 54.20%
- Q3
- 35.70%
- Median
- 28.97%
- Q1
- 22.53%
- Min
- 6.98%
Net Profit Margin data for BCS is currently unavailable.
CHYM
-86.97%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
CHYM has a negative Net Profit Margin of -86.97%, indicating the company is operating at a net loss as its expenses exceeded its revenues.
Operating Profit Margin (TTM)
BCS
--
Banks Industry
- Max
- 63.35%
- Q3
- 44.59%
- Median
- 37.24%
- Q1
- 28.25%
- Min
- 13.37%
Operating Profit Margin data for BCS is currently unavailable.
CHYM
-88.02%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
CHYM has a negative Operating Profit Margin of -88.02%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
Profitability at a Glance
| Symbol | BCS | CHYM |
|---|---|---|
| Return on Equity (TTM) | 12.12% | -- |
| Return on Assets (TTM) | 0.57% | -- |
| Net Profit Margin (TTM) | -- | -86.97% |
| Operating Profit Margin (TTM) | -- | -88.02% |
| Gross Profit Margin (TTM) | -- | 87.82% |
Financial Strength
Current Ratio (MRQ)
BCS
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
CHYM
4.83
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
BCS
3.86
Banks Industry
- Max
- 4.75
- Q3
- 2.62
- Median
- 1.02
- Q1
- 0.39
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.
CHYM
0.00
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
BCS
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.
CHYM
--
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | BCS | CHYM |
|---|---|---|
| Current Ratio (MRQ) | -- | 4.83 |
| Quick Ratio (MRQ) | -- | 4.62 |
| Debt-to-Equity Ratio (MRQ) | 3.86 | 0.00 |
| Interest Coverage Ratio (TTM) | -- | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BCS
0.00%
Banks Industry
- Max
- 10.27%
- Q3
- 5.83%
- Median
- 3.81%
- Q1
- 2.50%
- Min
- 0.00%
BCS currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
CHYM
0.00%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
CHYM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
BCS
22.39%
Banks Industry
- Max
- 147.07%
- Q3
- 80.55%
- Median
- 54.40%
- Q1
- 35.71%
- Min
- 0.00%
BCS’s Dividend Payout Ratio of 22.39% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
CHYM
0.00%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
CHYM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | BCS | CHYM |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 22.39% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
BCS
5.92
Banks Industry
- Max
- 20.05
- Q3
- 12.65
- Median
- 10.21
- Q1
- 7.54
- Min
- 2.74
In the lower quartile for the Banks industry, BCS’s P/E Ratio of 5.92 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
CHYM
--
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
P/E Ratio data for CHYM is currently unavailable.
Price-to-Sales Ratio (TTM)
BCS
--
Banks Industry
- Max
- 5.06
- Q3
- 2.98
- Median
- 2.24
- Q1
- 1.59
- Min
- 0.45
The P/S Ratio is often not a primary valuation tool in the Banks industry.
CHYM
9.43
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
BCS
0.63
Banks Industry
- Max
- 2.18
- Q3
- 1.36
- Median
- 1.09
- Q1
- 0.81
- Min
- 0.20
BCS’s P/B Ratio of 0.63 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
CHYM
8.81
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
At 8.81, CHYM’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | BCS | CHYM |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 5.92 | -- |
| Price-to-Sales Ratio (TTM) | -- | 9.43 |
| Price-to-Book Ratio (MRQ) | 0.63 | 8.81 |
| Price-to-Free Cash Flow Ratio (TTM) | 2.58 | -- |