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BCH vs. CHYM: A Head-to-Head Stock Comparison

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Here’s a clear look at BCH and CHYM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

BCH trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, CHYM is a standard domestic listing.

SymbolBCHCHYM
Company NameBanco de ChileChime Financial, Inc.
CountryChileUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksFinancial Services
Market Capitalization14.97 billion USD11.15 billion USD
ExchangeNYSENasdaqGS
Listing DateAugust 2, 2002June 12, 2025
Security TypeADRCommon Stock

Historical Performance

This chart compares the performance of BCH and CHYM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BCH vs. CHYM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBCHCHYM
5-Day Price Return2.73%-10.62%
13-Week Price Return-2.28%--
26-Week Price Return13.14%--
52-Week Price Return26.67%--
Month-to-Date Return3.90%-12.21%
Year-to-Date Return23.13%-18.59%
10-Day Avg. Volume79.51M2.58M
3-Month Avg. Volume103.96M4.14M
3-Month Volatility16.92%--
Beta0.882.18

Profitability

Return on Equity (TTM)

BCH

22.69%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

In the upper quartile for the Banks industry, BCH’s Return on Equity of 22.69% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

CHYM

--

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

Return on Equity data for CHYM is currently unavailable.

BCH vs. CHYM: A comparison of their Return on Equity (TTM) against their respective Banks and Financial Services industry benchmarks.

Net Profit Margin (TTM)

BCH

34.28%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

BCH’s Net Profit Margin of 34.28% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

CHYM

2.49%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

Falling into the lower quartile for the Financial Services industry, CHYM’s Net Profit Margin of 2.49% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

BCH vs. CHYM: A comparison of their Net Profit Margin (TTM) against their respective Banks and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

BCH

43.16%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

BCH’s Operating Profit Margin of 43.16% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

CHYM

1.76%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

CHYM’s Operating Profit Margin of 1.76% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

BCH vs. CHYM: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Financial Services industry benchmarks.

Profitability at a Glance

SymbolBCHCHYM
Return on Equity (TTM)22.69%--
Return on Assets (TTM)2.35%--
Net Profit Margin (TTM)34.28%2.49%
Operating Profit Margin (TTM)43.16%1.76%
Gross Profit Margin (TTM)--88.35%

Financial Strength

Current Ratio (MRQ)

BCH

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CHYM

3.80

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BCH vs. CHYM: A comparison of their Current Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BCH

2.40

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

CHYM

0.00

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

BCH vs. CHYM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

BCH

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

CHYM

--

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

BCH vs. CHYM: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Financial Strength at a Glance

SymbolBCHCHYM
Current Ratio (MRQ)--3.80
Quick Ratio (MRQ)--3.56
Debt-to-Equity Ratio (MRQ)2.400.00
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

BCH vs. CHYM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BCH vs. CHYM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BCH

7.08%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

With a Dividend Yield of 7.08%, BCH offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

CHYM

0.00%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

CHYM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BCH vs. CHYM: A comparison of their Dividend Yield (TTM) against their respective Banks and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

BCH

302.60%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

At 302.60%, BCH’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Banks industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

CHYM

0.00%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

CHYM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BCH vs. CHYM: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Dividend at a Glance

SymbolBCHCHYM
Dividend Yield (TTM)7.08%0.00%
Dividend Payout Ratio (TTM)302.60%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BCH

11.35

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

BCH’s P/E Ratio of 11.35 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CHYM

844.94

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

At 844.94, CHYM’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

BCH vs. CHYM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

BCH

2.76

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

CHYM

21.08

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

BCH vs. CHYM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

BCH

2.34

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

At 2.34, BCH’s P/B Ratio is at an extreme premium to the Banks industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

CHYM

--

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

P/B Ratio data for CHYM is currently unavailable.

BCH vs. CHYM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Valuation at a Glance

SymbolBCHCHYM
Price-to-Earnings Ratio (TTM)11.35844.94
Price-to-Sales Ratio (TTM)2.7621.08
Price-to-Book Ratio (MRQ)2.34--
Price-to-Free Cash Flow Ratio (TTM)6.07--