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BBD vs. USB: A Head-to-Head Stock Comparison

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Here’s a clear look at BBD and USB, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

BBD trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, USB is a standard domestic listing.

SymbolBBDUSB
Company NameBanco Bradesco S.A.U.S. Bancorp
CountryBrazilUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksBanks
Market Capitalization28.49 billion USD72.53 billion USD
ExchangeNYSENYSE
Listing DateAugust 2, 2002May 3, 1973
Security TypeADRCommon Stock

Historical Performance

This chart compares the performance of BBD and USB by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BBD vs. USB: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBBDUSB
5-Day Price Return3.83%5.72%
13-Week Price Return6.90%5.91%
26-Week Price Return35.25%-2.37%
52-Week Price Return14.18%12.39%
Month-to-Date Return4.77%3.67%
Year-to-Date Return40.74%-2.55%
10-Day Avg. Volume31.80M7.98M
3-Month Avg. Volume34.44M10.67M
3-Month Volatility18.80%22.71%
Beta1.341.10

Profitability

Return on Equity (TTM)

BBD

9.84%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

BBD’s Return on Equity of 9.84% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

USB

11.55%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

USB’s Return on Equity of 11.55% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

BBD vs. USB: A comparison of their Return on Equity (TTM) against the Banks industry benchmark.

Net Profit Margin (TTM)

BBD

15.40%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, BBD’s Net Profit Margin of 15.40% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

USB

20.01%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, USB’s Net Profit Margin of 20.01% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

BBD vs. USB: A comparison of their Net Profit Margin (TTM) against the Banks industry benchmark.

Operating Profit Margin (TTM)

BBD

17.55%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

BBD’s Operating Profit Margin of 17.55% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

USB

25.22%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

USB’s Operating Profit Margin of 25.22% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

BBD vs. USB: A comparison of their Operating Profit Margin (TTM) against the Banks industry benchmark.

Profitability at a Glance

SymbolBBDUSB
Return on Equity (TTM)9.84%11.55%
Return on Assets (TTM)0.81%1.01%
Net Profit Margin (TTM)15.40%20.01%
Operating Profit Margin (TTM)17.55%25.22%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

BBD

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

USB

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BBD vs. USB: A comparison of their Current Ratio (MRQ) against the Banks industry benchmark.

Debt-to-Equity Ratio (MRQ)

BBD

4.06

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

USB

1.29

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BBD vs. USB: A comparison of their Debt-to-Equity Ratio (MRQ) against the Banks industry benchmark.

Interest Coverage Ratio (TTM)

BBD

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

USB

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BBD vs. USB: A comparison of their Interest Coverage Ratio (TTM) against the Banks industry benchmark.

Financial Strength at a Glance

SymbolBBDUSB
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)4.061.29
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

BBD vs. USB: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BBD vs. USB: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BBD

6.25%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

With a Dividend Yield of 6.25%, BBD offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

USB

4.85%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

USB’s Dividend Yield of 4.85% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

BBD vs. USB: A comparison of their Dividend Yield (TTM) against the Banks industry benchmark.

Dividend Payout Ratio (TTM)

BBD

40.21%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

BBD’s Dividend Payout Ratio of 40.21% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

USB

50.28%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

USB’s Dividend Payout Ratio of 50.28% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BBD vs. USB: A comparison of their Dividend Payout Ratio (TTM) against the Banks industry benchmark.

Dividend at a Glance

SymbolBBDUSB
Dividend Yield (TTM)6.25%4.85%
Dividend Payout Ratio (TTM)40.21%50.28%

Valuation

Price-to-Earnings Ratio (TTM)

BBD

10.12

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

BBD’s P/E Ratio of 10.12 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

USB

10.36

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

USB’s P/E Ratio of 10.36 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BBD vs. USB: A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry benchmark.

Price-to-Sales Ratio (TTM)

BBD

1.03

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

USB

2.10

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BBD vs. USB: A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry benchmark.

Price-to-Book Ratio (MRQ)

BBD

0.77

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

BBD’s P/B Ratio of 0.77 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

USB

1.15

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

USB’s P/B Ratio of 1.15 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BBD vs. USB: A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry benchmark.

Valuation at a Glance

SymbolBBDUSB
Price-to-Earnings Ratio (TTM)10.1210.36
Price-to-Sales Ratio (TTM)1.032.10
Price-to-Book Ratio (MRQ)0.771.15
Price-to-Free Cash Flow Ratio (TTM)1.439.20