BBD vs. USB: Banco Bradesco vs. U.S. Bancorp Stock Comparison
How do Banco Bradesco (BBD) and U.S. Bancorp (USB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bradesco (BBD) and U.S. Bancorp (USB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
U.S. Bancorp (USB) trades as ordinary local shares, while Banco Bradesco (BBD) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BBD | USB |
|---|---|---|
| Name | Banco Bradesco S.A. ADR | U.S. Bancorp |
| Country/Region | Brazil | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 28.39 billion USD | 92.64 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | May 3, 1973 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBD | USB |
|---|---|---|
| Total Return (1Y) | -20.95% | 34.87% |
| Total Return (3Y, Annualized) | 2.33% | 27.22% |
| Total Return (5Y, Annualized) | 0.81% | 4.97% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BBD | USB |
|---|---|---|
| Volatility (1Y, Annualized) | 49.48% | 22.72% |
| Beta (5Y) | 0.64 | 0.99 |
| Max Drawdown (5Y) | -52.00% | -52.13% |
| Avg. Volume (3M) | 43.85M | 7.25M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBD | USB |
|---|---|---|
| Sharpe Ratio (1Y) | -0.51 | 1.35 |
| Sortino Ratio (1Y) | -0.67 | 1.98 |
Profitability
ROE (TTM)
Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while U.S. Bancorp (USB) at 12.84% is closer to the peer norm — stronger capital efficiency for BBD.
BBD
Banks industry group
14.20%
- Max
- 19.84%
- BBD
- 14.20%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
USB
Banks industry group
12.84%
- Max
- 19.84%
- Q3
- 13.67%
- USB
- 12.84%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Banco Bradesco (BBD) at 27.27% and U.S. Bancorp (USB) at 30.01% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BBD
Banks industry group
27.27%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BBD
- 27.27%
- Q1
- 27.11%
- Min
- 14.93%
USB
Banks industry group
30.01%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- USB
- 30.01%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and U.S. Bancorp (USB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBD | USB |
|---|---|---|
| ROE (TTM) | 14.20% | 12.84% |
| ROA (TTM) | 1.12% | 1.20% |
| Net Margin (TTM) | 27.27% | 30.01% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Banco Bradesco (BBD) at 11.85% is around its peer norm for revenue growth, while U.S. Bancorp (USB) at 4.41% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while U.S. Bancorp (USB) at 21.90% is closer to the peer norm — faster per-share earnings growth for BBD.
Growth Metrics
| Metric | BBD | USB |
|---|---|---|
| Revenue Growth (YoY) | 11.85% | 4.41% |
| Revenue Growth (3Y CAGR) | 2.67% | 5.68% |
| EPS Growth (YoY) | 37.42% | 21.90% |
| EPS Growth (3Y CAGR) | 4.44% | 7.78% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and U.S. Bancorp (USB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and U.S. Bancorp (USB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBD | USB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
U.S. Bancorp (USB) at 3.51% earns its spot in the top quartile of its industry’s yields; Banco Bradesco (BBD) at 53.03% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.
BBD
Banks industry group
53.03%
- BBD
- 53.03%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
USB
Banks industry group
3.51%
- Max
- 5.79%
- USB
- 3.51%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
U.S. Bancorp (USB) at 40.86% pays out a band-typical share of earnings, while Banco Bradesco (BBD) at 53.52% distributes more than its industry norm — less retained, thinner cover.
BBD
Banks industry group
53.52%
- Max
- 70.75%
- BBD
- 53.52%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
USB
Banks industry group
40.86%
- Max
- 70.75%
- Q3
- 41.28%
- USB
- 40.86%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BBD | USB |
|---|---|---|
| Dividend Yield (TTM) | 53.03% | 3.51% |
| Dividend Payout Ratio (TTM) | 53.52% | 40.86% |
Valuation
P/E Ratio (TTM)
Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while U.S. Bancorp (USB) at 11.57 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.
BBD
Banks industry group
5.64
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
- BBD
- 5.64
USB
Banks industry group
11.57
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- USB
- 11.57
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and U.S. Bancorp (USB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile against book while U.S. Bancorp (USB) at 1.55 is valued near its industry’s middle — BBD is cheaper on assets, though weigh it against ROE and asset quality.
BBD
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BBD
- 0.69
- Min
- 0.59
USB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- USB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BBD | USB |
|---|---|---|
| P/E Ratio (TTM) | 5.64 | 11.57 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |