BBD vs. MMC: A Head-to-Head Stock Comparison

Updated on August 24, 2025

Here’s a clear look at BBD and MMC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

BBD trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, MMC is a standard domestic listing.

Symbol	BBD	MMC
Company Name	Banco Bradesco S.A.	Marsh & McLennan Companies, Inc.
Country	Brazil	United States
GICS Sector	Financials	Financials
GICS Industry	Banks	Insurance
Market Capitalization	29.91 billion USD	103.84 billion USD
Exchange	NYSE	NYSE
Listing Date	August 2, 2002	February 21, 1973
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of BBD and MMC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BBD vs. MMC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BBD	MMC
5-Day Price Return	-2.11%	2.04%
13-Week Price Return	0.64%	-8.90%
26-Week Price Return	28.58%	-8.61%
52-Week Price Return	4.16%	-5.36%
Month-to-Date Return	1.67%	6.03%
Year-to-Date Return	36.59%	-0.56%
10-Day Avg. Volume	28.83M	2.11M
3-Month Avg. Volume	33.33M	2.33M
3-Month Volatility	19.99%	16.42%
Beta	1.35	0.83

Profitability

Return on Equity (TTM)

BBD

9.84%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

BBD’s Return on Equity of 9.84% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

MMC

29.03%

Insurance Industry

Max: 29.03%
Q3: 18.11%
Median: 13.90%
Q1: 10.42%
Min: -0.64%

In the upper quartile for the Insurance industry, MMC’s Return on Equity of 29.03% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BBD vs. MMC: A comparison of their Return on Equity (TTM) against their respective Banks and Insurance industry benchmarks.

Net Profit Margin (TTM)

BBD

15.40%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

Falling into the lower quartile for the Banks industry, BBD’s Net Profit Margin of 15.40% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

MMC

16.00%

Insurance Industry

Max: 26.78%
Q3: 14.06%
Median: 9.15%
Q1: 5.48%
Min: -7.05%

A Net Profit Margin of 16.00% places MMC in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

BBD vs. MMC: A comparison of their Net Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Operating Profit Margin (TTM)

BBD

17.55%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

BBD’s Operating Profit Margin of 17.55% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

MMC

23.58%

Insurance Industry

Max: 35.49%
Q3: 19.49%
Median: 14.35%
Q1: 8.53%
Min: -5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

BBD vs. MMC: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Profitability at a Glance

Symbol	BBD	MMC
Return on Equity (TTM)	9.84%	29.03%
Return on Assets (TTM)	0.81%	7.44%
Net Profit Margin (TTM)	15.40%	16.00%
Operating Profit Margin (TTM)	17.55%	23.58%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

BBD

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MMC

1.20

Insurance Industry

Max: 2.97
Q3: 1.33
Median: 0.55
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BBD vs. MMC: A comparison of their Current Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BBD

4.06

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

MMC

1.25

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.22
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

BBD vs. MMC: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

BBD

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

MMC

10.06

Insurance Industry

Max: 43.68
Q3: 20.84
Median: 9.56
Q1: 3.34
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

BBD vs. MMC: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Financial Strength at a Glance

Symbol	BBD	MMC
Current Ratio (MRQ)	--	1.20
Quick Ratio (MRQ)	--	1.20
Debt-to-Equity Ratio (MRQ)	4.06	1.25
Interest Coverage Ratio (TTM)	--	10.06

Growth

Revenue Growth

BBD vs. MMC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BBD vs. MMC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BBD

6.45%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

With a Dividend Yield of 6.45%, BBD offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

MMC

1.56%

Insurance Industry

Max: 8.23%
Q3: 4.54%
Median: 3.42%
Q1: 1.97%
Min: 0.00%

MMC’s Dividend Yield of 1.56% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

BBD vs. MMC: A comparison of their Dividend Yield (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

BBD

40.21%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

BBD’s Dividend Payout Ratio of 40.21% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

MMC

39.18%

Insurance Industry

Max: 168.02%
Q3: 85.57%
Median: 50.71%
Q1: 22.04%
Min: 0.00%

MMC’s Dividend Payout Ratio of 39.18% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BBD vs. MMC: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend at a Glance

Symbol	BBD	MMC
Dividend Yield (TTM)	6.45%	1.56%
Dividend Payout Ratio (TTM)	40.21%	39.18%

Valuation

Price-to-Earnings Ratio (TTM)

BBD

9.81

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

BBD’s P/E Ratio of 9.81 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

MMC

25.14

Insurance Industry

Max: 28.91
Q3: 17.76
Median: 13.63
Q1: 10.02
Min: 2.89

A P/E Ratio of 25.14 places MMC in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

BBD vs. MMC: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

BBD

1.03

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

MMC

4.02

Insurance Industry

Max: 3.72
Q3: 1.98
Median: 1.23
Q1: 0.81
Min: 0.23

With a P/S Ratio of 4.02, MMC trades at a valuation that eclipses even the highest in the Insurance industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

BBD vs. MMC: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

BBD

0.77

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

BBD’s P/B Ratio of 0.77 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

MMC

6.83

Insurance Industry

Max: 4.37
Q3: 2.48
Median: 1.68
Q1: 1.19
Min: 0.19

At 6.83, MMC’s P/B Ratio is at an extreme premium to the Insurance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

BBD vs. MMC: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Valuation at a Glance

Symbol	BBD	MMC
Price-to-Earnings Ratio (TTM)	9.81	25.14
Price-to-Sales Ratio (TTM)	1.03	4.02
Price-to-Book Ratio (MRQ)	0.77	6.83
Price-to-Free Cash Flow Ratio (TTM)	1.39	19.46