BBD vs. CHYM: A Head-to-Head Stock Comparison

Updated on August 23, 2025

Here’s a clear look at BBD and CHYM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

BBD trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, CHYM is a standard domestic listing.

Symbol	BBD	CHYM
Company Name	Banco Bradesco S.A.	Chime Financial, Inc.
Country	Brazil	United States
GICS Sector	Financials	Financials
GICS Industry	Banks	Financial Services
Market Capitalization	29.91 billion USD	9.88 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	August 2, 2002	June 12, 2025
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of BBD and CHYM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BBD vs. CHYM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BBD	CHYM
5-Day Price Return	-2.11%	-6.60%
13-Week Price Return	0.64%	--
26-Week Price Return	28.58%	--
52-Week Price Return	4.16%	--
Month-to-Date Return	1.67%	-18.57%
Year-to-Date Return	36.59%	-24.49%
10-Day Avg. Volume	28.83M	2.87M
3-Month Avg. Volume	33.33M	3.88M
3-Month Volatility	19.99%	--
Beta	1.35	2.19

Profitability

Return on Equity (TTM)

BBD

9.84%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

BBD’s Return on Equity of 9.84% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

CHYM

Financial Services Industry

Max: 40.58%
Q3: 20.06%
Median: 10.67%
Q1: 4.19%
Min: -10.31%

Return on Equity data for CHYM is currently unavailable.

BBD vs. CHYM: A comparison of their Return on Equity (TTM) against their respective Banks and Financial Services industry benchmarks.

Net Profit Margin (TTM)

BBD

15.40%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

Falling into the lower quartile for the Banks industry, BBD’s Net Profit Margin of 15.40% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

CHYM

-86.97%

Financial Services Industry

Max: 52.86%
Q3: 25.58%
Median: 12.23%
Q1: 6.64%
Min: -9.92%

CHYM has a negative Net Profit Margin of -86.97%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

BBD vs. CHYM: A comparison of their Net Profit Margin (TTM) against their respective Banks and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

BBD

17.55%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

BBD’s Operating Profit Margin of 17.55% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

CHYM

-88.02%

Financial Services Industry

Max: 77.28%
Q3: 37.68%
Median: 18.17%
Q1: 9.27%
Min: -8.19%

CHYM has a negative Operating Profit Margin of -88.02%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

BBD vs. CHYM: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	BBD	CHYM
Return on Equity (TTM)	9.84%	--
Return on Assets (TTM)	0.81%	--
Net Profit Margin (TTM)	15.40%	-86.97%
Operating Profit Margin (TTM)	17.55%	-88.02%
Gross Profit Margin (TTM)	--	87.82%

Financial Strength

Current Ratio (MRQ)

BBD

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CHYM

4.83

Financial Services Industry

Max: 4.58
Q3: 2.59
Median: 1.33
Q1: 0.69
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BBD vs. CHYM: A comparison of their Current Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BBD

4.06

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

CHYM

0.00

Financial Services Industry

Max: 4.96
Q3: 2.10
Median: 0.57
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

BBD vs. CHYM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

BBD

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

CHYM

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

BBD vs. CHYM: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	BBD	CHYM
Current Ratio (MRQ)	--	4.83
Quick Ratio (MRQ)	--	4.62
Debt-to-Equity Ratio (MRQ)	4.06	0.00
Interest Coverage Ratio (TTM)	--	--

Growth

Revenue Growth

BBD vs. CHYM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BBD vs. CHYM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BBD

6.45%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

With a Dividend Yield of 6.45%, BBD offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

CHYM

0.00%

Financial Services Industry

Max: 8.18%
Q3: 3.60%
Median: 1.56%
Q1: 0.00%
Min: 0.00%

CHYM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BBD vs. CHYM: A comparison of their Dividend Yield (TTM) against their respective Banks and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

BBD

40.21%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

BBD’s Dividend Payout Ratio of 40.21% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

CHYM

0.00%

Financial Services Industry

Max: 155.56%
Q3: 63.71%
Median: 18.08%
Q1: 0.00%
Min: 0.00%

CHYM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BBD vs. CHYM: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	BBD	CHYM
Dividend Yield (TTM)	6.45%	0.00%
Dividend Payout Ratio (TTM)	40.21%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BBD

9.81

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

BBD’s P/E Ratio of 9.81 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CHYM

Financial Services Industry

Max: 63.23
Q3: 32.10
Median: 14.41
Q1: 10.81
Min: 0.37

P/E Ratio data for CHYM is currently unavailable.

BBD vs. CHYM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

BBD

1.03

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

CHYM

9.43

Financial Services Industry

Max: 11.16
Q3: 5.45
Median: 2.61
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

BBD vs. CHYM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

BBD

0.77

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

BBD’s P/B Ratio of 0.77 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

CHYM

8.81

Financial Services Industry

Max: 7.09
Q3: 3.79
Median: 1.46
Q1: 0.83
Min: 0.04

At 8.81, CHYM’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

BBD vs. CHYM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	BBD	CHYM
Price-to-Earnings Ratio (TTM)	9.81	--
Price-to-Sales Ratio (TTM)	1.03	9.43
Price-to-Book Ratio (MRQ)	0.77	8.81
Price-to-Free Cash Flow Ratio (TTM)	1.39	--