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BANF vs. BCH: A Head-to-Head Stock Comparison

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Here’s a clear look at BANF and BCH, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

BANF is a standard domestic listing, while BCH trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolBANFBCH
Company NameBancFirst CorporationBanco de Chile
CountryUnited StatesChile
GICS SectorFinancialsFinancials
GICS IndustryBanksBanks
Market Capitalization4.22 billion USD14.97 billion USD
ExchangeNasdaqGSNYSE
Listing DateMarch 26, 1990August 2, 2002
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of BANF and BCH by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BANF vs. BCH: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBANFBCH
5-Day Price Return5.61%2.73%
13-Week Price Return-0.57%-2.28%
26-Week Price Return2.83%13.14%
52-Week Price Return29.98%26.67%
Month-to-Date Return1.73%3.90%
Year-to-Date Return8.11%23.13%
10-Day Avg. Volume0.11M79.51M
3-Month Avg. Volume0.12M103.96M
3-Month Volatility25.49%16.92%
Beta0.790.88

Profitability

Return on Equity (TTM)

BANF

13.90%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

BANF’s Return on Equity of 13.90% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

BCH

22.69%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

In the upper quartile for the Banks industry, BCH’s Return on Equity of 22.69% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BANF vs. BCH: A comparison of their Return on Equity (TTM) against the Banks industry benchmark.

Net Profit Margin (TTM)

BANF

35.70%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

BANF’s Net Profit Margin of 35.70% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

BCH

34.28%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

BCH’s Net Profit Margin of 34.28% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

BANF vs. BCH: A comparison of their Net Profit Margin (TTM) against the Banks industry benchmark.

Operating Profit Margin (TTM)

BANF

45.24%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

An Operating Profit Margin of 45.24% places BANF in the upper quartile for the Banks industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

BCH

43.16%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

BCH’s Operating Profit Margin of 43.16% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

BANF vs. BCH: A comparison of their Operating Profit Margin (TTM) against the Banks industry benchmark.

Profitability at a Glance

SymbolBANFBCH
Return on Equity (TTM)13.90%22.69%
Return on Assets (TTM)1.66%2.35%
Net Profit Margin (TTM)35.70%34.28%
Operating Profit Margin (TTM)45.24%43.16%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

BANF

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BCH

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BANF vs. BCH: A comparison of their Current Ratio (MRQ) against the Banks industry benchmark.

Debt-to-Equity Ratio (MRQ)

BANF

0.05

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BCH

2.40

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BANF vs. BCH: A comparison of their Debt-to-Equity Ratio (MRQ) against the Banks industry benchmark.

Interest Coverage Ratio (TTM)

BANF

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BCH

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BANF vs. BCH: A comparison of their Interest Coverage Ratio (TTM) against the Banks industry benchmark.

Financial Strength at a Glance

SymbolBANFBCH
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)0.052.40
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

BANF vs. BCH: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BANF vs. BCH: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BANF

1.41%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

BANF’s Dividend Yield of 1.41% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

BCH

7.08%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

With a Dividend Yield of 7.08%, BCH offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

BANF vs. BCH: A comparison of their Dividend Yield (TTM) against the Banks industry benchmark.

Dividend Payout Ratio (TTM)

BANF

26.51%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

BANF’s Dividend Payout Ratio of 26.51% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

BCH

302.60%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

At 302.60%, BCH’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Banks industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

BANF vs. BCH: A comparison of their Dividend Payout Ratio (TTM) against the Banks industry benchmark.

Dividend at a Glance

SymbolBANFBCH
Dividend Yield (TTM)1.41%7.08%
Dividend Payout Ratio (TTM)26.51%302.60%

Valuation

Price-to-Earnings Ratio (TTM)

BANF

17.83

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

A P/E Ratio of 17.83 places BANF in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

BCH

11.35

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

BCH’s P/E Ratio of 11.35 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BANF vs. BCH: A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry benchmark.

Price-to-Sales Ratio (TTM)

BANF

4.58

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BCH

2.76

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BANF vs. BCH: A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry benchmark.

Price-to-Book Ratio (MRQ)

BANF

2.18

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

BANF’s P/B Ratio of 2.18 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BCH

2.34

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

At 2.34, BCH’s P/B Ratio is at an extreme premium to the Banks industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

BANF vs. BCH: A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry benchmark.

Valuation at a Glance

SymbolBANFBCH
Price-to-Earnings Ratio (TTM)17.8311.35
Price-to-Sales Ratio (TTM)4.582.76
Price-to-Book Ratio (MRQ)2.182.34
Price-to-Free Cash Flow Ratio (TTM)17.816.07