BAC vs. V: A Head-to-Head Stock Comparison

April 14, 2026

Here's a clear look at BAC and V, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BAC	V
Company Name	Bank of America Corporation	Visa Inc.
Country	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Banks	Financial Services
GICS Industry	Banks	Financial Services
GICS Sub-Industry	Diversified Banks	Transaction & Payment Processing Services
Market Capitalization	377.06 billion USD	586.82 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	February 21, 1973	March 19, 2008
Security Type	Common Stock	Common Stock

V's market capitalization (586.82 billion USD) is significantly greater than BAC's (377.06 billion USD), highlighting its more substantial market valuation.

Historical Performance

This chart compares the performance of BAC and V by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC vs. V: Growth of a $10,000 investment over the past five years.

Historical Performance at a Glance

Symbol	BAC	V
5-Day Price Return	4.95%	0.34%
13-Week Price Return	-5.57%	-14.48%
26-Week Price Return	3.75%	-13.00%
52-Week Price Return	41.43%	-8.44%
Month-to-Date Return	7.77%	0.70%
Year-to-Date Return	-4.47%	-13.22%
10-Day Avg. Volume	34.04M	6.84M
3-Month Avg. Volume	40.23M	7.52M
3-Month Volatility	26.61%	23.30%
Beta	1.27	0.77

BAC's beta of 1.27 points to significantly higher volatility compared to V (beta: 0.77), suggesting BAC has greater potential for both gains and losses relative to market movements.

Profitability

Return on Equity (TTM)

BAC

10.19%

Banks Industry

Max: 24.14%
Q3: 15.44%
Median: 11.45%
Q1: 8.99%
Min: 2.22%

BAC's Return on Equity of 10.19% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

V

54.22%

Financial Services Industry

Max: 38.09%
Q3: 19.19%
Median: 12.13%
Q1: 5.63%
Min: -10.90%

V's Return on Equity of 54.22% is exceptionally high, placing it well beyond the typical range for the Financial Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

BAC vs. V: A comparison of their Return on Equity (TTM) against their respective Banks and Financial Services industry benchmarks.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry

Max: 54.20%
Q3: 34.95%
Median: 28.81%
Q1: 21.97%
Min: 2.66%

BAC's Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

V

50.23%

Financial Services Industry

Max: 55.05%
Q3: 27.62%
Median: 14.11%
Q1: 5.57%
Min: -14.95%

A Net Profit Margin of 50.23% places V in the upper quartile for the Financial Services industry, signifying strong profitability and more effective cost management than most of its peers.

BAC vs. V: A comparison of their Net Profit Margin (TTM) against their respective Banks and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry

Max: 63.35%
Q3: 44.06%
Median: 36.71%
Q1: 28.13%
Min: 12.28%

BAC's Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

V

59.18%

Financial Services Industry

Max: 91.30%
Q3: 43.81%
Median: 23.13%
Q1: 10.94%
Min: -11.78%

An Operating Profit Margin of 59.18% places V in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

BAC vs. V: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	BAC	V
Return on Equity (TTM)	10.19%	54.22%
Return on Assets (TTM)	0.90%	21.36%
Net Profit Margin (TTM)	30.16%	50.23%
Operating Profit Margin (TTM)	32.74%	59.18%
Gross Profit Margin (TTM)	--	81.08%

Financial Strength

Current Ratio (MRQ)

BAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

V

1.11

Financial Services Industry

Max: 5.43
Q3: 2.66
Median: 1.35
Q1: 0.77
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BAC vs. V: A comparison of their Current Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BAC

2.34

Banks Industry

Max: 4.88
Q3: 2.58
Median: 0.97
Q1: 0.33
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

V

0.55

Financial Services Industry

Max: 4.81
Q3: 2.02
Median: 0.64
Q1: 0.13
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

BAC vs. V: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

BAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

V

24.71

Financial Services Industry

Max: 130.92
Q3: 54.49
Median: 4.39
Q1: 1.19
Min: -44.62

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

BAC vs. V: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	BAC	V
Current Ratio (MRQ)	--	1.11
Quick Ratio (MRQ)	--	1.07
Debt-to-Equity Ratio (MRQ)	2.34	0.55
Interest Coverage Ratio (TTM)	--	24.71

Growth

Revenue Growth

BAC vs. V: A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Symbol	BAC	V
Revenue Growth (MRQ vs Prior YoY)	71.37%	14.63%
Revenue Growth (TTM vs Prior YoY)	99.37%	12.47%
3-Year Revenue CAGR	0.62%	10.92%
5-Year Revenue CAGR	4.74%	12.86%

EPS Growth

BAC vs. V: A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

Symbol	BAC	V
EPS Growth (MRQ vs Prior YoY)	16.78%	17.42%
EPS Growth (TTM vs Prior YoY)	16.51%	7.37%
3-Year EPS CAGR	5.63%	13.37%
5-Year EPS CAGR	14.32%	15.85%

Dividend

Dividend Yield (TTM)

BAC

2.54%

Banks Industry

Max: 9.82%
Q3: 5.29%
Median: 3.61%
Q1: 2.24%
Min: 0.00%

BAC's Dividend Yield of 2.54% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

V

0.82%

Financial Services Industry

Max: 7.79%
Q3: 3.75%
Median: 1.69%
Q1: 0.00%
Min: 0.00%

V's Dividend Yield of 0.82% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

BAC vs. V: A comparison of their Dividend Yield (TTM) against their respective Banks and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

BAC

31.22%

Banks Industry

Max: 134.04%
Q3: 76.80%
Median: 51.45%
Q1: 34.12%
Min: 0.00%

BAC's Dividend Payout Ratio of 31.22% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

V

22.88%

Financial Services Industry

Max: 124.83%
Q3: 56.49%
Median: 18.18%
Q1: 0.00%
Min: 0.00%

V's Dividend Payout Ratio of 22.88% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BAC vs. V: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	BAC	V
Dividend Yield (TTM)	2.54%	0.82%
Dividend Payout Ratio (TTM)	31.22%	22.88%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

12.31

Banks Industry

Max: 23.17
Q3: 14.65
Median: 11.29
Q1: 8.39
Min: 3.07

BAC's P/E Ratio of 12.31 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

V

27.90

Financial Services Industry

Max: 45.75
Q3: 25.53
Median: 11.61
Q1: 8.10
Min: 0.44

A P/E Ratio of 27.90 places V in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company's future growth.

BAC vs. V: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry

Max: 4.90
Q3: 3.01
Median: 2.18
Q1: 1.56
Min: 0.39

The P/S Ratio is often not a primary valuation tool in the Banks industry.

V

14.02

Financial Services Industry

Max: 7.64
Q3: 4.54
Median: 2.25
Q1: 1.05
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

BAC vs. V: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

BAC

1.32

Banks Industry

Max: 2.42
Q3: 1.59
Median: 1.21
Q1: 0.95
Min: 0.13

BAC's P/B Ratio of 1.32 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock's price is neither at a significant premium nor a discount to the book value of its peers.

V

17.29

Financial Services Industry

Max: 7.32
Q3: 3.53
Median: 1.47
Q1: 0.95
Min: 0.09

At 17.29, V's P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market's valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

BAC vs. V: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	BAC	V
Price-to-Earnings Ratio (TTM)	12.31	27.90
Price-to-Sales Ratio (TTM)	2.33	14.02
Price-to-Book Ratio (MRQ)	1.32	17.29
Price-to-Free Cash Flow Ratio (TTM)	5.18	25.30