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Bank of America (BAC) vs. Visa (V)

This page compares Bank of America (BAC) with Visa (V) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.

Company Profile

Bank of America (BAC) and Visa (V) share the Financials sector but sit in different industry groups — BAC in Banks and V in Financial Services.

SymbolBACV
Company NameBank of America CorporationVisa Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksFinancial Services
GICS IndustryBanksFinancial Services
GICS Sub-IndustryDiversified BanksTransaction & Payment Processing Services
Market Capitalization365.40 billion USD629.71 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973March 19, 2008
Security TypeCommon StockCommon Stock

Historical Performance

BAC
V
Loading price history…
Bank of America (BAC) vs. Visa (V): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Historical Performance at a Glance

SymbolBACV
5-Day Price Return3.46%1.65%
13-Week Price Return-2.43%3.82%
26-Week Price Return-2.61%-1.48%
52-Week Price Return19.05%-7.59%
Month-to-Date Return-3.69%0.39%
Year-to-Date Return-6.38%-5.59%
10-Day Avg. Volume36.93M7.57M
3-Month Avg. Volume39.67M7.80M
3-Month Volatility24.39%25.41%
Beta1.230.79

Profitability

Return on Equity (TTM)

Visa (V) posts Return on Equity (TTM) of 58.90%, above its industry benchmark range, while Bank of America (BAC) at 10.50% sits closer to the industry mid-range.

BAC

Banks industry group

10.50%

Max
19.43%
Q3
13.59%
Median
10.42%
Q1
8.86%
Min
4.22%

V

Financial Services industry group

58.90%

Max
47.95%
Q3
23.50%
Median
14.09%
Q1
6.10%
Min
-18.72%
Bank of America (BAC) vs. Visa (V): A comparison of their Return on Equity (TTM) against their respective Banks and Financial Services industry group benchmarks.

Net Profit Margin (TTM)

Visa (V) at 51.68% ranks in the top quartile for Net Profit Margin (TTM), ahead of Bank of America (BAC) at 30.16%, which sits closer to the industry mid-range.

BAC

Banks industry group

30.16%

Max
45.10%
Q3
33.38%
Median
28.75%
Q1
23.67%
Min
9.48%

V

Financial Services industry group

51.68%

Max
53.82%
Q3
25.02%
Median
14.32%
Q1
5.67%
Min
-19.79%
Bank of America (BAC) vs. Visa (V): A comparison of their Net Profit Margin (TTM) against their respective Banks and Financial Services industry group benchmarks.

Operating Profit Margin (TTM)

Visa (V) reports Operating Profit Margin (TTM) of 61.12%; for Bank of America (BAC), Operating Profit Margin (TTM) isn’t a meaningful figure under the Banks industry convention, so the two aren’t directly comparable here.

BAC

Banks industry group

32.74%

Max
59.75%
Q3
42.28%
Median
36.16%
Q1
30.13%
Min
12.28%

V

Financial Services industry group

61.12%

Max
73.39%
Q3
36.76%
Median
20.24%
Q1
11.35%
Min
-19.92%
Bank of America (BAC) vs. Visa (V): A comparison of their Operating Profit Margin (TTM) against their respective Banks and Financial Services industry group benchmarks.

Profitability at a Glance

SymbolBACV
Return on Equity (TTM)10.50%58.90%
Return on Assets (TTM)0.92%22.72%
Net Profit Margin (TTM)30.16%51.68%
Operating Profit Margin (TTM)32.74%61.12%
Gross Profit Margin (TTM)--81.29%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Bank of America (BAC) in Banks or Visa (V) in Financial Services under our convention.

BAC

Banks industry group

--

Max
0.20
Q3
0.16
Median
0.13
Q1
0.09
Min
0.06

V

Financial Services industry group

1.09

Max
4.77
Q3
2.27
Median
1.19
Q1
0.59
Min
0.00
Bank of America (BAC) vs. Visa (V): A comparison of their Current Ratio (MRQ) against their respective Banks and Financial Services industry group benchmarks.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Bank of America (BAC) in Banks or Visa (V) in Financial Services under our convention.

BAC

Banks industry group

2.45

Max
2.32
Q3
0.99
Median
0.21
Q1
0.10
Min
0.00

V

Financial Services industry group

0.67

Max
8.59
Q3
3.69
Median
1.22
Q1
0.23
Min
0.00
Bank of America (BAC) vs. Visa (V): A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Financial Services industry group benchmarks.

Interest Coverage Ratio (TTM)

Interest Coverage Ratio (TTM) isn’t a meaningful figure for either Bank of America (BAC) in Banks or Visa (V) in Financial Services under our convention.

BAC

Banks industry group

--

Max
1.51
Q3
0.91
Median
0.30
Q1
-0.30
Min
-0.91

V

Financial Services industry group

24.71

Max
33.37
Q3
20.09
Median
5.74
Q1
1.25
Min
-3.76
Bank of America (BAC) vs. Visa (V): A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Financial Services industry group benchmarks.

Financial Strength at a Glance

SymbolBACV
Current Ratio (MRQ)--1.09
Quick Ratio (MRQ)--0.97
Debt-to-Equity Ratio (MRQ)2.450.67
Interest Coverage Ratio (TTM)--24.71

Growth

Revenue Growth

Bank of America (BAC) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolBACV
Revenue Growth (MRQ vs Prior YoY)71.37%17.05%
Revenue Growth (TTM vs Prior YoY)99.37%14.37%
3-Year Revenue CAGR0.62%10.92%
5-Year Revenue CAGR4.74%12.86%

EPS Growth

Bank of America (BAC) vs. Visa (V): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolBACV
EPS Growth (MRQ vs Prior YoY)22.19%35.53%
EPS Growth (TTM vs Prior YoY)18.65%15.31%
3-Year EPS CAGR5.63%13.37%
5-Year EPS CAGR14.32%15.85%

Dividend

Dividend Yield (TTM)

Both Bank of America (BAC) at 2.65% and Visa (V) at 0.78% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.

BAC

Banks industry group

2.65%

Max
5.73%
Q3
3.62%
Median
2.88%
Q1
2.06%
Min
0.00%

V

Financial Services industry group

0.78%

Max
9.30%
Q3
3.78%
Median
1.47%
Q1
0.00%
Min
0.00%
Bank of America (BAC) vs. Visa (V): A comparison of their Dividend Yield (TTM) against their respective Banks and Financial Services industry group benchmarks.

Dividend Payout Ratio (TTM)

Both Bank of America (BAC) at 30.40% and Visa (V) at 21.94% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.

BAC

Banks industry group

30.40%

Max
82.25%
Q3
49.73%
Median
36.98%
Q1
27.46%
Min
0.00%

V

Financial Services industry group

21.94%

Max
119.94%
Q3
55.80%
Median
23.88%
Q1
0.00%
Min
0.00%
Bank of America (BAC) vs. Visa (V): A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Financial Services industry group benchmarks.

Dividend at a Glance

SymbolBACV
Dividend Yield (TTM)2.65%0.78%
Dividend Payout Ratio (TTM)30.40%21.94%

Valuation

Price-to-Earnings Ratio (TTM)

Both Bank of America (BAC) at 11.47 and Visa (V) at 27.95 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.

BAC

Banks industry group

11.47

Max
21.85
Q3
15.07
Median
12.04
Q1
10.51
Min
5.41

V

Financial Services industry group

27.95

Max
54.42
Q3
28.33
Median
16.17
Q1
10.23
Min
1.22
Bank of America (BAC) vs. Visa (V): A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Financial Services industry group benchmarks.

Price-to-Sales Ratio (TTM)

Visa (V) reports Price-to-Sales Ratio (TTM) of 14.45; for Bank of America (BAC), revenue-based Price-to-Sales Ratio (TTM) isn’t a meaningful figure under the Banks industry convention, so the two aren’t directly comparable here.

BAC

Banks industry group

2.33

Max
4.88
Q3
3.19
Median
2.36
Q1
1.99
Min
0.52

V

Financial Services industry group

14.45

Max
9.16
Q3
4.55
Median
2.49
Q1
1.38
Min
0.02
Bank of America (BAC) vs. Visa (V): A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Financial Services industry group benchmarks.

Price-to-Book Ratio (MRQ)

Bank of America (BAC) at 1.16 hovers around the typical industry Price-to-Book Ratio (MRQ), while Visa (V) at 16.15 sits above its industry benchmark range — an elevated book-value multiple for V relative to peers.

BAC

Banks industry group

1.16

Max
2.17
Q3
1.47
Median
1.16
Q1
1.00
Min
0.57

V

Financial Services industry group

16.15

Max
9.08
Q3
4.33
Median
2.13
Q1
1.08
Min
0.20
Bank of America (BAC) vs. Visa (V): A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Financial Services industry group benchmarks.

Valuation at a Glance

SymbolBACV
Price-to-Earnings Ratio (TTM)11.4727.95
Price-to-Sales Ratio (TTM)2.3314.45
Price-to-Book Ratio (MRQ)1.1616.15
Price-to-Free Cash Flow Ratio (TTM)4.1029.34